DAMIEN IMMO

Active

Public limited companyfounded 20215 yrs activeLouis Hapstraat 143, 1040 Etterbeek, BelgiumKBO/BCE: BE 0773.457.511

Summary

DAMIEN IMMO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.0m and a net result of -€70,042. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

DAMIEN IMMOActiveChecked score 72/100

Risk analysis Report Compare

What they do

Activity not known

How big

€204,325turnover 2025

Equity: €5.0m
Loss: -€70,042

Financially healthy?

72 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.6%

Who decides

Parent: Smile Invest SA · 81.81%

Accounts 104 d early0 of 1 deed read

Why 72- Founded in 2021- Liquidity: current ratio 0.29, cash €30,158, halved- No establishment unit in the KBO+ Size: turnover €204,325, total assets €6.6mShow the evidence

Checked score

Score 2025

72 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 71% of its sector peers (no NACE code, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 75.9% of total assets

Liquidity 51-2

short-term debt 1.6% · cash 0.5%

Profitability 78=

return on assets -1.1%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 3 months 08-2026: 0.6%highest value 09-2026: 0.6%▼ -4.4% vs 08-2026 10-2026: 0.6%▼ -2.6% vs 09-2026lowest value

Size: turnover €204,325, total assets €6.6m lowers the probability for this profile
Founded in 2021 raises the probability for this profile
Liquidity: current ratio 0.29, cash €30,158, halved raises the probability
No establishment unit in the KBO raises the probability

Credit up to €20,000 at 30 days acceptable

Liquidity short (current ratio 0.29 against 2.08 in 2024; short-term debt: 1.6% and cash: 0.5% of total assets), and 24.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 82%, liquidity 55%, profitability 87%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: turnover €204,325, total assets €6.6m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Liquidity: current ratio 0.29, cash €30,158, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Latest accounts filed on time

The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 17-12-2025, 104 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

104 d early

2024

73 d early

2023

75 d early

2022

99 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 4 accounts on average 88 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today. Usually files around 4 January (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

31-08-2026 close02-10-2026 today31-03-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

17-12-25 Annual accounts filedfiscal year 2025 · full…
17-01-25 Annual accounts filedfiscal year 2024 · full…
31-08-24 Liquidity doublescurrent ratio 2.08

Key points

Risk: 4 loss-making years in a rowloss fiscal year 2025 -€70,042 View
Controlled by Smile Invest SAknown shareholders 100% 81.81% View
Positive: Always filed on timeaccounts within the deadline every year 4 years View