DANICLO

Active

Private limited companyfounded 20169 yrs activeRue du Président 41, 5000 Namur, BelgiumKBO/BCE: BE 0664.748.522

DANICLO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 45% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2024

54 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability41▲+28

Solvency52=

Growth78=

Track record100

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

27.3%

Return on assets

8.4%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 8 filings

Deviation from the deadline

2025

not confirmed

2024

21 d late

2023

23 d late

2022

38 d early

2021

34 d early

2020

32 d early

2019

29 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€7k▼ 61.5%

2023 · €19k

2018: €-35k 2019: €-32k 2020: €-17k 2021: €17k 2022: €27k 2023: €19k

2018 → 2024

Total assets

€27k▼ 61.7%

2023 · €70k

2018: €35k 2019: €31k 2020: €47k 2021: €43k 2022: €48k 2023: €70k

2018 → 2024

Net result

€2k

2023 · €-8k

2018: €-39k 2019: €4k 2020: €15k 2021: €34k 2022: €9k 2023: €-8k

2018 → 2024

Working capital

€3k▼ 58.1%

2023 · €6k

2018: €-43k 2019: €-39k 2020: €-23k 2021: €15k 2022: €21k 2023: €6k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€-17k-€17k€27k▲ 52.6%€19k▼ 28.4%€7k▼ 61.5%

Operating result€16k-€36k▲ 131%€15k▼ 59.6%€-6k€4k

Net result€15k-€34k▲ 134%€9k▼ 73.3%€-8k€2k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €4k after a loss of €6k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €27k

17.7%

82.3%

Fixed assets €5k▼ 87.3%

Current assets €22k▼ 32.8%

Equity and liabilities €27k

27.3%

72.7%

Equity €7k▼ 61.5%

Debt €20k▼ 61.8%

The debt ratio falls from 72.9% to 72.7%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€4k▲

2023 · €3k

Cash flow

€3k▲

2023 · €903

Solvency

27.3%▲

2023 · 27.1%

Current ratio

1.13▼

2023 · 1.23

Quick ratio

0.62▲

2023 · 0.57

Debt / equity

2.67▼

2023 · 2.69

ROE

30.9%▲

2023 · -39.7%

ROA

8.4%▲

2023 · -10.8%

Interest coverage

1.37▲

2023 · 0.87

Debt

€20k▼

2023 · €51k

Debt ≤ 1 year

€20k▼

2023 · €27k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€70k€27k▼

Fixed assets21/28€37k€5k▼

Tangible fixed assets22/27€37k€5k▼

Furniture and vehicles24€37k€5k▼

Financial fixed assets28€130€130=

Current assets29/58€33k€22k▼

Stocks and contracts in progress3€18k€10k▼

Stocks30/36€18k€10k▼

Amounts receivable within one year40/41€8k€9▼

Trade receivables40€6k-

Other amounts receivable41€2k€9▼

Current investments50/53€2k€4k▲

Cash at bank and in hand54/58€6k€8k▲

Equity and liabilities

Total equity and liabilities10/49€70k€27k▼

Equity10/15€19k€7k▼

Contributions10/11€6k€6k=

Profit (loss) carried forward14€13k€1k▼

Amounts payable17/49€51k€20k▼

Amounts payable after more than one year17€24k-

Financial debts170/4€24k-

Amounts payable within one year42/48€27k€20k▼

Current portion of amounts payable after more than one year42€12k-

Trade debts44€12k€587▼

Suppliers440/4€12k€587▼

Taxes, remuneration and social security45-€5k

Taxes450/3-€5k

Other amounts payable47/48€4k€14k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€365▼

Other operating charges640/8€745€8k▲

Gross operating margin9900€3k€12k▲

Operating profit (loss)9901€-6k€4k▲

Financial income75/76B€292€2k▲

Recurring financial income75€292€2k▲

Financial charges65/66B€3k€3k▲

Recurring financial charges65€3k€3k▲

Profit (loss) for the period before taxes9903€-9k€2k▲

Income taxes67/77€-986-

Profit (loss) for the period9904€-8k€2k▲

Profit (loss) for the period to be appropriated9905€-8k€2k▲

Appropriation of the result

Profit (loss) to be appropriated9906€13k€15k▲

Profit (loss) brought forward from the previous period14P€20k€13k▼

Profit to be distributed694/7-€14k

Return on contributions (dividend)694-€14k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 4Filings 8

2025

21-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 21 days late

2024

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

23-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 23 days late

2023

23-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

27-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Highest result since 2018net €34k ▲134%

Operating result €36k, net result €34k, both a record.

31-12

Financial Liquidity quadruplescurrent ratio 2.11

Current ratio from 0.50 to 2.11; short-term debt falls from €46k to €13k.

29-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

02-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

31-12

Financial Back to profitnet €4k

Net result €4k after one loss-making year.

25-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

27-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

01-06-2025 Claudine DEHU: Resigned as Director

01-06-2025 Daniel DUBOIS: Resigned as Director

01-01-2022 Marcel DECOSTER: Resigned as Managing director

Location & real-estate footprint

Registered office, Namur · 1 establishment unit since 2018

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Président 415000 Namur

Ground area

88 m²

Building footprint