DAP Assisi
ActiveDAP Assisi has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €27k. Equity is growing by ~65.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 1263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency57▼-36
Growth78=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.8 against 1.17 in 2024; short-term debt: 67.9% and cash: 17.2% of total assets), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
26.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
21 d late
2024
34 d early
2023
41 d late
2022
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 41.2%
2024 · €55k
2022: €-1k
2023: €27k
2024: €55k
2022 → 2025
Total assets
€101k▲ 25.1%
2024 · €81k
2022: €43k
2023: €58k
2024: €81k
2022 → 2025
Net result
€27k▼ 9.9%
2024 · €30k
2022: €-4k
2023: €29k
2024: €30k
2022 → 2025
Working capital
€-14k
2024 · €3k
2022: €-15k
2023: €6k
2024: €3k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-1k-€27k€55k▲ 102%€32k▼ 41.2%
Operating result€-3k-€34k€40k▲ 17.5%€37k▼ 8.5%
Net result€-4k-€29k€30k▲ 5.4%€27k▼ 9.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€46k▼ 21.0%
Current assets
€55k▲ 144%
Equity and liabilities €101k
Equity
€32k▼ 41.2%
Debt
€69k▲ 168%
The debt ratio rises from 31.6% to 67.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€49k▼
2024 · €51k
Cash flow
€39k▼
2024 · €41k
Solvency
32.1%▼
2024 · 68.4%
Current ratio
0.80▼
2024 · 1.17
Quick ratio
0.38▼
2024 · 1.17
Debt / equity
2.11▲
2024 · 0.46
ROE
83.8%▲
2024 · 54.7%
ROA
26.9%▼
2024 · 37.4%
Interest coverage
56.77▲
2024 · 25.70
Debt
€69k▲
2024 · €26k
Debt ≤ 1 year
€69k▲
2024 · €19k
Debt > 1 year
€0▼
2024 · €6k
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€101k▲
Fixed assets21/28€58k€46k▼
Tangible fixed assets22/27€58k€46k▼
Plant, machinery and equipment23€58k€46k▼
Furniture and vehicles24€748€465▼
Current assets29/58€23k€55k▲
Stocks and contracts in progress3-€29k
Stocks30/36-€29k
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40€4k€1k▼
Other amounts receivable41€85€7k▲
Cash at bank and in hand54/58€18k€17k▼
Deferred charges and accrued income490/1€966€755▼
Equity and liabilities
Total equity and liabilities10/49€81k€101k▲
Equity10/15€55k€32k▼
Contributions10/11€3k€3k=
Reserves13-€29k
Distributable reserves133-€29k
Profit (loss) carried forward14€52k€0▼
Amounts payable17/49€26k€69k▲
Amounts payable after more than one year17€6k€0▼
Financial debts170/4€6k€0▼
Amounts payable within one year42/48€19k€69k▲
Current portion of amounts payable after more than one year42€8k€6k▼
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€4k€14k▲
Taxes450/3€4k€14k▲
Other amounts payable47/48€835€44k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€139
Other operating charges640/8€278€763▲
Gross operating margin9900€51k€50k▼
Operating profit (loss)9901€40k€37k▼
Financial income75/76B€213€180▼
Recurring financial income75€213€180▼
Financial charges65/66B€2k€862▼
Recurring financial charges65€2k€862▼
Profit (loss) for the period before taxes9903€38k€36k▼
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€30k€27k▼
Profit (loss) for the period to be appropriated9905€30k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€79k▲
Profit (loss) brought forward from the previous period14P€22k€52k▲
Transfer to equity691/2-€29k
To other reserves6921-€29k
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €30k ▲5.4%
Operating result €40k, net result €30k, both a record.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 1.35
Current ratio from 0.28 to 1.35; short-term debt falls from €21k to €16k.
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frederik Peltzerstraat 782500 LierGround area
1.1 ha
Building footprint
1,090 m²
Volume, LiDAR
5,650 m³
Parcel 12392A0596/00E003, Flanders · tallest building 39.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DAP Assisi
since 20212.321.184.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0596/00E003 | Flanders | 1.1 ha | 1 · 1,090 m² | 39.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
KIKOKA
BE 0893.757.604
Alveringem · Eq €33k
Dr. M. Balligand
BE 1017.327.486
Tongeren-Borgloon · Eq €33k
Via Nova Equine Services
BE 0781.577.203
Bree · Eq €33k
VETERINAIRE F. VAN LERBERGHE
BE 0461.717.426
Marchin · Eq €33k
Dierenartspraktijk Karen Kleyn
BE 1001.828.965
Kapellen · Eq €33k
Of 6,078 companies in sector 75000 we hold annual accounts for 1,949. 1,483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2021
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.