DANIEL - EMILIE - RITA
ActiveDANIEL - EMILIE - RITA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €558k and a net result of €-78k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 4826 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 5.73 in 2024), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
70 d early
2023
125 d early
2022
65 d late
2021
122 d early
2020
37 d early
2019
114 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-78k
2024 · €140k
2018: €52k
2019: €167k
2020: €-191k
2021: €70k
2022: €243k
2023: €34k
2024: €140k
2018 → 2025
Working capital
€45k▼ 85.4%
2024 · €306k
2018: €144k
2019: €329k
2020: €182k
2021: €125k
2022: €324k
2023: €296k
2024: €306k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€219k-€462k▲ 111%€496k▲ 7.4%€636k▲ 28.2%€558k▼ 12.3%
Operating result€100k-€323k▲ 224%€73k▼ 77.6%€225k▲ 210%€-87k
Net result€70k-€243k▲ 247%€34k▼ 85.9%€140k▲ 310%€-78k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €87k after €225k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €705k
Fixed assets
€615k▲ 29.6%
Current assets
€90k▼ 75.8%
Equity and liabilities €705k
Equity
€558k▼ 12.3%
Debt
€147k▼ 29.6%
The debt ratio falls from 24.7% to 20.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€10k▼
2024 · €294k
Cash flow
€19k▼
2024 · €209k
Solvency
79.2%▲
2024 · 75.3%
Current ratio
1.99▼
2024 · 5.73
Quick ratio
1.99▼
2024 · 5.73
Debt / equity
0.26▼
2024 · 0.33
ROE
-14.0%▼
2024 · 22.0%
ROA
-11.1%▼
2024 · 16.6%
Interest coverage
1.24▼
2024 · 32.22
Debt
€147k▼
2024 · €209k
Debt ≤ 1 year
€45k▼
2024 · €65k
Debt > 1 year
€101k▼
2024 · €141k
Income taxes
€1k▼
2024 · €80k
Staff costs
€4k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€845k€705k▼
Fixed assets21/28€475k€615k▲
Tangible fixed assets22/27€473k€613k▲
Land and buildings22€367k€542k▲
Furniture and vehicles24€106k€71k▼
Financial fixed assets28€2k€2k=
Current assets29/58€370k€90k▼
Amounts receivable within one year40/41€125k€87k▼
Trade receivables40€35k-
Other amounts receivable41€90k€87k▼
Cash at bank and in hand54/58€242k€2k▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€845k€705k▼
Equity10/15€636k€558k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€156k€156k=
Reserves13€224k€224k=
Non-distributable reserves130/1€18k€18k=
Legal reserve130€18k€18k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€187k€187k=
Profit (loss) carried forward14€195k€116k▼
Amounts payable17/49€209k€147k▼
Amounts payable after more than one year17€141k€101k▼
Financial debts170/4€141k€101k▼
Amounts payable within one year42/48€65k€45k▼
Current portion of amounts payable after more than one year42€41k€40k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€18k€2k▼
Taxes450/3€18k€2k▼
Remuneration and social security454/9-€47
Other amounts payable47/48-€30
Accrued charges and deferred income492/3€3k€765▼
Income statement
Code20242025
Non-recurring operating income76A€21k€37k▲
Remuneration, social security and pensions62€21k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€97k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-120k-
Other operating charges640/8€7k€4k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€204k€17k▼
Operating profit (loss)9901€225k€-87k▼
Financial income75/76B€4k€18k▲
Recurring financial income75€4k€5k▲
Non-recurring financial income76B-€13k
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€220k€-77k▼
Income taxes67/77€80k€1k▼
Profit (loss) for the period9904€140k€-78k▼
Profit (loss) for the period to be appropriated9905€140k€-78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€335k€116k▼
Profit (loss) brought forward from the previous period14P€195k€195k=
Transfer to equity691/2€140k-
To other reserves6921€140k-
Social balance
Average headcount (FTE)90870.40.4=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €500kEq €636k ▲28.2%
4 profitable years in a row build equity to €636k.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 65 days late
2022
31-12
Financial
Highest result since 2018net €243k ▲247%
Operating result €323k, net result €243k, both a record.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €70k
Net result €70k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-191k ▼214%
Net result drops to €-191k, the lowest in the series; recovery starts the following year.
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 114 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 70 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Sorbiers 264623 FléronGround area
1,255 m²
Building footprint
99 m²
Volume, LiDAR
562 m³
Parcel 62068B0314/00K002, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D.E.R.
since 19952.051.429.442
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62068B0314/00K002 | Wallonia | 1,255 m² | 1 · 99 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SONNA IMPORT - EXPORT
BE 0438.669.236
Antwerpen · Eq €559k
Textile Marketing Distribution
BE 0417.794.737
Merelbeke-Melle · Eq €557k
PLANETE MARS
BE 0453.589.123
Charleroi · Eq €557k
STATE OF ART BELGIUM
BE 0466.554.261
Antwerpen · Eq €560k
COVER BELGIUM
BE 0455.923.358
Keerbergen · Eq €553k
Of 1,299 companies in sector 46423 we hold annual accounts for 806. 522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-12-1990
Fiscal year end31-12
Abbreviation FR
D.E.R.
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
51421
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
52421
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:042277601