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DAP Amor

Active
Private limited companyfounded 20188 yrs activeGemeenteplein 1, 3140 Keerbergen, BelgiumKBO/BCE: BE 0699.821.643
Summary

DAP Amor has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115,699 and a net result of €65,662. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 1499 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
DAP AmorActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Veterinary services
NACE 75000
1 site
Size
€332,701total assets 2025
Equity
€115,699
Profit
€65,662
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 36 d early1 of 3 deeds read
Why 94+ Sector Veterinary activities (NACE 75)+ Size: total assets €332,701+ Liquidity: current ratio 1.25, cash €60,159+ Figures for FY 2025 (filed 25-06-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 75, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 60+9
equity 34.8% of total assets
Liquidity 64+8
short-term debt 24.0% · cash 18.1%
Profitability 93+10
return on assets 19.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,929 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -1.1% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +10.3% vs 02-2025 04-2025: 0.1%▲ +15.6% vs 03-2025 05-2025: 0.1%▼ -0.9% vs 04-2025 06-2025: 0.1%▲ +3.6% vs 05-2025 07-2025: 0.1%▲ +30.7% vs 06-2025 08-2025: 0.3%▲ +80.5% vs 07-2025highest value 09-2025: 0.1%▼ -81.4% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%▲ +2.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +7.8% vs 02-2026 04-2026: 0.1%▲ +14.5% vs 03-2026 05-2026: 0.1%▼ -3.2% vs 04-2026 06-2026: 0.1%▲ +3.3% vs 05-2026 07-2026: < 0.1%▼ -36.5% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Veterinary activities (NACE 75) lowers the probability
  • Size: total assets €332,701 lowers the probability for this profile
  • Liquidity: current ratio 1.25, cash €60,159 lowers the probability
  • Figures for FY 2025 (filed 25-06-2026) lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.93 in 2024; short-term debt: 24% and cash: 18.1% of total assets), and 65.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 75, micro). Better than this share of them on solvency 35%, liquidity 50%, profitability 64%, growth against the median 69%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Veterinary activities (NACE 75)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €332,701
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.25, cash €60,159
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 25-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
36 d early
2024
25 d late
2023
23 d late
2022
8 d late
2021
29 d late
2020
3 d early
2019
56 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Magali Verreth (director)Director discharge
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Highest result since 2019net €65,662 ▲71.8%

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €65,662 6 years View
  • A director leftlatest change 15-07-2026 · 0 in office 1 left View
  • Total assets 20256 fiscal years filed €332,701 View

By topic

Financials

Fiscal year
2025
Total assets
€332,701
Profit
€65,662
Solvency
34.8%
Total assets▼ 3.9%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2020
Next accounts
by 31-07-2027
  1. 01-09-2026Resignation: Magali Verreth (director)
  2. 25-06-2026Annual accounts filed
  3. 31-12-2025Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Veterinary servicesNACE 75000
Founded
10-07-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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