DANY VANCLEE
ActiveDANY VANCLEE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402k and a net result of €43k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-3
Solvency91▲+5
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 2.11 in 2024; short-term debt: 30.7% and cash: 27.9% of total assets), and 34.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.7%
Return on assets
7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
1 d early
2023
6 d early
2022
31 d late
2021
11 d late
2020
18 d early
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€402k▲ 11.8%
2024 · €360k
2018: €389k
2019: €346k
2020: €395k
2021: €446k
2022: €457k
2023: €477k
2024: €360k
2018 → 2025
Total assets
€612k▲ 3.8%
2024 · €590k
2018: €492k
2019: €444k
2020: €491k
2021: €562k
2022: €620k
2023: €600k
2024: €590k
2018 → 2025
Net result
€43k▼ 19.5%
2024 · €53k
2018: €42k
2019: €-43k
2020: €50k
2021: €51k
2022: €11k
2023: €20k
2024: €53k
2018 → 2025
Working capital
€295k▲ 26.7%
2024 · €233k
2018: €227k
2019: €202k
2020: €274k
2021: €324k
2022: €316k
2023: €338k
2024: €233k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€446k-€457k▲ 2.5%€477k▲ 4.4%€360k▼ 24.6%€402k▲ 11.8%
Operating result€76k-€19k▼ 74.6%€34k▲ 78.2%€83k▲ 143%€63k▼ 24.2%
Net result€51k-€11k▼ 78.4%€20k▲ 84.7%€53k▲ 161%€43k▼ 19.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€129k▼ 12.7%
Current assets
€484k▲ 9.3%
Equity and liabilities €612k
Equity
€402k▲ 11.8%
Debt
€210k▼ 8.8%
The debt ratio falls from 39.0% to 34.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€123k▼
2024 · €139k
Cash flow
€102k▼
2024 · €109k
Solvency
65.7%▲
2024 · 61.0%
Current ratio
2.57▲
2024 · 2.11
Quick ratio
2.33▲
2024 · 1.95
Debt / equity
0.52▼
2024 · 0.64
ROE
10.6%▼
2024 · 14.7%
ROA
7.0%▼
2024 · 9.0%
Interest coverage
61.72▼
2024 · 87.28
Debt
€210k▼
2024 · €230k
Debt ≤ 1 year
€188k▼
2024 · €209k
Debt > 1 year
€21k▲
2024 · €21k
Income taxes
€21k▼
2024 · €29k
Staff costs
€248k▲
2024 · €247k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€590k€612k▲
Fixed assets21/28€147k€129k▼
Tangible fixed assets22/27€147k€129k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€2k€10k▲
Leasing and similar rights25€50k€47k▼
Other tangible fixed assets26€90k€67k▼
Current assets29/58€443k€484k▲
Stocks and contracts in progress3€35k€45k▲
Stocks30/36€35k€45k▲
Amounts receivable within one year40/41€41k€50k▲
Trade receivables40€31k€32k▲
Other amounts receivable41€10k€18k▲
Current investments50/53€91k€211k▲
Cash at bank and in hand54/58€267k€171k▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€590k€612k▲
Equity10/15€360k€402k▲
Contributions10/11€20k€20k=
Reserves13€340k€382k▲
Tax-exempt reserves132€3k€3k=
Distributable reserves133€337k€380k▲
Amounts payable17/49€230k€210k▼
Amounts payable after more than one year17€21k€21k▲
Financial debts170/4€21k€21k▲
Amounts payable within one year42/48€209k€188k▼
Current portion of amounts payable after more than one year42€32k€26k▼
Trade debts44€37k€39k▲
Suppliers440/4€37k€39k▲
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3-€1k
Remuneration and social security454/9€12k€12k▼
Other amounts payable47/48€128k€110k▼
Accrued charges and deferred income492/3-€407
Income statement
Code20242025
Remuneration, social security and pensions62€247k€248k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€60k▲
Other operating charges640/8€4k€690▼
Gross operating margin9900€391k€372k▼
Operating profit (loss)9901€83k€63k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€515€3k▲
Non-recurring financial income76B€796-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€2k▲
Non-recurring financial charges66B€765€968▲
Profit (loss) for the period before taxes9903€82k€63k▼
Income taxes67/77€29k€21k▼
Profit (loss) for the period9904€53k€43k▼
Profit (loss) for the period to be appropriated9905€53k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€43k▼
Transfer from equity791/2€170k-
Transfer to equity691/2€53k€43k▼
To other reserves6921€53k€43k▼
Profit to be distributed694/7€170k-
Return on contributions (dividend)694€170k-
Social balance
Average headcount (FTE)90874.04.2▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €53k ▲161%
Operating result €83k, net result €53k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 52 days late
2019
31-12
Financial
Weakest financial yearnet €-43k ▼203%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolmontstraat 403700 Tongeren-BorgloonGround area
3,226 m²
Building footprint
145 m²
Volume, LiDAR
843 m³
Parcel 73062B0060/00W000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BVBA DANY VANCLEE
since 19892.041.654.713
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73062B0060/00W000 | Flanders | 3,226 m² | 1 · 145 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1988
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
33110Repair and maintenance of fabricated metal products
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
45332
46831Wholesale of construction materials, general range
47552Retail sale of lighting equipment
47592Retail trade
51532
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.