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DAVE IGOR

Active
Private limited companyfounded 20242 yrs activeTienne aux Clochers(WP) 121, 5100 Namur, BelgiumKBO/BCE: BE 1007.843.757
Summary

The computed 12-month bankruptcy probability of DAVE IGOR is 3.2% (moderate). The 2024 annual accounts show equity of €17,812 and a net result of €14,812. Its solvency ranks better than 25% of 36380 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability93
Solvency49
Growth-
Track record67
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.75; short-term debt: 76.4% and cash: 29.9% of total assets), and 76.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
23.6%
Return on assets
19.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
22 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 22 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 April 2024, DAVE IGOR was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€17,812
Total assets
€75,616
Net result
€14,812
Working capital
-€14,231

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €75,616
Fixed assets €32,043
Current assets €43,573
Equity and liabilities €75,616
Equity €17,812
Debt €57,804
Debt finances 76.4% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€29,236
Cash flow
€25,026
Current ratio
0.75
Quick ratio
0.62
Debt to equity
3.25
ROE
83.2%
ROA
19.6%
Interest coverage
348.34
Debt ≤ 1 year
€57,804
Income taxes
€4,142

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 37 lines
Balance sheet Code2024
Assets
Total assets20/58€75,616
Fixed assets21/28€32,043
Tangible fixed assets22/27€32,043
Furniture and vehicles24€32,043
Current assets29/58€43,573
Stocks and contracts in progress3€8,000
Stocks30/36€8,000
Amounts receivable within one year40/41€12,504
Trade receivables40€6,623
Other amounts receivable41€5,881
Cash at bank and in hand54/58€22,624
Deferred charges and accrued income490/1€446
Equity and liabilities
Total equity and liabilities10/49€75,616
Equity10/15€17,812
Contributions10/11€3,000
Profit (loss) carried forward14€14,812
Amounts payable17/49€57,804
Amounts payable within one year42/48€57,804
Trade debts44€31,253
Suppliers440/4€31,253
Taxes, remuneration and social security45€6,142
Taxes450/3€4,142
Remuneration and social security454/9€2,000
Other amounts payable47/48€20,409
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,214
Other operating charges640/8€536
Gross operating margin9900€29,772
Operating profit (loss)9901€19,022
Financial income75/76B€16
Recurring financial income75€16
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€18,954
Income taxes67/77€4,142
Profit (loss) for the period9904€14,812
Profit (loss) for the period to be appropriated9905€14,812
Appropriation of the result
Profit (loss) to be appropriated9906€14,812

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,214
Other operating charges640/8€536
Gross operating margin9900€29,772
Operating profit (loss)9901€19,022
Financial income75/76B€16
Recurring financial income75€16
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€18,954
Income taxes67/77€4,142
Profit (loss) for the period9904€14,812
Profit (loss) for the period to be appropriated9905€14,812
Line2024
Assets
Total assets20/58€75,616
Fixed assets21/28€32,043
Tangible fixed assets22/27€32,043
Furniture and vehicles24€32,043
Current assets29/58€43,573
Stocks and contracts in progress3€8,000
Stocks30/36€8,000
Amounts receivable within one year40/41€12,504
Trade receivables40€6,623
Other amounts receivable41€5,881
Cash at bank and in hand54/58€22,624
Deferred charges and accrued income490/1€446
Equity and liabilities
Total equity and liabilities10/49€75,616
Equity10/15€17,812
Contributions10/11€3,000
Profit (loss) carried forward14€14,812
Amounts payable17/49€57,804
Amounts payable within one year42/48€57,804
Trade debts44€31,253
Suppliers440/4€31,253
Taxes, remuneration and social security45€6,142
Taxes450/3€4,142
Remuneration and social security454/9€2,000
Other amounts payable47/48€20,409
Line2024
Profit (loss) for the period9904€14,812
+ Depreciation and write-downs630€10,214
Operating cash flow (approximation)€25,026

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
22-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,090 m²
Building footprint
105 m²
Volume, LiDAR
860 m³
Parcel 92135G0334/00B000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DAVE IGOR SRL
Tienne aux Clochers(WP) 121, 5100 NamurJoinery installation
since 20242.357.732.874
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92135G0334/00B000 Wallonia 1,090 m² 1 · 105 m² 9.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,025 companies in sector 43320 we hold annual accounts for 9,134. 5,889 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43230Insulation installation
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
43410Roofing work
81210General cleaning of buildings
Contact
E-mail igordave@gmail.comNamur
Phone 0499605953Namur
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007843757
Registered 08-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.