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DANER

Active
Public limited companyfounded 199630 yrs activeBavikhoofsestraat 66, 8530 Harelbeke, BelgiumKBO/BCE: BE 0458.108.135
Summary

DANER has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,458 and a net result of -€3,118. Equity is shrinking by ~6.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability23▲+5
Solvency49=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.04 in 2024; short-term debt: 75.7% and cash: 2.8% of total assets), and 76.3% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.7%
Return on assets
-0.9%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,118
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
37 d early
2023
6 d early
2022
3 d early
2021
31 d early
2020
8 d early
2019
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 12 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 8 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DANER was incorporated on 28 May 1996.1 Total assets fell from EUR 468,082 in 2018 to EUR 339,348 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€8,500
EBIT margin
15.2%
Net result
-€3,118▲ 57.6%
2024 · -€7,350
Working capital
-€246,571▼ 2.1%
2024 · -€241,609
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result-€1,298€103€933▲ 807%-€1,064-€987▲ 7.2%
Net result-€10,580▲ 11.0%-€6,042▲ 42.9%-€5,246▲ 13.2%-€7,350▼ 40.1%-€3,118▲ 57.6%
EBIT margin
Equity€102,214▼ 9.4%€96,172▼ 5.9%€90,925▼ 5.5%€83,576▼ 8.1%€80,458▼ 3.7%
Total assets€351,802▼ 47.9%€347,939▼ 1.1%€345,169▼ 0.8%€342,236▼ 0.8%€339,348▼ 0.8%
Debt€249,588▼ 55.6%€251,767▲ 0.9%€254,244▲ 1.0%€258,660▲ 1.7%€258,890▲ 0.1%
Working capital-€226,960▼ 5.3%-€231,977▼ 2.2%-€236,678▼ 2.0%-€241,609▼ 2.1%-€246,571▼ 2.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€1,298-€1,298Net result 2021: -€10,580-€10,580Operating result 2022: €103€103Net result 2022: -€6,042-€6,042Operating result 2023: €933€933Net result 2023: -€5,246-€5,246Operating result 2024: -€1,064-€1,064Net result 2024: -€7,350-€7,350Operating result 2025: -€987-€987Net result 2025: -€3,118-€3,11820212022202320242025-€7,500-€5,000-€2,500€0Operating result 2023: €933€933Net result 2023: -€5,246-€5,250Operating result 2024: -€1,064-€1,060Net result 2024: -€7,350-€7,350Operating result 2025: -€987-€987Net result 2025: -€3,118-€3,120202320242025
The operating result stays negative: a loss of €987 in 2025 against €1,064 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339,348
Fixed assets €329,117 ▼ 0.7%
Current assets €10,231 ▼ 5.3%
Equity and liabilities €339,348
Equity €80,458 ▼ 3.7%
Debt €258,890 ▲ 0.1%
Debt's share of the balance-sheet total rises from 75.6% to 76.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,325▲
2024 · €1,248
Cash flow
-€806▲
2024 · -€5,038
Current ratio
0.04▼
2024 · 0.04
Debt to equity
3.22▲
2024 · 3.09
ROE
-3.9%▲
2024 · -8.8%
ROA
-0.9%▲
2024 · -2.1%
Interest coverage
0.62▲
2024 · 0.20
Debt ≤ 1 year
€256,801▲
2024 · €252,416
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,448 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
1.4% went bankrupt
5.0% stopped otherwise
93% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€342,236€339,348▼
Fixed assets21/28€331,429€329,117▼
Tangible fixed assets22/27€330,929€328,617▼
Land and buildings22€330,929€328,617▼
Financial fixed assets28€500€500=
Current assets29/58€10,807€10,231▼
Cash at bank and in hand54/58€9,940€9,337▼
Deferred charges and accrued income490/1€867€894▲
Equity and liabilities
Total equity and liabilities10/49€342,236€339,348▼
Equity10/15€83,576€80,458▼
Contributions10/11€74,368€74,368=
Capital10€74,368€74,368=
Issued capital100€74,368€74,368=
Reserves13€43,808€43,808=
Non-distributable reserves130/1€7,437€7,437=
Legal reserve130€7,437€7,437=
Distributable reserves133€36,372€36,372=
Profit (loss) carried forward14-€34,601-€37,719▼
Amounts payable17/49€258,660€258,890▲
Amounts payable within one year42/48€252,416€256,801▲
Trade debts44€513€528▲
Suppliers440/4€513€528▲
Other amounts payable47/48€251,903€256,274▲
Accrued charges and deferred income492/3€6,244€2,089▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,312€2,312=
Other operating charges640/8€3,947€4,077▲
Gross operating margin9900€5,195€5,402▲
Operating profit (loss)9901-€1,064-€987▲
Financial charges65/66B€6,286€2,131▼
Recurring financial charges65€6,286€2,131▼
Profit (loss) for the period before taxes9903-€7,350-€3,118▲
Profit (loss) for the period9904-€7,350-€3,118▲
Profit (loss) for the period to be appropriated9905-€7,350-€3,118▲
Appropriation of the result
Profit (loss) to be appropriated9906-€34,601-€37,719▼
Profit (loss) brought forward from the previous period14P-€27,251-€34,601▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,312€2,312€2,312€2,312€2,312=
Other operating charges640/8-€3,482€3,759€3,947€4,077▲ 3.3%
Gross operating margin9900€4,359€5,897€7,004€5,195€5,402▲ 4.0%
Operating profit (loss)9901-€1,298€103€933-€1,064-€987▲ 7.2%
Financial charges65/66B-€6,145€6,180€6,286€2,131▼ 66.1%
Recurring financial charges65€9,282€6,145€6,180€6,286€2,131▼ 66.1%
Profit (loss) for the period before taxes9903-€10,580-€6,042-€5,246-€7,350-€3,118▲ 57.6%
Profit (loss) for the period9904-€10,580-€6,042-€5,246-€7,350-€3,118▲ 57.6%
Profit (loss) for the period to be appropriated9905-€10,580-€6,042-€5,246-€7,350-€3,118▲ 57.6%
Line20212022202320242025Change
Assets
Total assets20/58€351,802€347,939€345,169€342,236€339,348▼ 0.8%
Fixed assets21/28€338,365€336,053€333,741€331,429€329,117▼ 0.7%
Tangible fixed assets22/27€337,865€335,553€333,241€330,929€328,617▼ 0.7%
Land and buildings22-€335,553€333,241€330,929€328,617▼ 0.7%
Financial fixed assets28€500€500€500€500€500=
Current assets29/58€13,437€11,886€11,428€10,807€10,231▼ 5.3%
Amounts receivable within one year40/41-€4,250----
Trade receivables40-€4,250----
Cash at bank and in hand54/58€12,695€6,876€10,595€9,940€9,337▼ 6.1%
Deferred charges and accrued income490/1-€760€833€867€894▲ 3.1%
Equity and liabilities
Total equity and liabilities10/49€351,802€347,939€345,169€342,236€339,348▼ 0.8%
Equity10/15€102,214€96,172€90,925€83,576€80,458▼ 3.7%
Contributions10/11€74,368€74,368€74,368€74,368€74,368=
Capital10-€74,368€74,368€74,368€74,368=
Issued capital100-€74,368€74,368€74,368€74,368=
Reserves13€50,308€43,808€43,808€43,808€43,808=
Non-distributable reserves130/1-€7,437€7,437€7,437€7,437=
Legal reserve130-€7,437€7,437€7,437€7,437=
Distributable reserves133-€36,372€36,372€36,372€36,372=
Profit (loss) carried forward14-€22,462-€22,005-€27,251-€34,601-€37,719▼ 9.0%
Amounts payable17/49€249,588€251,767€254,244€258,660€258,890▲ 0.1%
Amounts payable within one year42/48€240,397€243,863€248,106€252,416€256,801▲ 1.7%
Trade debts44€3,427€460€499€513€528▲ 2.8%
Suppliers440/4-€460€499€513€528▲ 2.8%
Other amounts payable47/48-€243,403€247,606€251,903€256,274▲ 1.7%
Accrued charges and deferred income492/3-€7,905€6,138€6,244€2,089▼ 66.5%
Line20212022202320242025Change
Profit (loss) for the period9904-€10,580-€6,042-€5,246-€7,350-€3,118▲ 57.6%
+ Depreciation and write-downs630€2,312€2,312€2,312€2,312€2,312=
Operating cash flow (approximation)-€8,268-€3,730-€2,934-€5,038-€806▲ 84.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€5,819€3,719-€655-€603▲ 7.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
08-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial Weakest financial yearnet -€11,882
Net result drops to -€11,882, the lowest in the series; recovery starts the following year.
26-05
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
30-09
Financial Back to profitnet €149,999
Net result €149,999 after one loss-making year.
30-09
Financial Equity above €100,000Eq €124,676
Equity rises from -€25,322 to €124,676.
04-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
20-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
4,642 m²
Building footprint
670 m²
Volume, LiDAR
4,762 m³
Parcel 34323D0121/00F005, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bavikhoofsestraat 66, 8530 Harelbeke
Insurance, reinsurance and pension funding, except compulsory social security
since 19962.077.005.471
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34323D0121/00F005 Flanders 4,641 m² 1 · 670 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded28-05-1996
Fiscal year end30-09
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.