DATA FOR YOUR BUSINESS
ActiveDATA FOR YOUR BUSINESS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-155k) and a net result of €-80k. Equity is shrinking by ~43.9% per year across the filed fiscal years. Its solvency ranks better than 8% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-50
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.07 in 2024; short-term debt: 172.7% and cash: 0.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-72.7%
Return on assets
-37.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-155k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
68 d late
2023
28 d late
2022
31 d late
2021
24 d late
2020
15 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-155k▼ 106%
2024 · €-75k
2019: €51k
2020: €105k
2021: €30k
2022: €-256k
2023: €-471k
2024: €-75k
2019 → 2025
Total assets
€213k▼ 19.6%
2024 · €265k
2019: €181k
2020: €354k
2021: €665k
2022: €639k
2023: €602k
2024: €265k
2019 → 2025
Net result
€-80k
2024 · €396k
2019: €-19k
2020: €68k
2021: €-55k
2022: €-269k
2023: €-203k
2024: €396k
2019 → 2025
Working capital
€-361k▼ 14.0%
2024 · €-316k
2019: €-7k
2020: €65k
2021: €-227k
2022: €-323k
2023: €-307k
2024: €-316k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€-256k€-471k▼ 84.1%€-75k▲ 84.1%€-155k▼ 106%
Operating result€-66k-€-281k▼ 327%€-215k▲ 23.6%€-58k▲ 73.1%€-65k▼ 12.7%
Net result€-55k-€-269k▼ 390%€-203k▲ 24.3%€396k€-80k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €65k in 2025 against €58k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€206k▼ 14.8%
Current assets
€8k▼ 67.9%
Key figures and ratios
EBITDA
€-30k▼
2024 · €-9k
Cash flow
€-44k▼
2024 · €445k
Solvency
-72.7%▼
2024 · -28.3%
Current ratio
0.02▼
2024 · 0.07
Quick ratio
0.02▼
2024 · 0.07
Debt / equity
-2.38▲
2024 · -4.53
ROA
-37.4%▼
2024 · 149.4%
Interest coverage
-3.31▲
2024 · -13.29
Debt
€368k▲
2024 · €340k
Debt ≤ 1 year
€368k▲
2024 · €340k
Income taxes
€6k▲
2024 · €58
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€265k€213k▼
Fixed assets21/28€241k€206k▼
Intangible fixed assets21€71k€35k▼
Tangible fixed assets22/27€708€208▼
Furniture and vehicles24€708€208▼
Financial fixed assets28€170k€170k=
Current assets29/58€24k€8k▼
Amounts receivable within one year40/41€22k€7k▼
Trade receivables40€3k€6k▲
Other amounts receivable41€19k€1k▼
Cash at bank and in hand54/58€2k€695▼
Equity and liabilities
Total equity and liabilities10/49€265k€213k▼
Equity10/15€-75k€-155k▼
Contributions10/11€7k€7k=
Profit (loss) carried forward14€-82k€-162k▼
Amounts payable17/49€340k€368k▲
Amounts payable after more than one year17€0-
Other amounts payable178/9€0-
Amounts payable within one year42/48€340k€368k▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€58k€72k▲
Taxes450/3€58k€72k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€276k€288k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€36k▼
Other operating charges640/8€394€6k▲
Non-recurring operating charges66A-€18k
Gross operating margin9900€-8k€-5k▲
Operating profit (loss)9901€-58k€-65k▼
Financial income75/76B€455k€0▼
Recurring financial income75€455k€0▼
Financial charges65/66B€722€9k▲
Recurring financial charges65€655€9k▲
Non-recurring financial charges66B€67€0▼
Profit (loss) for the period before taxes9903€396k€-74k▼
Income taxes67/77€58€6k▲
Profit (loss) for the period9904€396k€-80k▼
Profit (loss) for the period to be appropriated9905€396k€-80k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€-162k▼
Profit (loss) brought forward from the previous period14P€-478k€-82k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-12
Financial
Back to profitnet €396k
Net result €396k after 3 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-269k
Net result drops to €-269k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €68k
Net result €68k after one loss-making year.
31-12
Financial
Equity above €100kEq €105k ▲106%
Equity rises from €51k to €105k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean-d'Outremeuse 874020 LiègeGround area
93 m²
Building footprint
52 m²
Volume, LiDAR
628 m³
Parcel 62808A0979/00R007, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DATA FOR YOUR BUSINESS
since 20182.274.917.244
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62808A0979/00R007 | Wallonia | 93 m² | 1 · 52 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,868 companies in sector 62100 we hold annual accounts for 8,779. 6,355 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-03-2018
Fiscal year end31-12
Abbreviation FR
D4B
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+33665556087