Data unchained
ActiveSummary
Data unchained has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €49k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency41▲+7
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.1 in 2023; short-term debt: 83.9% and cash: 47% of total assets), and 83.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.1%
Return on assets
63.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 20782 sector peers (2024).
NBB · sector comparisonPosition among 20782 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
27 d late
2022
36 d late
2021
40 d early
2020
43 d early
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€12k▲ 5.2%
2023 · €12k
2019: €25k
2020: €50k
2021: €92k
2022: €63k
2023: €12k
2019 → 2024
Total assets
€77k▼ 40.7%
2023 · €129k
2019: €33k
2020: €67k
2021: €106k
2022: €94k
2023: €129k
2019 → 2024
Net result
€49k▲ 25.7%
2023 · €39k
2019: €13k
2020: €25k
2021: €42k
2022: €34k
2023: €39k
2019 → 2024
Working capital
€10k▼ 15.5%
2023 · €12k
2019: €26k
2020: €49k
2021: €91k
2022: €64k
2023: €12k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€50k-€92k▲ 83.1%€63k▼ 31.3%€12k▼ 81.4%€12k▲ 5.2%
Operating result€34k-€54k▲ 59.8%€45k▼ 16.9%€50k▲ 11.1%€65k▲ 30.6%
Net result€25k-€42k▲ 66.6%€34k▼ 19.2%€39k▲ 14.8%€49k▲ 25.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 31% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€2k ▼ 30.6%
Current assets
€74k ▼ 41.0%
Equity and liabilities €77k
Equity
€12k ▲ 5.2%
Debt
€64k ▼ 45.3%
Debt's share of the balance-sheet total falls from 90.9% to 83.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66k▲
2023 · €51k
Cash flow
€50k▲
2023 · €40k
Current ratio
1.16▲
2023 · 1.10
Debt to equity
5.21▼
2023 · 10.03
ROE
393.7%▲
2023 · 329.5%
ROA
63.4%▲
2023 · 29.9%
Interest coverage
18.62▼
2023 · 25.78
Debt ≤ 1 year
€64k▼
2023 · €114k
Income taxes
€13k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€129k€77k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€1k€658▼
Furniture and vehicles24€1k€442▼
Financial fixed assets28€1k€1k=
Current assets29/58€126k€74k▼
Amounts receivable within one year40/41€36k€38k▲
Trade receivables40€34k€36k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€86k€36k▼
Deferred charges and accrued income490/1€3k€328▼
Equity and liabilities
Total equity and liabilities10/49€129k€77k▼
Equity10/15€12k€12k▲
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€10k€10k▲
Amounts payable17/49€118k€64k▼
Amounts payable within one year42/48€114k€64k▼
Trade debts44€246€11k▲
Suppliers440/4€246€11k▲
Taxes, remuneration and social security45€26k€12k▼
Taxes450/3€22k€12k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€88k€41k▼
Accrued charges and deferred income492/3€3k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€139€967▲
Gross operating margin9900€51k€67k▲
Operating profit (loss)9901€50k€65k▲
Financial income75/76B€0€10▲
Recurring financial income75€0€10▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€48k€62k▲
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€39k€49k▲
Profit (loss) for the period to be appropriated9905€39k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€100k€58k▼
Profit (loss) brought forward from the previous period14P€61k€10k▼
Profit to be distributed694/7€90k€48k▼
Return on contributions (dividend)694€90k€48k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €49k ▲25.7%
Operating result €65k, net result €49k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2019
Ground area
5,407 m²
Building footprint
1,884 m²
Volume, LiDAR
33,335 m³
2 parcels, Brussels, Wallonia · tallest building 23.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Data unchained
since 20192.285.728.784
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0151/00K000 | Brussels | 4,882 m² | 1 · 1,796 m² | 23.2 m · 6 fl. |
| 25105C0198/00X005 | Wallonia | 525 m² | 1 · 88 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 10,650 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.