Data Merit
ActiveSummary
Data Merit has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338,222 and a net result of €129,555. Equity has been growing by about 81% per year since 2023. Its solvency ranks better than 70% of 21,166 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 26-08-2022 Normal situation
- Activity
- Other information technology and computer services NACE 62900
- Establishment unit
- 2.335.081.889 2640 Mortsel, since 01-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 29-08-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €186,912
- ▲ 20.5%
- Turnover
- ≈ €280,000
- estimated
- Profit
- €129,555
- ▲ 23.0%
- Equity
- €338,222
- ▲ 62.1%
- Total assets
- €443,742
- ▲ 45.5%
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 4.17, cash €226,628Equity €338,222 (76.2% of total assets)Size: total assets €443,742Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 81% on liquidity, 82% on profitability and 83% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 9 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 22-06-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is 23% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €67,993 | €10,486 | €8,693 |
| Intangible fixed assets | €3,600 | - | - |
| Financial fixed assets | €150 | - | - |
| Depreciation and write-downs of the year | €18,321 | €17,818 | €17,608 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 · 1 entry · €648 awarded · €648 paid| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,321 | €17,818 | €17,608 | ▼ 1.2% |
| Other operating charges640/8 | €927 | €291 | €419 | ▲ 43.8% |
| Gross operating margin9900 | €125,749 | €155,137 | €186,912 | ▲ 20.5% |
| Operating profit (loss)9901 | €106,500 | €137,027 | €168,886 | ▲ 23.2% |
| Financial income75/76B | €19 | €16 | €25 | ▲ 55.7% |
| Recurring financial income75 | €19 | €16 | €25 | ▲ 55.7% |
| Financial charges65/66B | €2,245 | €1,447 | €1,029 | ▼ 28.9% |
| Recurring financial charges65 | €2,245 | €1,447 | €1,029 | ▼ 28.9% |
| Profit (loss) for the period before taxes9903 | €104,274 | €135,597 | €167,881 | ▲ 23.8% |
| Income taxes67/77 | €22,721 | €30,256 | €38,327 | ▲ 26.7% |
| Profit (loss) for the period9904 | €81,553 | €105,341 | €129,555 | ▲ 23.0% |
| Profit (loss) for the period to be appropriated9905 | €81,553 | €105,341 | €129,555 | ▲ 23.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €184,329 | €304,994 | €443,742 | ▲ 45.5% |
| Fixed assets21/28 | €53,421 | €46,089 | €37,174 | ▼ 19.3% |
| Intangible fixed assets21 | €2,203 | €1,003 | - | - |
| Tangible fixed assets22/27 | €51,069 | €44,936 | €37,024 | ▼ 17.6% |
| Plant, machinery and equipment23 | - | €2,609 | €1,991 | ▼ 23.7% |
| Furniture and vehicles24 | €51,069 | €42,327 | €29,026 | ▼ 31.4% |
| Other tangible fixed assets26 | - | - | €6,008 | - |
| Financial fixed assets28 | €150 | €150 | €150 | = |
| Current assets29/58 | €130,908 | €258,904 | €406,567 | ▲ 57.0% |
| Amounts receivable within one year40/41 | €48,668 | €117,335 | €177,650 | ▲ 51.4% |
| Trade receivables40 | €14,364 | €21,982 | €23,845 | ▲ 8.5% |
| Other amounts receivable41 | €34,303 | €95,353 | €153,805 | ▲ 61.3% |
| Cash at bank and in hand54/58 | €80,899 | €139,675 | €226,628 | ▲ 62.3% |
| Deferred charges and accrued income490/1 | €1,341 | €1,895 | €2,289 | ▲ 20.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €184,329 | €304,994 | €443,742 | ▲ 45.5% |
| Equity10/15 | €103,326 | €208,667 | €338,222 | ▲ 62.1% |
| Contributions10/11 | €21,773 | €21,773 | €21,773 | = |
| Profit (loss) carried forward14 | €81,553 | €186,894 | €316,449 | ▲ 69.3% |
| Amounts payable17/49 | €81,003 | €96,327 | €105,520 | ▲ 9.5% |
| Amounts payable after more than one year17 | €28,338 | €18,350 | €8,003 | ▼ 56.4% |
| Financial debts170/4 | €28,338 | €18,350 | €8,003 | ▼ 56.4% |
| Amounts payable within one year42/48 | €52,281 | €77,977 | €97,517 | ▲ 25.1% |
| Current portion of amounts payable after more than one year42 | €9,641 | €9,987 | €10,347 | ▲ 3.6% |
| Trade debts44 | €899 | €6,251 | €827 | ▼ 86.8% |
| Suppliers440/4 | €899 | €6,251 | €827 | ▼ 86.8% |
| Taxes, remuneration and social security45 | €41,741 | €61,738 | €86,343 | ▲ 39.9% |
| Taxes450/3 | €41,741 | €61,738 | €86,343 | ▲ 39.9% |
| Accrued charges and deferred income492/3 | €384 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €81,553 | €105,341 | €129,555 | ▲ 23.0% |
| + Depreciation and write-downs630 | €18,321 | €17,818 | €17,608 | ▼ 1.2% |
| Operating cash flow (approximation) | €99,875 | €123,158 | €147,163 | ▲ 19.5% |
| Investment in fixed assets (approximation) | - | -€10,486 | -€8,693 | ▲ 17.1% |
| Change in cash | - | €58,776 | €86,953 | ▲ 47.9% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as Data Merit has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Data Merit itself is lower: < 0.1% within 12 months. It rests on far more data about Data Merit than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Data Merit. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- COUTUER Jo sole founder · 100% at incorporation
Capital transactions
- 30-08-2022 Incorporation · €21,772.80 · 362,880 shares
Articles of association
Capital, shares and profit
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten voor helft overdrager en helft koper(s) naar evenredigheid verworven aantal bij meer dan één koper, erfgenamen…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Ten minste vijftien dagen te rekenen van dag openstelling intekening, Inbreng in geld met uitgifte van nieuwe aandelen–recht van voorkeur”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 30-08-2022 (in Dutch)
Network & group
Data Merit shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Data Merit. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
19-07
Gazette deed
Registered office moved from Leuven to MortselNew registered office: Jaak Blockxstraat 25 te 2640 Mortsel · Previous registered office: Martelarenlaan 141 bus 301, 3010 Leuven2 points ▸
- General meeting, 24-06-2024
- Registered-office move, Jaak Blockxstraat 25 te 2640 Mortsel
30-08
Gazette deed
IncorporationFounding capital of €21,772.80, 362,880 shares · Founder: COUTUER Jo · Appointment: COUTUER Jo (statutory director)6 points ▸
- Founder, COUTUER Jo
- Founding capital, €21,772.80, 362,880 shares
- 362,880 shares
- Director appointment, COUTUER Jo (statutory director), mentioned twice in the deed
- Registered office clause, Martelarenlaan 141/0301, 3010 Leuven (Kessel-Lo)
- Board rule, 1
- The deed holds 5 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Data Merit was incorporated on 26 August 2022 as a private limited company by one natural person, with a starting capital of €21,773.12 The registered office was moved to Mortsel in 2024.3 COUTUER Jo is statutory director of the company, appointed by deed of 30-08-2022.2 Total assets rose from €184,329 in 2023 to €443,742 in 2025.4
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Martelarenlaan 141 bus 301, 3010 Leuven until 01-08-2024 · deed of 19-07-2024
Activities
NACEBEL 2025Codes under NACEBEL 2008
6 activities
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;zoals de aan- en verkoop,de bouw,de verbouwing,de binnenshuis-inrichting en decoratie,de huur- en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten;
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen;
- Het aangaan en verstrekken van leningen,kredieten,financieringen en het aangaan van leasingcontracten,in het kader van het bovenvermelde voorwerp.
- Verlenen van diensten,producten en abonnementen ter ondersteuning van bedrijfsbeheer in het algemeen en databeheer in het bijzonder;
- Het verwerven,beheren en verkopen van digitale munten,digitale financiële producten,digitale activa;
- De bewerking van digitale gegevens,zoals verrijking,selectie en koppeling van digitale gegevens.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11029A0135/00G007 | Flanders | 233 m² | 1 · 108 m² | 13.3 m · 2 |