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DANKERS CREATION

Active
Private limited companyfounded 199531 yrs activeAcacialaan 6, 2280 Grobbendonk, BelgiumKBO/BCE: BE 0455.091.534
Summary

DANKERS CREATION has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280k and a net result of €-38k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
61 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-23
Solvency94▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 3.06 in 2024; short-term debt: 30% and cash: 14.5% of total assets), and 30.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-38k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-01-2026, 112 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
112 d early
2024
34 d early
2023
26 d early
2022
45 d early
2021
10 d early
2020
30 d early
2019
27 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€280k▼ 26.0%
2024 · €378k
2018: €38k 2019: €18k 2020: €35k 2021: €247k 2022: €473k 2023: €385k 2024: €378k
2018 → 2025
Total assets
€403k▼ 13.4%
2024 · €465k
2018: €848k 2019: €774k 2020: €785k 2021: €989k 2022: €854k 2023: €674k 2024: €465k
2018 → 2025
Net result
€-38k▼ 413%
2024 · €-7k
2018: €-10k 2019: €-19k 2020: €16k 2021: €-66k 2022: €226k 2023: €-88k 2024: €-7k
2018 → 2025
Working capital
€82k▼ 53.4%
2024 · €175k
2018: €10k 2019: €25k 2020: €80k 2021: €280k 2022: €179k 2023: €111k 2024: €175k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€247k-€473k▲ 91.8%€385k▼ 18.6%€378k▼ 1.9%€280k▼ 26.0%
Operating result€124k-€58k▼ 53.6%€-62k€8k€-37k
Net result€-66k-€226k€-88k€-7k▲ 91.5%€-38k▼ 413%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €124k€124kNet result 2021: €-66k€-66kOperating result 2022: €58k€58kNet result 2022: €226k€226kOperating result 2023: €-62k€-62kNet result 2023: €-88k€-88kOperating result 2024: €8k€8kNet result 2024: €-7k€-7kOperating result 2025: €-37k€-37kNet result 2025: €-38k€-38k20212022202320242025€-100k€-75k€-50k€-25k€0Operating result 2023: €-62k€-62kNet result 2023: €-88k€-88kOperating result 2024: €8k€8.3kNet result 2024: €-7k€-7.4kOperating result 2025: €-37k€-37kNet result 2025: €-38k€-38k202320242025
The operating result turns negative in 2025: a loss of €37k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €403k
Fixed assets €200k ▼ 2.2%
Current assets €203k ▼ 22.2%
Equity and liabilities €403k
Equity €280k ▼ 26.0%
Debt €123k ▲ 41.1%
Debt's share of the balance-sheet total rises from 18.8% to 30.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-19k
2024 · €24k
Cash flow
€-20k
2024 · €8k
Current ratio
1.68
2024 · 3.06
Quick ratio
1.43
2024 · 2.71
Debt to equity
0.44
2024 · 0.23
ROE
-13.6%
2024 · -2.0%
ROA
-9.5%
2024 · -1.6%
Interest coverage
-6.98
2024 · 1.59
Debt ≤ 1 year
€121k
2024 · €85k
Income taxes
€619
2024 · €648
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€465k€403k
Fixed assets21/28€205k€200k
Tangible fixed assets22/27€203k€199k
Land and buildings22€201k€195k
Plant, machinery and equipment23€2k€4k
Furniture and vehicles24€0€0=
Financial fixed assets28€1k€1k=
Current assets29/58€260k€203k
Amounts receivable after more than one year29€50k-
Other amounts receivable291€50k-
Stocks and contracts in progress3€30k€30k=
Stocks30/36€30k€30k=
Amounts receivable within one year40/41€4k€16k
Trade receivables40-€16k
Other amounts receivable41€4k€0
Current investments50/53€14k€95k
Cash at bank and in hand54/58€157k€58k
Deferred charges and accrued income490/1€5k€4k
Equity and liabilities
Total equity and liabilities10/49€465k€403k
Equity10/15€378k€280k
Contributions10/11€19k€19k=
Reserves13€359k€261k
Distributable reserves133€359k€261k
Amounts payable17/49€87k€123k
Amounts payable within one year42/48€85k€121k
Trade debts44€13k€13k
Suppliers440/4€13k€13k
Taxes, remuneration and social security45€2k€5k
Taxes450/3€2k€5k
Remuneration and social security454/9€233-
Other amounts payable47/48€69k€103k
Accrued charges and deferred income492/3€2k€2k
Income statement Code20242025
Non-recurring operating income76A€118k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k
Other operating charges640/8€7k€5k
Gross operating margin9900€31k€-14k
Operating profit (loss)9901€8k€-37k
Financial income75/76B€42€2k
Recurring financial income75€42€1k
Non-recurring financial income76B-€628
Financial charges65/66B€15k€3k
Recurring financial charges65€15k€3k
Profit (loss) for the period before taxes9903€-7k€-37k
Income taxes67/77€648€619
Profit (loss) for the period9904€-7k€-38k
Profit (loss) for the period to be appropriated9905€-7k€-38k
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-38k
Transfer from equity791/2€7k€98k
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
08-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Weakest financial yearnet €-88k ▼139%
Net result drops to €-88k, the lowest in the series; recovery starts the following year.
16-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Back to profitnet €226k
Net result €226k after one loss-making year.
20-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Equity above €200kEq €247k ▲613%
Equity rises from €35k to €247k.
31-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Back to profitnet €16k
Net result €16k after 2 loss-making years.
03-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
25-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Acacialaan 62280 Grobbendonk
Ground area
2,910 m²
Building footprint
202 m²
Volume, LiDAR
1,411 m³
Parcel 13010C0049/00A008, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DANKERS CREATION BVBA
Acacialaan 6, 2280 GrobbendonkNACE 4543
since 19952.072.379.363
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13010C0049/00A008 Flanders 2,910 m² 1 · 202 m² 11.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 462 companies in sector 47783 we hold annual accounts for 214. 158 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-04-1995
Fiscal year end30-09
Activities, NACEBEL 2025
47783Retail trade
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.