DAMMAN COLETTE
ActiveDAMMAN COLETTE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.37M and a net result of €48k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 76% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+3
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.41 in 2024; short-term debt: 4.1% and cash: 1.8% of total assets), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.1%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
29 d early
2023
27 d late
2022
29 d late
2021
11 d early
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.37M▲ 3.7%
2024 · €1.32M
2018: €1.16M
2019: €1.17M
2020: €1.22M
2021: €1.25M
2022: €1.27M
2023: €1.32M
2024: €1.32M
2018 → 2025
Total assets
€1.71M▼ 3.4%
2024 · €1.77M
2018: €1.94M
2019: €2.11M
2020: €2.04M
2021: €1.98M
2022: €1.90M
2023: €1.83M
2024: €1.77M
2018 → 2025
Net result
€48k▲ 6,003%
2024 · €792
2018: €32k
2019: €8k
2020: €54k
2021: €36k
2022: €18k
2023: €47k
2024: €792
2018 → 2025
Working capital
€-10k▲ 86.2%
2024 · €-76k
2018: €-11k
2019: €-321k
2020: €-242k
2021: €-183k
2022: €-120k
2023: €-96k
2024: €-76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.25M-€1.27M▲ 1.4%€1.32M▲ 3.7%€1.32M=€1.37M▲ 3.7%
Operating result€70k-€45k▼ 36.0%€74k▲ 65.5%€17k▼ 76.5%€89k▲ 411%
Net result€36k-€18k▼ 49.1%€47k▲ 157%€792▼ 98.3%€48k▲ 6,003%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 411% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets
€1.65M▼ 4.0%
Current assets
€59k▲ 13.9%
Equity and liabilities €1.71M
Equity
€1.37M▲ 3.7%
Debt
€340k▼ 24.3%
The debt ratio falls from 25.4% to 19.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€164k▲
2024 · €93k
Cash flow
€124k▲
2024 · €77k
Solvency
80.1%▲
2024 · 74.6%
Current ratio
0.85▲
2024 · 0.41
Quick ratio
0.85▲
2024 · 0.39
Debt / equity
0.25▼
2024 · 0.34
ROE
3.5%▲
2024 · 0.1%
ROA
2.8%▲
2024 · 0.0%
Interest coverage
19.15▲
2024 · 6.83
Debt
€340k▼
2024 · €448k
Debt ≤ 1 year
€70k▼
2024 · €128k
Debt > 1 year
€259k▼
2024 · €306k
Income taxes
€32k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.77M€1.71M▼
Fixed assets21/28€1.71M€1.65M▼
Tangible fixed assets22/27€1.71M€1.65M▼
Land and buildings22€1.71M€1.64M▼
Furniture and vehicles24€462€6k▲
Other tangible fixed assets26-€1k
Financial fixed assets28€750€0▼
Current assets29/58€52k€59k▲
Stocks and contracts in progress3€2k€0▼
Stocks30/36€2k€0▼
Amounts receivable within one year40/41€22k€21k▼
Trade receivables40€14k€19k▲
Other amounts receivable41€8k€2k▼
Cash at bank and in hand54/58€20k€30k▲
Deferred charges and accrued income490/1€8k€8k▼
Equity and liabilities
Total equity and liabilities10/49€1.77M€1.71M▼
Equity10/15€1.32M€1.37M▲
Contributions10/11€936k€936k=
Reserves13€382k€430k▲
Distributable reserves133€382k€430k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€448k€340k▼
Amounts payable after more than one year17€306k€259k▼
Financial debts170/4€306k€259k▼
Amounts payable within one year42/48€128k€70k▼
Current portion of amounts payable after more than one year42€46k€47k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€10k€1k▼
Suppliers440/4€10k€1k▼
Taxes, remuneration and social security45€9k€22k▲
Taxes450/3€7k€22k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€63k€0▼
Accrued charges and deferred income492/3€15k€10k▼
Income statement
Code20242025
Non-recurring operating income76A€15k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€75k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€21k€21k▲
Gross operating margin9900€115k€188k▲
Operating profit (loss)9901€17k€89k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€14k€9k▼
Recurring financial charges65€14k€9k▼
Profit (loss) for the period before taxes9903€4k€80k▲
Income taxes67/77€3k€32k▲
Profit (loss) for the period9904€792€48k▲
Profit (loss) for the period to be appropriated9905€792€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€792€48k▲
Transfer from equity791/2€67€0▼
Transfer to equity691/2€0€48k▲
To other reserves6921€0€48k▲
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €792 ▼98.3%
Net result drops to €792, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €54k ▲543%
Operating result €90k, net result €54k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oscar Verschuerestraat 128790 WaregemGround area
327 m²
Building footprint
157 m²
Volume, LiDAR
1,113 m³
Parcel 34040C0787/00G000, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Damman Colette
since 20012.101.140.061
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0787/00G000 | Flanders | 327 m² | 1 · 157 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 968 EUR awarded · 968 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 968 EUR | 968 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 24,414 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2000
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.