DAVER INVEST
ActiveDAVER INVEST has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €360k and a net result of €19k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+8
Solvency62▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.22 in 2024; short-term debt: 8.7% and cash: 0.5% of total assets), and 62.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.3%
Return on assets
2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
45 d early
2023
40 d early
2022
7 d early
2021
32 d early
2020
6 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€360k▲ 5.6%
2024 · €341k
2019: €202k
2020: €211k
2021: €303k
2022: €322k
2023: €330k
2024: €341k
2019 → 2025
Total assets
€966k▼ 5.1%
2024 · €1.02M
2019: €1.30M
2020: €1.42M
2021: €1.17M
2022: €1.26M
2023: €1.06M
2024: €1.02M
2019 → 2025
Net result
€19k▲ 70.5%
2024 · €11k
2019: €648
2020: €9k
2021: €94k
2022: €19k
2023: €7k
2024: €11k
2019 → 2025
Working capital
€9k▼ 56.4%
2024 · €20k
2019: €-692k
2020: €-849k
2021: €94k
2022: €67k
2023: €37k
2024: €20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€303k-€322k▲ 6.3%€330k▲ 2.2%€341k▲ 3.4%€360k▲ 5.6%
Operating result€145k-€47k▼ 67.6%€32k▼ 30.7%€35k▲ 7.8%€43k▲ 23.1%
Net result€94k-€19k▼ 79.8%€7k▼ 62.9%€11k▲ 58.5%€19k▲ 70.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €966k
Fixed assets
€873k▼ 3.7%
Current assets
€92k▼ 16.4%
Equity and liabilities €966k
Equity
€360k▲ 5.6%
Debt
€606k▼ 10.4%
The debt ratio falls from 66.5% to 62.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▲
2024 · €71k
Cash flow
€56k▲
2024 · €48k
Solvency
37.3%▲
2024 · 33.5%
Current ratio
1.10▼
2024 · 1.22
Quick ratio
1.10▼
2024 · 1.22
Debt / equity
1.68▼
2024 · 1.98
ROE
5.3%▲
2024 · 3.3%
ROA
2.0%▲
2024 · 1.1%
Interest coverage
4.39▲
2024 · 3.58
Debt
€606k▼
2024 · €676k
Debt ≤ 1 year
€84k▼
2024 · €90k
Debt > 1 year
€520k▼
2024 · €583k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€966k▼
Fixed assets21/28€907k€873k▼
Tangible fixed assets22/27€906k€873k▼
Land and buildings22€897k€862k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€2k€4k▲
Financial fixed assets28€581€581=
Current assets29/58€110k€92k▼
Amounts receivable within one year40/41€67k€81k▲
Trade receivables40€28k€28k=
Other amounts receivable41€39k€53k▲
Current investments50/53€6k-
Cash at bank and in hand54/58€28k€5k▼
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.02M€966k▼
Equity10/15€341k€360k▲
Contributions10/11€50k€50k=
Reserves13€291k€310k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€286k€305k▲
Amounts payable17/49€676k€606k▼
Amounts payable after more than one year17€583k€520k▼
Financial debts170/4€583k€520k▼
Amounts payable within one year42/48€90k€84k▼
Current portion of amounts payable after more than one year42€67k€67k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€17k€11k▼
Taxes450/3€17k€9k▼
Remuneration and social security454/9-€2k
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€37k▲
Other operating charges640/8€7k€9k▲
Gross operating margin9900€78k€89k▲
Operating profit (loss)9901€35k€43k▲
Financial income75/76B€203€174▼
Recurring financial income75€203€174▼
Financial charges65/66B€20k€18k▼
Recurring financial charges65€20k€18k▼
Profit (loss) for the period before taxes9903€15k€25k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€11k€19k▲
Profit (loss) for the period to be appropriated9905€11k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€19k▲
Transfer to equity691/2€11k€19k▲
To other reserves6921€11k€19k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €94k ▲975%
Operating result €145k, net result €94k, both a record.
30-06
Financial
Liquidity times 52current ratio 2.47
Current ratio from 0.05 to 2.47; short-term debt falls from €891k to €64k.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terlindenweg 111730 AsseGround area
1,544 m²
Building footprint
190 m²
Volume, LiDAR
1,246 m³
Parcel 23002F0302/00F000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAVER INVEST
since 20082.173.465.340
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002F0302/00F000 | Flanders | 1,544 m² | 1 · 190 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAHO CONSULT
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Vliegkasteel
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 37,055 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-09-2008
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.