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DANOVI

Active
Private limited companyfounded 200719 yrs activeBerghaagstraat 15, 1700 Dilbeek, BelgiumKBO/BCE: BE 0887.640.961

DANOVI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €13k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+15
Solvency100▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity ample (current ratio 5.86 against 2.05 in 2024; short-term debt: 13.1% and cash: 10% of total assets), and 18.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 05-02-2026, 97 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
97 d late
2024
14 d late
2023
18 d late
2022
21 d late
2021
60 d late
2020
on the day
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€82k▲ 18.4%
2024 · €70k
2019: €29k 2020: €26k 2021: €46k 2022: €44k 2023: €62k 2024: €70k
2019 → 2025
Total assets
€101k▼ 18.9%
2024 · €124k
2019: €68k 2020: €54k 2021: €119k 2022: €86k 2023: €100k 2024: €124k
2019 → 2025
Net result
€13k▲ 79.8%
2024 · €7k
2019: €-2k 2020: €-3k 2021: €19k 2022: €-1k 2023: €18k 2024: €7k
2019 → 2025
Working capital
€64k▲ 43.1%
2024 · €45k
2019: €15k 2020: €14k 2021: €-38k 2022: €-21k 2023: €11k 2024: €45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€46k-€44k▼ 3.0%€62k▲ 41.3%€70k▲ 11.4%€82k▲ 18.4%
Operating result€26k-€3k▼ 89.3%€33k▲ 1,083%€19k▼ 41.5%€20k▲ 1.8%
Net result€19k-€-1k€18k€7k▼ 61.0%€13k▲ 79.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2021: €26k€26kNet result 2021: €19k€19kOperating result 2022: €3k€3kNet result 2022: €-1k€-1kOperating result 2023: €33k€33kNet result 2023: €18k€18kOperating result 2024: €19k€19kNet result 2024: €7k€7kOperating result 2025: €20k€20kNet result 2025: €13k€13k20212022202320242025
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets €23k▼ 36.0%
Current assets €77k▼ 11.8%
Equity and liabilities €101k
Equity €82k▲ 18.4%
Debt €18k▼ 66.5%
The debt ratio falls from 43.9% to 18.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€40k
2024 · €40k
Cash flow
€33k
2024 · €27k
Solvency
81.9%
2024 · 56.1%
Current ratio
5.86
2024 · 2.05
Quick ratio
5.86
2024 · 2.05
Debt / equity
0.22
2024 · 0.78
ROE
15.5%
2024 · 10.2%
ROA
12.7%
2024 · 5.7%
Interest coverage
35.56
2024 · 5.28
Debt
€18k
2024 · €54k
Debt ≤ 1 year
€13k
2024 · €43k
Debt > 1 year
€5k
2024 · €11k
Income taxes
€6k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€124k€101k
Fixed assets21/28€36k€23k
Tangible fixed assets22/27€36k€23k
Plant, machinery and equipment23€571€430
Furniture and vehicles24€36k€23k
Current assets29/58€88k€77k
Amounts receivable within one year40/41€58k€67k
Trade receivables40€9k€58k
Other amounts receivable41€50k€9k
Cash at bank and in hand54/58€28k€10k
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€124k€101k
Equity10/15€70k€82k
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Distributable reserves133€2k-
Profit (loss) carried forward14€61k€74k
Amounts payable17/49€54k€18k
Amounts payable after more than one year17€11k€5k
Financial debts170/4€11k€5k
Amounts payable within one year42/48€43k€13k
Current portion of amounts payable after more than one year42€9k€742
Trade debts44€24k-
Suppliers440/4€24k-
Taxes, remuneration and social security45€10k€6k
Taxes450/3€5k€6k
Remuneration and social security454/9€5k-
Other amounts payable47/48-€7k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k
Other operating charges640/8€683€8k
Gross operating margin9900€40k€48k
Operating profit (loss)9901€19k€20k
Financial income75/76B€0€51
Recurring financial income75€0€51
Financial charges65/66B€8k€1k
Recurring financial charges65€8k€1k
Profit (loss) for the period before taxes9903€12k€19k
Income taxes67/77€5k€6k
Profit (loss) for the period9904€7k€13k
Profit (loss) for the period to be appropriated9905€7k€13k
Appropriation of the result
Profit (loss) to be appropriated9906€61k€74k
Profit (loss) brought forward from the previous period14P€54k€61k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2026
05-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 97 days late
2025
31-03
Financial Liquidity triplescurrent ratio 5.86
Current ratio from 2.05 to 5.86; short-term debt falls from €43k to €13k.
2024
14-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2023
18-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
31-03
Financial Back to profitnet €18k
Net result €18k after one loss-making year.
31-03
Financial Liquidity triplescurrent ratio 1.28
Current ratio from 0.49 to 1.28; short-term debt falls from €42k to €37k.
2022
21-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2021
30-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
31-03
Financial Back to profitnet €19k
Net result €19k after 2 loss-making years.
2020
31-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
11-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 223 days late
2016
31-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Berghaagstraat 151700 Dilbeek
Ground area
777 m²
Building footprint
95 m²
Volume, LiDAR
760 m³
Parcel 23016C0222/00N000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DANOVI CONSTRUCT
Berghaagstraat 15, 1700 DilbeekRaising of dairy cattle
since 20072.160.870.780
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23016C0222/00N000 Flanders 777 m² 1 · 95 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,617 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-03-2007
Fiscal year end31-03
Activities, NACEBEL
43120Site preparation
45112
43130Specialised construction activities
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43990Other specialised construction activities
43999Specialised construction activities
45250
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.