DAP Argus
ActiveDAP Argus has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €43k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 43% of 1263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+5
Solvency71▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.79 against 3.16 in 2024; short-term debt: 9.7% and cash: 15.2% of total assets), but 54.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.8%
Return on assets
12.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
57 d early
2024
36 d early
2023
9 d early
2022
31 d late
2021
46 d late
2020
31 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▲ 13.2%
2024 · €139k
2018: €32k
2019: €34k
2020: €78k
2021: €94k
2022: €124k
2023: €127k
2024: €139k
2018 → 2025
Total assets
€344k▼ 0.8%
2024 · €347k
2018: €223k
2019: €394k
2020: €463k
2021: €402k
2022: €413k
2023: €356k
2024: €347k
2018 → 2025
Net result
€43k▲ 34.8%
2024 · €32k
2018: €11k
2019: €2k
2020: €45k
2021: €18k
2022: €32k
2023: €48k
2024: €32k
2018 → 2025
Working capital
€126k▲ 46.7%
2024 · €86k
2018: €-107k
2019: €-77k
2020: €-21k
2021: €9k
2022: €54k
2023: €72k
2024: €86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€124k▲ 32.5%€127k▲ 2.1%€139k▲ 9.6%€157k▲ 13.2%
Operating result€29k-€51k▲ 75.5%€67k▲ 31.9%€45k▼ 32.1%€60k▲ 32.2%
Net result€18k-€32k▲ 83.0%€48k▲ 49.1%€32k▼ 32.5%€43k▲ 34.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€184k▼ 16.5%
Current assets
€160k▲ 26.8%
Equity and liabilities €344k
Equity
€157k▲ 13.2%
Debt
€187k▼ 10.2%
The debt ratio falls from 59.9% to 54.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▲
2024 · €79k
Cash flow
€80k▲
2024 · €66k
Solvency
45.8%▲
2024 · 40.1%
Current ratio
4.79▲
2024 · 3.16
Quick ratio
3.06▲
2024 · 2.06
Debt / equity
1.19▼
2024 · 1.49
ROE
27.6%▲
2024 · 23.2%
ROA
12.6%▲
2024 · 9.3%
Interest coverage
18.75▲
2024 · 14.74
Debt
€187k▼
2024 · €208k
Debt ≤ 1 year
€33k▼
2024 · €40k
Debt > 1 year
€153k▼
2024 · €168k
Income taxes
€13k▲
2024 · €10k
Staff costs
€71k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€347k€344k▼
Fixed assets21/28€221k€184k▼
Intangible fixed assets21€25k€15k▼
Tangible fixed assets22/27€196k€169k▼
Land and buildings22€160k€147k▼
Plant, machinery and equipment23€24k€15k▼
Furniture and vehicles24€673€236▼
Other tangible fixed assets26€11k€7k▼
Current assets29/58€126k€160k▲
Stocks and contracts in progress3€44k€58k▲
Stocks30/36€44k€58k▲
Amounts receivable within one year40/41€9k€2k▼
Trade receivables40€318€318=
Other amounts receivable41€9k€2k▼
Current investments50/53€44k€44k=
Cash at bank and in hand54/58€27k€52k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€347k€344k▼
Equity10/15€139k€157k▲
Contributions10/11€19k€19k=
Reserves13€120k€139k▲
Distributable reserves133€120k€139k▲
Amounts payable17/49€208k€187k▼
Amounts payable after more than one year17€168k€153k▼
Financial debts170/4€168k€153k▼
Amounts payable within one year42/48€40k€33k▼
Current portion of amounts payable after more than one year42€16k€15k▼
Financial debts43€5k€1k▼
Credit institutions430/8€5k€1k▼
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9€6k€10k▲
Other amounts payable47/48-€537
Income statement
Code20242025
Remuneration, social security and pensions62€56k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€37k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€138k€170k▲
Operating profit (loss)9901€45k€60k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€42k€56k▲
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€32k€43k▲
Profit (loss) for the period to be appropriated9905€32k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€43k▲
Transfer from equity791/2€20k€25k▲
Transfer to equity691/2€32k€43k▲
To other reserves6921€32k€43k▲
Profit to be distributed694/7€20k€25k▲
Return on contributions (dividend)694€20k€25k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €157k ▲13.2%
8 profitable years in a row build equity to €157k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €48k ▲49.1%
Net result €48k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €124k ▲32.5%
5 profitable years in a row build equity to €124k.
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼79.2%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weg naar As 553600 GenkGround area
1,319 m²
Building footprint
128 m²
Volume, LiDAR
977 m³
Parcel 71016I1425/02M000, Flanders · tallest building 17.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DAP Argus
since 20172.266.298.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I1425/02M000 | Flanders | 1,318 m² | 1 · 128 m² | 17.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 831 EUR awarded · 831 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 306 EUR | 306 EUR |
| 2022 | 1 | 525 EUR | 525 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500HC78J63MNHJF95
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2017
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.