DAP Ter Heide
ActiveDAP Ter Heide has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €290k and a net result of €186k. Its solvency ranks better than 65% of 1259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▲+25
Growth78
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity ample (current ratio 2.93 against 1.48 in 2024; short-term debt: 29.6% and cash: 34.5% of total assets), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
41.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
52 d early
2024
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€290k▲ 179%
2024 · €104k
2024: €104k
2024 → 2025
Total assets
€447k▲ 73.5%
2024 · €258k
2024: €258k
2024 → 2025
Net result
€186k▲ 98.1%
2024 · €94k
2024: €94k
2024 → 2025
Working capital
€255k▲ 338%
2024 · €58k
2024: €58k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€104k-€290k▲ 179%
Operating result€121k-€244k▲ 102%
Net result€94k-€186k▲ 98.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 102% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €447k
Fixed assets
€60k▼ 24.6%
Current assets
€387k▲ 117%
Equity and liabilities €447k
Equity
€290k▲ 179%
Debt
€157k▲ 2.1%
The debt ratio falls from 59.7% to 35.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€266k▲
2024 · €139k
Cash flow
€208k▲
2024 · €112k
Solvency
64.9%▲
2024 · 40.3%
Current ratio
2.93▲
2024 · 1.48
Quick ratio
2.53▲
2024 · 1.18
Debt / equity
0.54▼
2024 · 1.48
ROE
64.2%▼
2024 · 90.4%
ROA
41.6%▲
2024 · 36.5%
Interest coverage
93.78▲
2024 · 49.50
Debt
€157k▲
2024 · €154k
Debt ≤ 1 year
€132k▲
2024 · €120k
Debt > 1 year
€23k▼
2024 · €33k
Income taxes
€55k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€258k€447k▲
Fixed assets21/28€79k€60k▼
Intangible fixed assets21€42k€36k▼
Tangible fixed assets22/27€35k€22k▼
Plant, machinery and equipment23€34k€20k▼
Furniture and vehicles24€577€2k▲
Financial fixed assets28€3k€2k▼
Current assets29/58€179k€387k▲
Stocks and contracts in progress3€36k€53k▲
Stocks30/36€36k€53k▲
Amounts receivable within one year40/41€89k€179k▲
Trade receivables40€87k€179k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€52k€154k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€258k€447k▲
Equity10/15€104k€290k▲
Contributions10/11€10k€10k=
Reserves13€94k€280k▲
Distributable reserves133€94k€280k▲
Amounts payable17/49€154k€157k▲
Amounts payable after more than one year17€33k€23k▼
Financial debts170/4€33k€23k▼
Amounts payable within one year42/48€120k€132k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€74k€52k▼
Suppliers440/4€74k€52k▼
Taxes, remuneration and social security45€24k€58k▲
Taxes450/3€24k€58k▲
Other amounts payable47/48€12k€12k=
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€22k▲
Other operating charges640/8€623€605▼
Gross operating margin9900€140k€267k▲
Operating profit (loss)9901€121k€244k▲
Financial income75/76B€1€14▲
Recurring financial income75€1€14▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€118k€241k▲
Income taxes67/77€24k€55k▲
Profit (loss) for the period9904€94k€186k▲
Profit (loss) for the period to be appropriated9905€94k€186k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€186k▲
Transfer to equity691/2€94k€186k▲
To other reserves6921€94k€186k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €290k ▲179%
2 profitable years in a row build equity to €290k.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Kouterdreef 1219240 ZeleGround area
872 m²
Building footprint
241 m²
Volume, LiDAR
1,129 m³
Parcel 42402C0069/00H000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAP Ter Heide
since 20242.355.042.808
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402C0069/00H000 | Flanders | 872 m² | 1 · 241 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DIERENARTS TINEKE BOUW
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Merelbeke-Melle · Eq €291k
HEELIX
BE 0755.842.509
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DIERENARTS GREETJE BRUNINX
BE 0536.803.839
Riemst · Eq €292k
Of 6,077 companies in sector 75000 we hold annual accounts for 1,948. 1,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2024
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.