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Daniel Benjamin

Active
Private limited companyfounded 2019active for 6 yearsLange Leemstraat 301, 2018 Antwerpen, BelgiumKBO/BCE: BE 0740.459.891
Summary

The computed 12-month bankruptcy probability of Daniel Benjamin is 12.2% (high). For Daniel Benjamin, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€79,369) and a net result of -€78,058. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 33,181 sector peers (NACE 43, financial year 2023). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other building finishing work
NACE 43350General construction of residential buildings NACE 41001
1 site
Size
€126,518total assets 2023
Staff
1.2 FTE
Equity
-€79,369
Loss
-€78,058
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
12.2%
2023 figures too old to score
Structure
2024 accounts not filed, 453 days past the deadline1 deed in the Belgian Official Gazette
Signalsraises riskFigures for financial year 2023 (filed 08-11-2024)2 financial years not filed after the legal deadline; last filed accounts filed 91 days late; 3 of the last 3 lateLoss of €78,058 (financial year 2023)Two or more financial years not filed2023 accounts filed 91 days lateShow the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Weak
Solvency 0-24
equity -62.7% of total assets
Liquidity 28-16
short-term debt 162.7% · cash 22.1%
Profitability 0-69
return on assets -61.7%
Bankruptcy probability, 12 months
12.2% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: 5.2% 12-2024: 4.3%▼ -0.9 percentage points vs 11-2024 01-2025: 4.3%● unchanged vs 12-2024 02-2025: 4.3%● unchanged vs 01-2025 03-2025: 4.2%▼ -0.1 percentage points vs 02-2025 04-2025: 4.2%● unchanged vs 03-2025 05-2025: 4.0%▼ -0.2 percentage points vs 04-2025 06-2025: 4.1%▲ +0.1 percentage points vs 05-2025 07-2025: 4.0%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 4.8%▲ +0.8 percentage points vs 07-2025 09-2025: 5.2%▲ +0.4 percentage points vs 08-2025 10-2025: 7.0%▲ +1.8 percentage points vs 09-2025 11-2025: 7.1%▲ +0.1 percentage points vs 10-2025 12-2025: 8.6%▲ +1.5 percentage points vs 11-2025 01-2026: 11.1%▲ +2.5 percentage points vs 12-2025 02-2026: 11.1%● unchanged vs 01-2026 03-2026: 11.3%▲ +0.2 percentage points vs 02-2026 04-2026: 10.5%▼ -0.8 percentage points vs 03-2026 05-2026: 10.5%● unchanged vs 04-2026 06-2026: 10.3%▼ -0.2 percentage points vs 05-2026 07-2026: 10.3%● unchanged vs 06-2026 08-2026: 12.2%▲ +1.9 percentage points vs 07-2026highest value 09-2026: 12.2%● unchanged vs 08-2026highest value 10-2026: 12.2%● unchanged vs 09-2026highest value
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Signals

Five signals.
raises risk
raises risk · Figures for financial year 2023 (filed 08-11-2024)
NBB · annual accounts
raises risk · 2 financial years not filed after the legal deadline; last filed accounts filed 91 days late; 3 of the last 3 late
NBB · filings
raises risk · Loss of €78,058 (financial year 2023)
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filings
Position against the passed deadline
31-12-2024 year end31-07-2025 deadline27-10-2026 today
raises risk · 2023 accounts filed 91 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-10-2024, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
91 days late
2022
92 days late
2021
282 days late
2020
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 138 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2023 · micro…
  2. Weakest financial yearnet -€78,058
  3. Annual accounts filedfinancial year 2022 · micro…

Financials · financial year 2023, micro format

2024 annual accounts not yet filed, deadline passed on 31 July 2025 Financial year closed on 31 December 2024; filing due at the latest 7 months after the close (Companies Code art. 3:10). 2 financial years without a filing since the last one filed. Source: NBB filings, as of 27 October 2026.

Equity
-€79,369▼ 5,951%
2022 · -€1,312
Total assets
€126,518▼ 23.3%
2022 · €164,998
Net result
-€78,058
2022 · €625
Working capital
-€95,397▼ 376%
2022 · -€20,057
Trend over the years

2020 to 2023, 4 financial years

The operating result turns negative in 2023: a loss of €77,871 after €1,331 in 2022, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€77,871 2023 Net result-€78,058 2023

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2020202120222023
Operating result€16,806--€15,256€1,331-€77,871
Net result€12,777within the sector's middle half--€14,814below the sector's middle half€625below the sector's middle half-€78,058below the sector's middle half
Equity€12,877below the sector's middle half--€1,937below the sector's middle half-€1,312below the sector's middle half▲ 32.3%-€79,369below the sector's middle half▼ 5,951%
Total assets€142,140within the sector's middle half-€146,920within the sector's middle half▲ 3.4%€164,998within the sector's middle half▲ 12.3%€126,518within the sector's middle half▼ 23.3%
Debt€129,263-€148,857▲ 15.2%€166,310▲ 11.7%€205,887▲ 23.8%
Working capital€38,384within the sector's middle half--€18,124below the sector's middle half-€20,057below the sector's middle half▼ 10.7%-€95,397below the sector's middle half▼ 376%
Solvency9.1%below the sector's middle half--1.3%below the sector's middle half▼ 10.4pp-0.8%below the sector's middle half▲ 0.5pp-62.7%below the sector's middle half▼ 61.9pp
Current ratio1.37within the sector's middle half-0.88below the sector's middle half▼ 0.490.88below the sector's middle half=0.54below the sector's middle half▼ 0.34
Return on assets (ROA)9.0%within the sector's middle half--10.1%below the sector's middle half▼ 19.1pp0.4%below the sector's middle half▲ 10.5pp-61.7%below the sector's middle half▼ 62.1pp
Staff (FTE)11.2▲ 20.0%1.2=
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €126,518
Fixed assets €16,027 ▼ 14.5%
Current assets €110,491 ▼ 24.5%
Equity and liabilities
Equity-€79,369
Debt€205,887
Equity is negative: debt (€205,887) exceeds the balance-sheet total (€126,518).
Key figures and ratios
2023 value · change against 2022
EBITDA
-€72,153▼
2022 · €6,256
Cash flow
-€72,340▼
2022 · €5,551
Quick ratio
0.27▼
2022 · 0.57
Interest coverage
-385.74▼
2022 · 8.65
Debt ≤ 1 year
€205,887▲
2022 · €166,310
Staff costs
€58,440▼
2022 · €69,499
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 41 lines
Balance sheet Code20222023
Assets
Total assets20/58€164,998€126,518▼
Fixed assets21/28€18,745€16,027▼
Tangible fixed assets22/27€18,745€16,027▼
Plant, machinery and equipment23€338€2,990▲
Furniture and vehicles24€18,407€13,037▼
Current assets29/58€146,253€110,491▼
Stocks and contracts in progress3€51,484€54,121▲
Contracts in progress37€51,484€54,121▲
Amounts receivable within one year40/41€37,258€28,349▼
Trade receivables40€22,713€26,120▲
Other amounts receivable41€14,545€2,229▼
Cash at bank and in hand54/58€57,511€28,008▼
Deferred charges and accrued income490/1€0€12▲
Equity and liabilities
Total equity and liabilities10/49€164,998€126,518▼
Equity10/15-€1,312-€79,369▼
Contributions10/11€100€100=
Profit (loss) carried forward14-€1,412-€79,469▼
Amounts payable17/49€166,310€205,887▲
Amounts payable within one year42/48€166,310€205,887▲
Trade debts44€23,319€8,803▼
Suppliers440/4€23,319€8,803▼
Taxes, remuneration and social security45€64,512€99,057▲
Taxes450/3€2,720€2,737▲
Remuneration and social security454/9€61,793€96,319▲
Other amounts payable47/48€78,478€98,028▲
Income statement Code20222023
Remuneration, social security and pensions62€69,499€58,440▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,925€5,718▲
Other operating charges640/8€1,932€2,107▲
Gross operating margin9900€77,687-€11,606▼
Operating profit (loss)9901€1,331-€77,871▼
Financial income75/76B€17€0▼
Recurring financial income75€17€0▼
Financial charges65/66B€723€187▼
Recurring financial charges65€723€187▼
Profit (loss) for the period before taxes9903€625-€78,058▼
Income taxes67/77€0-
Profit (loss) for the period9904€625-€78,058▼
Profit (loss) for the period to be appropriated9905€625-€78,058▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1,412-€79,469▼
Profit (loss) brought forward from the previous period14P-€2,037-€1,412▲
Transfer from equity791/2€0-

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2020202120222023Change
Remuneration, social security and pensions62-€51,732€69,499€58,440▼ 15.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€401€65€4,925€5,718▲ 16.1%
Other operating charges640/8-€1,464€1,932€2,107▲ 9.0%
Gross operating margin9900€21,335€38,006€77,687-€11,606-
Operating profit (loss)9901€16,806-€15,256€1,331-€77,871-
Financial income75/76B-€570€17€0▼ 99.6%
Recurring financial income75€68€570€17€0▼ 99.6%
Financial charges65/66B-€129€723€187▼ 74.1%
Recurring financial charges65€144€129€723€187▼ 74.1%
Profit (loss) for the period before taxes9903€16,730-€14,814€625-€78,058-
Income taxes67/77€3,953€0€0--
Profit (loss) for the period9904€12,777-€14,814€625-€78,058-
Profit (loss) for the period to be appropriated9905€12,777-€14,814€625-€78,058-
Line2020202120222023Change
Assets
Total assets20/58€142,140€146,920€164,998€126,518▼ 23.3%
Fixed assets21/28€756€16,187€18,745€16,027▼ 14.5%
Tangible fixed assets22/27€756€16,187€18,745€16,027▼ 14.5%
Plant, machinery and equipment23-€724€338€2,990▲ 786%
Furniture and vehicles24-€15,463€18,407€13,037▼ 29.2%
Current assets29/58€141,384€130,733€146,253€110,491▼ 24.5%
Stocks and contracts in progress3--€51,484€54,121▲ 5.1%
Contracts in progress37--€51,484€54,121▲ 5.1%
Amounts receivable within one year40/41€46,434€15,635€37,258€28,349▼ 23.9%
Trade receivables40-€14,219€22,713€26,120▲ 15.0%
Other amounts receivable41-€1,416€14,545€2,229▼ 84.7%
Cash at bank and in hand54/58€88,950€96,920€57,511€28,008▼ 51.3%
Deferred charges and accrued income490/1-€18,178€0€12-
Equity and liabilities
Total equity and liabilities10/49€142,140€146,920€164,998€126,518▼ 23.3%
Equity10/15€12,877-€1,937-€1,312-€79,369▼ 5,951%
Contributions10/11-€100€100€100=
Reserves13€12,777----
Profit (loss) carried forward14--€2,037-€1,412-€79,469▼ 5,530%
Amounts payable17/49€129,263€148,857€166,310€205,887▲ 23.8%
Amounts payable within one year42/48€103,000€148,857€166,310€205,887▲ 23.8%
Trade debts44€38,555€45,564€23,319€8,803▼ 62.2%
Suppliers440/4-€45,564€23,319€8,803▼ 62.2%
Taxes, remuneration and social security45-€24,914€64,512€99,057▲ 53.5%
Taxes450/3--€2,720€2,737▲ 0.6%
Remuneration and social security454/9-€24,914€61,793€96,319▲ 55.9%
Other amounts payable47/48-€78,379€78,478€98,028▲ 24.9%
Line2020202120222023Change
Profit (loss) for the period9904€12,777-€14,814€625-€78,058-
+ Depreciation and write-downs630€401€65€4,925€5,718▲ 16.1%
Operating cash flow (approximation)€13,178-€14,749€5,551-€72,340-
Investment in fixed assets (approximation)--€15,495-€7,484-€3,000▲ 59.9%
Change in cash-€7,970-€39,409-€29,502▲ 25.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2023 micro format 30-10-2024 2024-00531980
31-12-2022 micro format 31-10-2023 2023-00502292
31-12-2021 micro format 09-05-2023 2023-00088436
31-12-2020 micro format 26-10-2021 2021-73400215

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 7,257 active companies whose main activity is other building finishing work (NACE 43350), figures are known for 2,388. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Daniel Benjamin was incorporated on 24 December 2019 as a private limited company.1 Total assets fell from €142,140 in 2020 to €126,518 in 2023 and headcount from 1 full-time equivalents in 2021 to 1.2 in 2023.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020, 2021 and 2023

Acts, filings and financial milestones

2024
30-10
NBB filing Annual accounts filed
financial year 2023 · micro format · 91 days late
2023
31-12
Financial Weakest financial yearnet -€78,058
Net result drops to -€78,058, the lowest in the series.
31-10
NBB filing Annual accounts filed
financial year 2022 · micro format · 92 days late
09-05
NBB filing Annual accounts filed
financial year 2021 · micro format · 282 days late
2022
31-12
Financial Back to profitnet €625
Net result €625 after one loss-making year.
2021
26-10
NBB filing Annual accounts filed
financial year 2020 · micro format · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded24-12-2019
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43350Other building finishing work
47742Retail sale of prescription glasses, lenses and sunglasses
74201Photography, excluding press photography
E-invoicing
Reachable via Peppol
Peppol ID 0208:0740459891
Registered 22-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0740.459.891

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
registered office establishment The establishment unit on the map
Ground area
146 m²
Building footprint
82 m²
Building volume
773 m³
Parcel 11806F1250/00X005, Flanders · tallest building 14.6 m. Linked by address, not a title deed.
1 establishment unit
Daniel Benjamin
Lange Leemstraat 301, 2018 AntwerpenGeneral construction of residential buildings
since 2019unit no. 2.298.115.981
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11806F1250/00X005 Flanders 146 m² 1 · 81 m² 14.6 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.