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DAR NAJAH

Active
Private limited companyfounded 2003active for 23 yearsRue d'Hévillers 8, 1450 Chastre, BelgiumKBO/BCE: BE 0859.793.647
Summary

The computed 12-month bankruptcy probability of DAR NAJAH is 3.1% (moderate). The 2024 annual accounts show equity of €124,886 and a net result of €34,602. Equity is shrinking by about 3.2% per year across the filed financial years. Its solvency ranks better than 47% of 15,450 sector peers (NACE 46, financial year 2024). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

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DAR NAJAHActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
NACE 46160
10th largest company by equity in Chastre, Wholesale and retail trade sector2 sites
Size
€349,318total assets 2024
Equity
€124,886
Profit
€34,602
Financial health
52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.1%
Structure
2025 accounts not filed, 88 days past the deadline1 of 2 deeds summarised
Why 52raises riskFigures for financial year 2024 (filed 05-09-2025)Liquidity: current ratio 2.71, cash €6681 financial year not filed after the legal deadline; last filed accounts filed 36 days late; 3 of the last 3 latelowers riskFounded in 2003Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 62% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 61+13
equity 35.8% of total assets
Liquidity 45-37
short-term debt 18.6% · cash 0.2%
Profitability 81+48
return on assets 9.9%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,882 companies, NACE 46, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.3%▼ -0.1 percentage points vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.2%▼ -0.1 percentage points vs 05-2025 07-2025: 2.3%▲ +0.1 percentage points vs 06-2025 08-2025: 3.1%▲ +0.8 percentage points vs 07-2025 09-2025: 3.3%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 1.3%▼ -2.0 percentage points vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.2%▼ -0.1 percentage points vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026lowest value 08-2026: 2.1%▲ +0.9 percentage points vs 07-2026 09-2026: 2.2%▲ +0.1 percentage points vs 08-2026 10-2026: 3.1%▲ +0.9 percentage points vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.71, compared with 1.83 in 2023, above the usual 1.5; short-term debt: 18.6% and cash: 0.2% of total assets), but 64.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 45% on solvency, 43% on liquidity, 74% on profitability and 85% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 05-09-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 2.71, cash €668
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 36 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 2003
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €124,886
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 88 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline27-10-2026 today
raises risk · 2024 accounts filed 36 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-09-2025, 36 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
36 days late
2023
71 days late
2022
122 days late
2021
184 days late
2020
54 days late
2019
38 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 84 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Back to profitnet €34,602
  3. Equity above €100,000equity €124,886 ▲38.3%

Key points

  • Positive: Back in profit in 2024after -€22,862 in 2023 €34,602 View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 88 days past the deadline View
  • Positive: 10th largest company by equity in Chastre, Wholesale and retail trade sectorin the Checked rankings No. 10 View

By topic

Financials

Financial year
2024
Total assets
€349,318
Profit
€34,602
Solvency
35.8%
Total assets▼ 9.4%
Net result
20182024
Go to Financials

Timeline

Events
25
Since
2005
  1. 10-10-2024Annual accounts filed
  2. 12-01-2024Amendment of the articles · Legal-form change…
  3. 30-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Agents in the wholesale of textiles, clothing, fur…NACE 46160
Founded
28-07-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
38
Purpose
“L'importation,l'exportation,la vente,en gros ou au détail,l'achat,la location,la…” (deed in French)
Go to Articles of association

Key facts about DAR NAJAH

What is the company number of DAR NAJAH?
0859.793.647. In Belgium the VAT number is the company number with BE in front: BE 0859.793.647.
Where is DAR NAJAH based?
The registered office is at Rue d'Hévillers 8, 1450 Chastre.Company details
What does DAR NAJAH do?
According to the KBO register, the main activity is agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160).
What is the legal form of DAR NAJAH?
Private limited company (BV).
When was DAR NAJAH founded?
On 28-07-2003.
Is DAR NAJAH still active?
Yes, DAR NAJAH is an active enterprise in the KBO register.
What is the turnover of DAR NAJAH?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is DAR NAJAH profitable?
In financial year 2024, DAR NAJAH made a profit of €34,602.
Where can I find the annual accounts of DAR NAJAH?
DAR NAJAH filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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