DATA CONSULT FREE
ActiveSummary
For DATA CONSULT FREE, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (€-75k) and a net result of €-5k. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 24633 sector peers (fiscal year 2023). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-502.3%
Return on assets
-33.6%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 01-09-2024, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
32 d late
2022
25 d late
2021
2 d early
2020
32 d late
2019
71 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€-75k▼ 7.2%
2022 · €-70k
2018: €-16k
2019: €-40k
2020: €-57k
2021: €-62k
2022: €-70k
2018 → 2023
Total assets
€15k▼ 3.0%
2022 · €15k
2018: €17k
2019: €27k
2020: €22k
2021: €17k
2022: €15k
2018 → 2023
Net result
€-5k▲ 42.2%
2022 · €-9k
2018: €-2k
2019: €-25k
2020: €-16k
2021: €-4k
2022: €-9k
2018 → 2023
Working capital
€8k▲ 194%
2022 · €3k
2018: €16k
2019: €15k
2020: €4k
2021: €3k
2022: €3k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€-40k-€-57k▼ 40.8%€-62k▼ 8.4%€-70k▼ 14.1%€-75k▼ 7.2%
Operating result€-25k-€-16k▲ 34.2%€-4k▲ 73.4%€-9k▼ 98.0%€-5k▲ 42.6%
Net result€-25k-€-16k▲ 33.4%€-4k▲ 72.8%€-9k▼ 94.4%€-5k▲ 42.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2023 against €9k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €15k
Fixed assets
€2k =
Current assets
€13k ▼ 3.6%
Key figures and ratios
Solvency
-502.3%▼
2022 · -454.6%
Current ratio
2.62▲
2022 · 1.25
Debt to equity
-1.20▲
2022 · -1.22
ROA
-33.6%▲
2022 · -56.3%
Debt
€90k▲
2022 · €86k
Debt ≤ 1 year
€5k▼
2022 · €10k
Debt > 1 year
€85k▲
2022 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 36 lines
Balance sheet
Code20222023
Assets
Total assets20/58€15k€15k▼
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€13k€13k▼
Amounts receivable within one year40/41€11k€11k▼
Other amounts receivable41€11k€11k▼
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€15k€15k▼
Equity10/15€-70k€-75k▼
Contributions10/11€19k€19k=
Reserves13€32k€32k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€-121k€-126k▼
Amounts payable17/49€86k€90k▲
Amounts payable after more than one year17€75k€85k▲
Financial debts170/4€75k€85k▲
Amounts payable within one year42/48€10k€5k▼
Trade debts44€306-
Suppliers440/4€306-
Taxes, remuneration and social security45€5k-
Taxes450/3€308-
Remuneration and social security454/9€5k-
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3€23-
Income statement
Code20222023
Other operating charges640/8€608€655▲
Gross operating margin9900€-8k€-4k▲
Operating profit (loss)9901€-9k€-5k▲
Financial charges65/66B€51€61▲
Recurring financial charges65€51€61▲
Profit (loss) for the period before taxes9903€-9k€-5k▲
Profit (loss) for the period9904€-9k€-5k▲
Profit (loss) for the period to be appropriated9905€-9k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-121k€-126k▼
Profit (loss) brought forward from the previous period14P€-112k€-121k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
01-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 32 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.62
Current ratio from 1.25 to 2.62; short-term debt falls from €10k to €5k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 71 days late
2019
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 54 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
2015
25-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 56 days late
2014
08-07
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,524 m²
Building footprint
723 m²
Volume, LiDAR
2,626 m³
2 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DATA CONSULT FREE
since 19962.040.688.869
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0074/00G003 | Flanders | 1,252 m² | 1 · 602 m² | 12.2 m |
| 42025G0556/00R002 | Flanders | 272 m² | 1 · 121 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Yvoir
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,234 companies in sector 47781 we hold annual accounts for 744. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded15-10-1988
Fiscal year end31-12
Abbreviation NL
D.C.F.
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
46190Agents in non-specialised wholesale trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.