Equity
€167,530 ▲ 35.7%
DARING.SYSTEMS has made a profit without a break since 2018.
DARING.SYSTEMS
Lifetime
9 annual accounts with figures on one time axispeak €120,208 (2023)
€69,158▲ 49.9%
lowest -€2,306 (2017)
€44,033▲ 53.5%
peak €167,530 (2025)
€167,530▲ 35.7%
€33,023▼ 8.0%
peak 0.3 FTE (2018)
-not published
Board2 names since 2017
1 directorMICHALUK David
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €46,146 to €69,158Result from €28,688 to €44,033Equity from €123,497 to €167,530
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 77% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 6.51, cash €170,137
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €167,530 (83.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 88% on liquidity, 61% on profitability and 74% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as DARING.SYSTEMS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DARING.SYSTEMS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for DARING.SYSTEMS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.51 (5.08 in 2024), above the usual 1.5. Short-term debt is 14.8% and cash 84.8% of total assets. 16.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
31 days late
2024
5 days late
2023
18 days early
2022
42 days early
2021
5 days early
2020
4 days early
2019
104 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Purpose change
“nouveau texte de l'article 3” (deed in French) · General meeting of 24-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0660615926
Resignation: MICHALUK David (manager)
Reappointment: MICHALUK David (director) · “1.Développement,production et édition de logiciels et d’applications; 2..Développement,production et édition…” (deed in French) · Director discharge: MICHALUK David · General meeting of 21-06-2023 · Gazette deed
Resignation: Zygmunt MICHALUK (manager)
Director discharge: Zygmunt MICHALUK (manager) · General meeting of 31-12-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DARING.SYSTEMS Uccle | €200,553 | €69,158 | 83.5% | - |
| NCHASE Sint-Gillis (bij-Brussel) | €182,913 | €64,561 | 55.4% | - |
| IT MESKENS Evere | €175,624 | €70,644 | 73.0% | - |
| Stoked Grom Services Etterbeek | €182,129 | €74,034 | 66.2% | - |
| ITAMA Ixelles | €170,532 | €69,017 | 22.4% | - |
| Itilit Brussels | €171,513 | €68,117 | 50.3% | - |
| Apcom Consulting Brussels | €173,876 | €73,519 | 93.5% | - |
These companies have the same main activity as DARING.SYSTEMS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €171,000 and €183,000, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 01-08-2016Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.265.657.1101180 Uccle, since 01-08-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2025
Insights on DARING.SYSTEMS
DARING.SYSTEMS files the micro format. That format states no turnover. The gross margin rose from €1,713 in 2017 to €69,158 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DARING.SYSTEMS
- What is the company number of DARING.SYSTEMS?
- The company number of DARING.SYSTEMS is 0660.615.926. The VAT number is the same number with BE in front: BE 0660.615.926.
- Where is DARING.SYSTEMS based?
- The registered office is at Zandbeekstraat 78, 1180 Uccle.Company details
- What does DARING.SYSTEMS do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of DARING.SYSTEMS?
- DARING.SYSTEMS is a private limited company (BV).
- When was DARING.SYSTEMS founded?
- DARING.SYSTEMS was founded on 01-08-2016.
- Is DARING.SYSTEMS still active?
- Yes, DARING.SYSTEMS is an active enterprise in the KBO register.
- How many employees does DARING.SYSTEMS have?
- DARING.SYSTEMS had an average of 0.3 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of DARING.SYSTEMS?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €69,158 and 60 comparable companies (NACE 62200). It probably lies between €120,000 and €170,000. In financial year 2023 turnover was €221,722.
- Is DARING.SYSTEMS profitable?
- In financial year 2025, DARING.SYSTEMS made a profit of €44,033.
- Where can I find the annual accounts of DARING.SYSTEMS?
- DARING.SYSTEMS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DARING.SYSTEMS due?
- DARING.SYSTEMS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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