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DARAM

Active
Private limited companyfounded 201412 yrs activePeter Benoitplein 47, 2627 Schelle, BelgiumKBO/BCE: BE 0547.657.644
Summary

DARAM has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,520 and a net result of €19,914. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability87▼-3
Solvency76▼-24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.67 against 1.48 in 2024; short-term debt: 44.6% and cash: 29.7% of total assets), and 48.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.3%
Return on assets
15.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 d early
2024
51 d early
2023
57 d early
2022
55 d early
2021
55 d early
2020
52 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 March 2014, DARAM was incorporated.1 Total assets went from EUR 106,581 in 2018 to EUR 129,585 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€66,520▼ 29.3%
2024 · €94,055
Total assets
€129,585▲ 4.7%
2024 · €123,721
Net result
€19,914▼ 3.9%
2024 · €20,732
Working capital
-€18,834
2024 · €10,129
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€23,167▲ 13.3%€17,250▼ 25.5%€12,966▼ 24.8%€20,465▲ 57.8%€19,177▼ 6.3%
Net result€18,105within the sector's middle half▲ 19.4%€16,737within the sector's middle half▼ 7.6%€18,118within the sector's middle half▲ 8.3%€20,732within the sector's middle half▲ 14.4%€19,914within the sector's middle half▼ 3.9%
Equity€65,768within the sector's middle half▲ 12.2%€74,605within the sector's middle half▲ 13.4%€83,923below the sector's middle half▲ 12.5%€94,055below the sector's middle half▲ 12.1%€66,520below the sector's middle half▼ 29.3%
Total assets€105,507within the sector's middle half▼ 2.9%€106,594within the sector's middle half▲ 1.0%€116,654below the sector's middle half▲ 9.4%€123,721below the sector's middle half▲ 6.1%€129,585below the sector's middle half▲ 4.7%
Debt€39,739▼ 20.6%€31,989▼ 19.5%€32,730▲ 2.3%€29,666▼ 9.4%€63,066▲ 113%
Working capital-€6,777▼ 256%-€1,664▲ 75.4%€5,264€10,129▲ 92.4%-€18,834
Solvency62.3%within the sector's middle half▲ 8.4pp70.0%within the sector's middle half▲ 7.7pp71.9%within the sector's middle half▲ 2.0pp76.0%within the sector's middle half▲ 4.1pp51.3%within the sector's middle half▼ 24.7pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2021: €23,167€23,167Net result 2021: €18,105€18,105Operating result 2022: €17,250€17,250Net result 2022: €16,737€16,737Operating result 2023: €12,966€12,966Net result 2023: €18,118€18,118Operating result 2024: €20,465€20,465Net result 2024: €20,732€20,732Operating result 2025: €19,177€19,177Net result 2025: €19,914€19,91420212022202320242025€0€10,000€20,000Operating result 2023: €12,966€13,000Net result 2023: €18,118€18,100Operating result 2024: €20,465€20,500Net result 2024: €20,732€20,700Operating result 2025: €19,177€19,200Net result 2025: €19,914€19,900202320242025
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129,585
Fixed assets €90,619 ▼ 2.1%
Current assets €38,967 ▲ 25.0%
Equity and liabilities €129,585
Equity €66,520 ▼ 29.3%
Debt €63,066 ▲ 113%
Debt's share of the balance-sheet total rises from 24.0% to 48.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€22,860▼
2024 · €23,368
Cash flow
€23,597▼
2024 · €23,635
Current ratio
0.67▼
2024 · 1.48
Debt to equity
0.95▲
2024 · 0.32
ROE
29.9%▲
2024 · 22.0%
ROA
15.4%▼
2024 · 16.8%
Interest coverage
5.83▼
2024 · 7.93
Debt ≤ 1 year
€57,801▲
2024 · €21,038
Debt > 1 year
€5,265▼
2024 · €8,628
Income taxes
€6,553▼
2024 · €6,885
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€123,721€129,585▲
Fixed assets21/28€92,554€90,619▼
Tangible fixed assets22/27€8,154€6,219▼
Plant, machinery and equipment23€5,349€3,755▼
Furniture and vehicles24€2,805€2,463▼
Financial fixed assets28€84,400€84,400=
Current assets29/58€31,168€38,967▲
Amounts receivable within one year40/41€1,738€437▼
Trade receivables40€523€390▼
Other amounts receivable41€1,215€47▼
Cash at bank and in hand54/58€29,430€38,529▲
Equity and liabilities
Total equity and liabilities10/49€123,721€129,585▲
Equity10/15€94,055€66,520▼
Contributions10/11€6,200€6,200=
Reserves13€87,855€60,320▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€87,855€60,320▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€29,666€63,066▲
Amounts payable after more than one year17€8,628€5,265▼
Financial debts170/4€8,628€5,265▼
Amounts payable within one year42/48€21,038€57,801▲
Current portion of amounts payable after more than one year42€5,483€5,013▼
Trade debts44€270€315▲
Suppliers440/4€270€315▲
Taxes, remuneration and social security45€5,616€5,023▼
Taxes450/3€5,616€5,023▼
Other amounts payable47/48€9,670€47,450▲
Income statement Code20242025
Non-recurring operating income76A-€1,322
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,903€3,683▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1,200€0▼
Other operating charges640/8€364€273▼
Non-recurring operating charges66A-€120
Gross operating margin9900€24,932€23,252▼
Operating profit (loss)9901€20,465€19,177▼
Financial income75/76B€10,097€11,211▲
Recurring financial income75€10,097€11,211▲
Financial charges65/66B€2,945€3,921▲
Recurring financial charges65€2,945€3,921▲
Profit (loss) for the period before taxes9903€27,617€26,467▼
Income taxes67/77€6,885€6,553▼
Profit (loss) for the period9904€20,732€19,914▼
Profit (loss) for the period to be appropriated9905€20,732€19,914▼
Appropriation of the result
Profit (loss) to be appropriated9906€20,732€19,914▼
Transfer from equity791/2€10,860€47,450▲
Transfer to equity691/2€20,992€19,914▼
To other reserves6921€20,992€19,914▼
Profit to be distributed694/7€10,600€47,450▲
Return on contributions (dividend)694€10,600€47,450▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€1,322-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,646€3,059€3,943€2,903€3,683▲ 26.9%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€1,200€0▼ 100%
Other operating charges640/8-€503€678€364€273▼ 25.0%
Non-recurring operating charges66A----€120-
Gross operating margin9900€26,734€20,812€17,587€24,932€23,252▼ 6.7%
Operating profit (loss)9901€23,167€17,250€12,966€20,465€19,177▼ 6.3%
Financial income75/76B-€6,720€11,203€10,097€11,211▲ 11.0%
Recurring financial income75€3,840€6,720€11,203€10,097€11,211▲ 11.0%
Financial charges65/66B-€576€653€2,945€3,921▲ 33.1%
Recurring financial charges65€812€576€653€2,945€3,921▲ 33.1%
Profit (loss) for the period before taxes9903€26,195€23,394€23,516€27,617€26,467▼ 4.2%
Income taxes67/77€8,090€6,657€5,397€6,885€6,553▼ 4.8%
Profit (loss) for the period9904€18,105€16,737€18,118€20,732€19,914▼ 3.9%
Profit (loss) for the period to be appropriated9905€18,105€16,737€18,118€20,732€19,914▼ 3.9%
Line20212022202320242025Change
Assets
Total assets20/58€105,507€106,594€116,654€123,721€129,585▲ 4.7%
Fixed assets21/28€89,958€89,262€91,120€92,554€90,619▼ 2.1%
Tangible fixed assets22/27€5,558€4,612€6,470€8,154€6,219▼ 23.7%
Plant, machinery and equipment23-€1,030€2,157€5,349€3,755▼ 29.8%
Furniture and vehicles24-€3,582€4,313€2,805€2,463▼ 12.2%
Financial fixed assets28€84,400€84,650€84,650€84,400€84,400=
Current assets29/58€15,550€17,332€25,534€31,168€38,967▲ 25.0%
Amounts receivable within one year40/41€717€1,497€2,003€1,738€437▼ 74.8%
Trade receivables40-€1,154€0€523€390▼ 25.4%
Other amounts receivable41-€343€2,003€1,215€47▼ 96.1%
Cash at bank and in hand54/58€14,832€15,835€23,531€29,430€38,529▲ 30.9%
Equity and liabilities
Total equity and liabilities10/49€105,507€106,594€116,654€123,721€129,585▲ 4.7%
Equity10/15€65,768€74,605€83,923€94,055€66,520▼ 29.3%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€59,568€68,405€77,723€87,855€60,320▼ 31.3%
Non-distributable reserves130/1-€1,860€1,860€0--
Reserves not available under the articles1311-€1,860€1,860€0--
Distributable reserves133-€66,545€75,863€87,855€60,320▼ 31.3%
Profit (loss) carried forward14--€0€0€0-
Amounts payable17/49€39,739€31,989€32,730€29,666€63,066▲ 113%
Amounts payable after more than one year17€17,412€12,993€12,461€8,628€5,265▼ 39.0%
Financial debts170/4-€12,993€12,461€8,628€5,265▼ 39.0%
Amounts payable within one year42/48€22,327€18,996€20,270€21,038€57,801▲ 175%
Current portion of amounts payable after more than one year42-€5,920€5,539€5,483€5,013▼ 8.6%
Trade debts44€641€828€2,019€270€315▲ 16.8%
Suppliers440/4-€828€2,019€270€315▲ 16.8%
Taxes, remuneration and social security45-€4,742€4,562€5,616€5,023▼ 10.6%
Taxes450/3-€4,742€4,562€5,616€5,023▼ 10.6%
Other amounts payable47/48-€7,506€8,150€9,670€47,450▲ 391%
Line20212022202320242025Change
Profit (loss) for the period9904€18,105€16,737€18,118€20,732€19,914▼ 3.9%
+ Depreciation and write-downs630€2,646€3,059€3,943€2,903€3,683▲ 26.9%
Operating cash flow (approximation)€20,751€19,796€22,061€23,635€23,597▼ 0.2%
Investment in fixed assets (approximation)--€2,363-€5,801-€4,337-€1,748▲ 59.7%
Change in cash-€1,003€7,696€5,898€9,099▲ 54.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
10-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Highest result since 2018net €20,732 ▲14.4%
Net result €20,732, the highest in the series.
04-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
06-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
09-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
349 m²
Building footprint
142 m²
Volume, LiDAR
748 m³
Parcel 11038A0355/00W005, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DARAM
Peter Benoitplein 47, 2627 SchelleBusiness consulting
since 20142.227.297.865
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11038A0355/00W005 Flanders 349 m² 1 · 142 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-09-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-09-2025 of DARAM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 39,466 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-03-2014
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
90201Performing arts by independent artists
Contact
E-mail daram@telenet.be
Phone 0495326695
E-invoicing
Reachable via Peppol
Peppol ID 0208:0547657644
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.