DANI DECO
ActiveThe computed 12-month bankruptcy probability of DANI DECO is 2.3% (moderate). The 2025 annual accounts show equity of €83k and a net result of €50k. Equity is growing by ~102.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 2041 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+10
Solvency100▲+19
Growth85=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.4 against 2.19 in 2024; short-term debt: 17.1% and cash: 65.7% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
50.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
25 d early
2024
28 d early
2023
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€448k▼ 1.5%
2024 · €455k
2023: €273k
2024: €455k
2023 → 2025
EBIT margin
11.3%▲ 6.8pp
2024 · 4.5%
2023: 4.7%
2024: 4.5%
2023 → 2025
Net result
€50k▲ 194%
2024 · €17k
2023: €13k
2024: €17k
2023 → 2025
Working capital
€75k▲ 142%
2024 · €31k
2023: €14k
2024: €31k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€273k-€455k▲ 66.7%€448k▼ 1.5%
Equity€16k-€33k▲ 109%€83k▲ 153%
Operating result€13k-€20k▲ 58.2%€51k▲ 150%
Net result€13k-€17k▲ 35.4%€50k▲ 194%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 150% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€8k▲ 365%
Current assets
€92k▲ 61.3%
Equity and liabilities €100k
Equity
€83k▲ 153%
Debt
€17k▼ 34.6%
The debt ratio falls from 44.4% to 17.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2024 · €22k
Cash flow
€55k▲
2024 · €18k
Solvency
82.9%▲
2024 · 55.6%
Current ratio
5.40▲
2024 · 2.19
Quick ratio
5.40▲
2024 · 2.19
Debt / equity
0.21▼
2024 · 0.80
ROE
60.5%▲
2024 · 52.3%
ROA
50.2%▲
2024 · 29.1%
Interest coverage
289.85▲
2024 · 113.53
Debt
€17k▼
2024 · €26k
Debt ≤ 1 year
€17k▼
2024 · €26k
Staff costs
€130k▲
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€100k▲
Fixed assets21/28€2k€8k▲
Tangible fixed assets22/27€2k€8k▲
Furniture and vehicles24€2k€8k▲
Current assets29/58€57k€92k▲
Amounts receivable within one year40/41€25k€27k▲
Trade receivables40€2k-
Other amounts receivable41€23k€27k▲
Cash at bank and in hand54/58€33k€66k▲
Equity and liabilities
Total equity and liabilities10/49€59k€100k▲
Equity10/15€33k€83k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Reserves13€300€300=
Non-distributable reserves130/1€300€300=
Legal reserve130€300€300=
Profit (loss) carried forward14€30k€80k▲
Amounts payable17/49€26k€17k▼
Amounts payable within one year42/48€26k€17k▼
Trade debts44€26k€4k▼
Suppliers440/4€26k€4k▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48-€10k
Income statement
Code20242025
Turnover70€455k€448k▼
Goods, raw materials, services and sundry goods60/61€360k€274k▼
Remuneration, social security and pensions62€73k€130k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Other operating charges640/8€749€7k▲
Gross operating margin9900€95k€193k▲
Operating profit (loss)9901€20k€51k▲
Financial charges65/66B€190€203▲
Recurring financial charges65€190€192▲
Non-recurring financial charges66B-€11
Profit (loss) for the period before taxes9903€20k€50k▲
Income taxes67/77€3k-
Profit (loss) for the period9904€17k€50k▲
Profit (loss) for the period to be appropriated9905€17k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€80k▲
Profit (loss) brought forward from the previous period14P€12k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
20-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment3 facts ▸
- General meeting, 27/02/2026
- Director appointment, Dani Selma (administrateur)
- Director appointment, Dani hygerta (administrateur)
2025
31-12
Financial
Highest result since 2023net €50k ▲194%
Operating result €51k, net result €50k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.40
Current ratio from 2.19 to 5.40; short-term debt falls from €26k to €17k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Dani hygerta
CurrentDirector · since 01-01-2026
Dani Selma
CurrentDirector · since 01-01-2026
01-01-2026
Dani hygerta: Appointed as Director
01-01-2026
Dani Selma: Appointed as Director
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Dinant 1635000 NamurGround area
156 m²
Building footprint
73 m²
Volume, LiDAR
782 m³
Parcel 92302E0182/02V000, Wallonia · tallest building 11.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DANI DECO
since 20232.342.400.243
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302E0182/02V000 | Wallonia | 156 m² | 1 · 73 m² | 11.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Schilderwerken Steven Lippens
BE 0793.867.202
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VERCRUYSSE SCHILDERWERKEN
BE 0736.531.589
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GREG'S FINE PAINTING
BE 0739.727.146
Kortrijk · Eq €83k
PEINTURE PALOMO
BE 0479.539.294
Vorst · Eq €83k
Phil Delgouffe
BE 0466.388.371
Ternat · Eq €83k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 2,307 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2023
Fiscal year end31-12
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:beco-dani@hotmail.com
Phone:+32488063054