DAVID BOUW
ActiveThe computed 12-month bankruptcy probability of DAVID BOUW is 2.6% (moderate). The 2024 annual accounts show equity of €15k and a net result of €9k. Equity is growing by ~89.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 9981 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▼-46
Solvency33▼-41
Growth85▲+33
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.09 against 1.97 in 2023; short-term debt: 91.7% and cash: 0.3% of total assets), and 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.3%
Return on assets
4.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9981 sector peers (2024).
NBB · sector comparisonPosition among 9981 sector peers
Solvency
better than 17%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-12-2025, 125 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
125 d late
2023
147 d late
2022
256 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€201k▲ 135%
2022 · €86k
2022: €86k
2022 → 2024
EBIT margin
6.2%▼ 0.2pp
2022 · 6.4%
2022: 6.4%
2022 → 2024
Net result
€9k▲ 183%
2023 · €3k
2022: €3k
2023: €3k
2022 → 2024
Working capital
€15k▲ 133%
2023 · €6k
2022: €3k
2023: €6k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€86k-€201k
Equity€3k-€6k▲ 88.3%€15k▲ 133%
Operating result€5k-€6k▲ 6.8%€12k▲ 112%
Net result€3k-€3k▼ 11.7%€9k▲ 183%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 112% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €181k
Equity
€15k▲ 133%
Debt
€166k▲ 2,400%
The debt ratio rises from 50.8% to 91.7%. Equity and debt are higher.
Key figures and ratios
Solvency
8.3%▼
2023 · 49.2%
Current ratio
1.09▼
2023 · 1.97
Quick ratio
1.09▼
2023 · 1.97
Debt / equity
11.09▲
2023 · 1.03
ROE
57.1%▲
2023 · 46.9%
ROA
4.7%▼
2023 · 23.1%
Debt
€166k▲
2023 · €7k
Debt ≤ 1 year
€166k▲
2023 · €7k
Income taxes
€3k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€13k€181k▲
Current assets29/58€13k€181k▲
Amounts receivable within one year40/41€13k€181k▲
Trade receivables40-€155k
Other amounts receivable41€13k€26k▲
Current investments50/53-€15
Cash at bank and in hand54/58€171€467▲
Equity and liabilities
Total equity and liabilities10/49€13k€181k▲
Equity10/15€6k€15k▲
Profit (loss) carried forward14€6k€15k▲
Amounts payable17/49€7k€166k▲
Amounts payable within one year42/48€7k€166k▲
Trade debts44€3k€104k▲
Suppliers440/4€3k€104k▲
Advances received on contracts in progress46-€56k
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€1k-
Income statement
Code20232024
Turnover70-€201k
Goods, raw materials, services and sundry goods60/61-€189k
Other operating charges640/8€5k€257▼
Gross operating margin9900€11k€13k▲
Operating profit (loss)9901€6k€12k▲
Financial income75/76B-€965
Recurring financial income75-€965
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€5k€12k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€3k€9k▲
Profit (loss) for the period to be appropriated9905€3k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€15k▲
Profit (loss) brought forward from the previous period14P€3k€6k▲
Timeline · acts, filings and financial milestones
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 125 days late
2024
31-12
Financial
Highest result since 2022net €9k ▲183%
Operating result €12k, net result €9k, both a record.
25-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 147 days late
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 256 days late
2023
31-12
Financial
Weakest financial yearnet €3k ▼11.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldenschaapstraat 61800 VilvoordeGround area
94 m²
Building footprint
82 m²
Volume, LiDAR
725 m³
Parcel 23642D0866/00X000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DAVID BOUW
since 20222.332.299.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0866/00X000 | Flanders | 93 m² | 1 · 82 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0759.868.207
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ProLim
BE 0798.401.555
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ANDRIBO
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 10,700 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.