DAP Mario Schepkens
ActiveDAP Mario Schepkens has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €127k and a net result of €15k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 233 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-10
Solvency92▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 2.2 in 2023; short-term debt: 15.4% and cash: 13.4% of total assets), and 32.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
26 d early
2022
28 d late
2021
32 d early
2020
31 d late
2019
35 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€127k▼ 0.9%
2023 · €128k
2018: €53k
2019: €63k
2020: €79k
2021: €86k
2022: €110k
2023: €128k
2018 → 2024
Total assets
€189k▼ 12.7%
2023 · €216k
2018: €220k
2019: €251k
2020: €261k
2021: €240k
2022: €205k
2023: €216k
2018 → 2024
Net result
€15k▼ 56.1%
2023 · €33k
2018: €16k
2019: €9k
2020: €16k
2021: €7k
2022: €24k
2023: €33k
2018 → 2024
Working capital
€40k▼ 15.2%
2023 · €47k
2018: €6k
2019: €3k
2020: €17k
2021: €20k
2022: €37k
2023: €47k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€79k-€86k▲ 9.0%€110k▲ 27.8%€128k▲ 16.6%€127k▼ 0.9%
Operating result€28k-€14k▼ 48.7%€36k▲ 151%€49k▲ 36.6%€23k▼ 53.4%
Net result€16k-€7k▼ 56.7%€24k▲ 239%€33k▲ 38.3%€15k▼ 56.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 53% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €189k
Fixed assets
€120k▼ 7.9%
Current assets
€69k▼ 19.9%
Equity and liabilities €189k
Equity
€127k▼ 0.9%
Debt
€62k▼ 29.9%
The debt ratio falls from 40.7% to 32.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€33k▼
2023 · €71k
Cash flow
€25k▼
2023 · €56k
Solvency
67.3%▲
2023 · 59.3%
Current ratio
2.37▲
2023 · 2.20
Quick ratio
1.14▼
2023 · 1.44
Debt / equity
0.49▼
2023 · 0.69
ROE
11.4%▼
2023 · 25.8%
ROA
7.7%▼
2023 · 15.3%
Interest coverage
13.31▼
2023 · 23.83
Debt
€62k▼
2023 · €88k
Debt ≤ 1 year
€29k▼
2023 · €39k
Debt > 1 year
€27k▼
2023 · €43k
Income taxes
€6k▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€216k€189k▼
Fixed assets21/28€130k€120k▼
Tangible fixed assets22/27€130k€120k▼
Land and buildings22€98k€95k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€1k€419▼
Other tangible fixed assets26€20k€17k▼
Current assets29/58€86k€69k▼
Stocks and contracts in progress3€30k€36k▲
Stocks30/36€30k€36k▲
Amounts receivable within one year40/41€7k€7k▲
Trade receivables40€3k€3k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€48k€25k▼
Deferred charges and accrued income490/1€1k€609▼
Equity and liabilities
Total equity and liabilities10/49€216k€189k▼
Equity10/15€128k€127k▼
Contributions10/11€20k€20k=
Reserves13€108k€107k▼
Distributable reserves133€108k€107k▼
Amounts payable17/49€88k€62k▼
Amounts payable after more than one year17€43k€27k▼
Financial debts170/4€43k€27k▼
Amounts payable within one year42/48€39k€29k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Financial debts43€424-
Credit institutions430/8€424-
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€19k€7k▼
Taxes450/3€19k€7k▼
Accrued charges and deferred income492/3€6k€6k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€10k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€73k€35k▼
Operating profit (loss)9901€49k€23k▼
Financial income75/76B€642€524▼
Recurring financial income75€642€524▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€46k€21k▼
Income taxes67/77€13k€6k▼
Profit (loss) for the period9904€33k€15k▼
Profit (loss) for the period to be appropriated9905€33k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€15k▼
Transfer from equity791/2€15k€16k▲
Transfer to equity691/2€33k€15k▼
To other reserves6921€33k€15k▼
Profit to be distributed694/7€15k€16k▲
Return on contributions (dividend)694€15k€16k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €33k ▲38.3%
Operating result €49k, net result €33k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Equity above €100kEq €110k ▲27.8%
5 profitable years in a row build equity to €110k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €7k ▼56.7%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 35 days late
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Senatorlaan 473201 AarschotGround area
1,089 m²
Building footprint
170 m²
Volume, LiDAR
1,213 m³
Parcel 24060I0075/00H003, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DAP Mario Schepkens
since 20102.230.202.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24060I0075/00H003 | Flanders | 1,089 m² | 1 · 170 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600D0I7B5LMCKJK72
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Equines
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,726 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2010
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.