DAP DE KEYSER Annick
ActiveDAP DE KEYSER Annick has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €93k and a net result of €15k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 1470 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▼-1
Solvency74▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.13 against 2.08 in 2023; short-term debt: 17.8% and cash: 25.9% of total assets), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.6%
Return on assets
8%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
152 d late
2023
119 d late
2022
31 d late
2021
28 d late
2020
4 d early
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€93k▲ 10.5%
2023 · €84k
2018: €63k
2019: €64k
2020: €68k
2021: €65k
2022: €67k
2023: €84k
2018 → 2024
Total assets
€192k▲ 1.6%
2023 · €189k
2018: €143k
2019: €137k
2020: €111k
2021: €85k
2022: €171k
2023: €189k
2018 → 2024
Net result
€15k▼ 11.7%
2023 · €17k
2018: €-298
2019: €1k
2020: €4k
2021: €-3k
2022: €2k
2023: €17k
2018 → 2024
Working capital
€38k▲ 8.6%
2023 · €35k
2018: €-14k
2019: €-13k
2020: €-12k
2021: €25k
2022: €18k
2023: €35k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€68k-€65k▼ 4.8%€67k▲ 3.2%€84k▲ 25.9%€93k▲ 10.5%
Operating result€6k-€-3k€5k€28k▲ 492%€24k▼ 14.7%
Net result€4k-€-3k€2k€17k▲ 729%€15k▼ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €192k
Fixed assets
€119k▼ 1.2%
Current assets
€73k▲ 6.6%
Equity and liabilities €192k
Equity
€93k▲ 10.5%
Debt
€99k▼ 5.6%
The debt ratio falls from 55.3% to 51.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2023 · €44k
Cash flow
€32k▼
2023 · €33k
Solvency
48.6%▲
2023 · 44.7%
Current ratio
2.13▲
2023 · 2.08
Quick ratio
1.95▲
2023 · 1.91
Debt / equity
1.06▼
2023 · 1.24
ROE
16.5%▼
2023 · 20.6%
ROA
8.0%▼
2023 · 9.2%
Interest coverage
14.35▲
2023 · 11.34
Debt
€99k▼
2023 · €104k
Debt ≤ 1 year
€34k▲
2023 · €33k
Debt > 1 year
€64k▼
2023 · €72k
Income taxes
€6k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€189k€192k▲
Fixed assets21/28€121k€119k▼
Intangible fixed assets21€76k€67k▼
Tangible fixed assets22/27€44k€51k▲
Land and buildings22€30k€26k▼
Plant, machinery and equipment23€14k€15k▲
Furniture and vehicles24€300€150▼
Leasing and similar rights25-€10k
Financial fixed assets28€922€922=
Current assets29/58€68k€73k▲
Stocks and contracts in progress3€6k€6k▲
Stocks30/36€6k€6k▲
Amounts receivable within one year40/41€2k€16k▲
Trade receivables40€2k€2k▼
Other amounts receivable41€295€15k▲
Cash at bank and in hand54/58€60k€50k▼
Deferred charges and accrued income490/1€509€953▲
Equity and liabilities
Total equity and liabilities10/49€189k€192k▲
Equity10/15€84k€93k▲
Contributions10/11€16k€16k=
Reserves13€44k€53k▲
Distributable reserves133€44k€53k▲
Profit (loss) carried forward14€24k€24k=
Amounts payable17/49€104k€99k▼
Amounts payable after more than one year17€72k€64k▼
Financial debts170/4€72k€64k▼
Amounts payable within one year42/48€33k€34k▲
Current portion of amounts payable after more than one year42€14k€16k▲
Trade debts44€6k€11k▲
Suppliers440/4€6k€11k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€10k€3k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€46k€43k▼
Operating profit (loss)9901€28k€24k▼
Financial income75/76B€25€98▲
Recurring financial income75€25€98▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€24k€21k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€17k€15k▼
Profit (loss) for the period to be appropriated9905€17k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€39k▼
Profit (loss) brought forward from the previous period14P€24k€24k=
Transfer to equity691/2€17k€15k▼
To other reserves6921€17k€15k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 152 days late
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 119 days late
2023
31-12
Financial
Highest result since 2018net €17k ▲729%
Operating result €28k, net result €17k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Weakest financial yearnet €-3k ▼178%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 2.26
Current ratio from 0.73 to 2.26; short-term debt falls from €43k to €20k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Urselseweg 319910 AalterGround area
980 m²
Building footprint
234 m²
Volume, LiDAR
1,717 m³
Parcel 44029B0668/00S000, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DAP DE KEYSER Annick
since 20032.278.233.258
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029B0668/00S000 | Flanders | 980 m² | 1 · 234 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500OTB4Q2MD7CWV80
Similar companies · same sector, comparable size
VETOCONSULT
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CABINET VETERINAIRE GABRIEL LEGROS
BE 0894.189.154
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DAP POTIAU
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FC VET
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,723 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2003
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.