DASERV!CIO
ActiveSummary
DASERV!CIO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €2k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 2045 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+31
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 8.31 against 5.33 in 2024; short-term debt: 9.8% and cash: 22.1% of total assets), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.1%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
42 d late
2024
59 d late
2023
54 d late
2022
60 d late
2021
43 d late
2020
89 d late
2019
45 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k
2024 · €-2k
2018: €-44k
2019: €33k
2020: €18k
2021: €7k
2022: €2k
2023: €-166
2024: €-2k
2018 → 2025
Working capital
€91k▲ 12.8%
2024 · €81k
2018: €45k
2019: €59k
2020: €75k
2021: €73k
2022: €80k
2023: €85k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€95k▲ 2.2%€94k▼ 0.2%€92k▼ 2.3%€94k▲ 2.0%
Operating result€9k-€4k▼ 57.6%€2k▼ 31.3%€-123€4k
Net result€7k-€2k▼ 69.4%€-166€-2k▼ 1,190%€2k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €123 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€23k ▲ 107%
Current assets
€104k ▲ 4.2%
Equity and liabilities €127k
Equity
€94k ▲ 2.0%
Debt
€33k ▲ 75.9%
Debt's share of the balance-sheet total rises from 16.9% to 25.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2024 · €6k
Cash flow
€10k▲
2024 · €4k
Current ratio
8.31▲
2024 · 5.33
Debt to equity
0.35▲
2024 · 0.20
ROE
2.0%▲
2024 · -2.3%
ROA
1.5%▲
2024 · -1.9%
Interest coverage
6.75▲
2024 · 2.80
Debt ≤ 1 year
€13k▼
2024 · €19k
Debt > 1 year
€16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€111k€127k▲
Fixed assets21/28€11k€23k▲
Tangible fixed assets22/27€11k€23k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€8k€21k▲
Current assets29/58€100k€104k▲
Amounts receivable within one year40/41€85k€72k▼
Trade receivables40€51k€46k▼
Other amounts receivable41€34k€26k▼
Cash at bank and in hand54/58€7k€28k▲
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€111k€127k▲
Equity10/15€92k€94k▲
Contributions10/11€70k€70k=
Capital10€70k€70k=
Issued capital100€70k€70k=
Reserves13€3k€3k▲
Non-distributable reserves130/1€3k€3k▲
Legal reserve130€3k€3k▲
Profit (loss) carried forward14€20k€21k▲
Amounts payable17/49€19k€33k▲
Amounts payable after more than one year17-€16k
Financial debts170/4-€16k
Amounts payable within one year42/48€19k€13k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€18k€7k▼
Suppliers440/4€18k€7k▼
Taxes, remuneration and social security45-€392
Remuneration and social security454/9-€392
Other amounts payable47/48€333€145▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€32k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€7k€6k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€45k€18k▼
Operating profit (loss)9901€-123€4k▲
Financial income75/76B€15€3▼
Recurring financial income75€15€3▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-2k€2k▲
Profit (loss) for the period9904€-2k€2k▲
Profit (loss) for the period to be appropriated9905€-2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€21k▲
Profit (loss) brought forward from the previous period14P€22k€20k▼
Transfer to equity691/2-€92
To the legal reserve6920-€92
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 42 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 59 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 54 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2010
21-01
State Gazette act
Board meeting · General meeting
Capital increase · Capital · Isabelle Mostaert
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoutrootjesstraat(LIN) 123210 LubbeekGround area
823 m²
Building footprint
140 m²
Volume, LiDAR
785 m³
Parcel 24063B0304/00H002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DASERV!CIO
since 20062.156.233.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063B0304/00H002 | Flanders | 823 m² | 1 · 140 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 135 EUR awarded · 135 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,271 companies in sector 43230 we hold annual accounts for 1,241. 1,045 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-08-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43230Insulation installation
37000Sewerage
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:leen@daservicio.be
Phone:0473/633 933