DARAFIN
ActiveDARAFIN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €-34k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 5.83 in 2024), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€34k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
29 d early
2023
32 d early
2022
8 d late
2021
33 d early
2020
30 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€263k
EBIT margin
-12.2%
Net result
€-34k▼ 1.7%
2024 · €-33k
2018: €-33k
2019: €12k
2020: €-30k
2021: €-17k
2022: €-23k
2023: €-30k
2024: €-33k
2018 → 2025
Working capital
€13k▼ 58.3%
2024 · €30k
2018: €243k
2019: €279k
2020: €281k
2021: €217k
2022: €62k
2023: €47k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€540k-€368k▼ 31.8%€338k▼ 8.2%€305k▼ 9.7%€272k▼ 11.0%
Operating result€-17k-€-23k▼ 38.6%€-30k▼ 28.8%€-33k▼ 9.2%€-33k▼ 1.7%
Net result€-17k-€-23k▼ 38.9%€-30k▼ 28.7%€-33k▼ 9.1%€-34k▼ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2025 against €33k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€259k▼ 5.8%
Current assets
€18k▼ 50.9%
Equity and liabilities €277k
Equity
€272k▼ 11.0%
Debt
€5k▼ 15.1%
The debt ratio falls from 2.0% to 1.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-18k▼
2024 · €-17k
Cash flow
€-18k▼
2024 · €-17k
Solvency
98.1%▲
2024 · 98.0%
Current ratio
3.37▼
2024 · 5.83
Quick ratio
3.37▼
2024 · 5.83
Debt / equity
0.02▼
2024 · 0.02
ROE
-12.3%▼
2024 · -10.8%
ROA
-12.1%▼
2024 · -10.6%
Interest coverage
-214.96▲
2024 · -218.76
Debt
€5k▼
2024 · €6k
Debt ≤ 1 year
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€311k€277k▼
Fixed assets21/28€275k€259k▼
Tangible fixed assets22/27€275k€259k▼
Land and buildings22€274k€258k▼
Furniture and vehicles24€1k€465▼
Current assets29/58€36k€18k▼
Cash at bank and in hand54/58€33k€14k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€311k€277k▼
Equity10/15€305k€272k▼
Contributions10/11€32k€32k=
Reserves13€64k€64k=
Distributable reserves133€64k€64k=
Profit (loss) carried forward14€209k€175k▼
Amounts payable17/49€6k€5k▼
Amounts payable within one year42/48€6k€5k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Other amounts payable47/48€4k€4k▲
Accrued charges and deferred income492/3€10€10=
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€13k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=
Other operating charges640/8€4k€4k▼
Gross operating margin9900€-13k€-14k▼
Operating profit (loss)9901€-33k€-33k▼
Financial charges65/66B€78€82▲
Recurring financial charges65€78€82▲
Profit (loss) for the period before taxes9903€-33k€-34k▼
Profit (loss) for the period9904€-33k€-34k▼
Profit (loss) for the period to be appropriated9905€-33k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€209k€175k▼
Profit (loss) brought forward from the previous period14P€242k€209k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-09
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 8current ratio 10.78
Current ratio from 1.40 to 10.78; short-term debt falls from €155k to €5k.
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity doublescurrent ratio 60.88
Current ratio from 30.10 to 60.88; short-term debt falls from €10k to €5k.
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-09
Financial
Liquidity times 9current ratio 30.10
Current ratio from 3.20 to 30.10; short-term debt falls from €111k to €10k.
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Bois le Comte(GOM) 1A4140 SprimontGround area
9,977 m²
Building footprint
350 m²
Volume, LiDAR
1,392 m³
2 parcels, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Bois le Comte(GOM) 1 A, 4140 Sprimont
since 20022.099.164.033
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62045A0049/00L005 | Wallonia | 5,620 m² | 1 · 149 m² | - |
| 62045A0049/00G007 | Wallonia | 4,357 m² | 1 · 202 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MR CONSULTING
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 38,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2002
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.