Damen-K
ActiveSummary
Damen-K has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €-7k. Its solvency ranks better than 27% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability29
Solvency50
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.29; short-term debt: 29.3% and cash: 8% of total assets), and 74.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.2%
Return on assets
-1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€118k
Total assets
€468k
Net result
€-7k
Working capital
€-98k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €468k
Fixed assets
€429k
Current assets
€39k
Equity and liabilities €468k
Equity
€118k
Debt
€350k
Debt finances 74.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€33k
Cash flow
€11k
Current ratio
0.29
Debt to equity
2.97
ROE
-6.0%
ROA
-1.5%
Interest coverage
1.49
Debt ≤ 1 year
€137k
Debt > 1 year
€197k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet
Code2025
Assets
Total assets20/58€468k
Fixed assets21/28€429k
Tangible fixed assets22/27€429k
Land and buildings22€429k
Current assets29/58€39k
Amounts receivable within one year40/41€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€38k
Deferred charges and accrued income490/1€132
Equity and liabilities
Total equity and liabilities10/49€468k
Equity10/15€118k
Contributions10/11€125k
Profit (loss) carried forward14€-7k
Amounts payable17/49€350k
Amounts payable after more than one year17€197k
Financial debts170/4€197k
Amounts payable within one year42/48€137k
Current portion of amounts payable after more than one year42€12k
Trade debts44€157
Suppliers440/4€157
Other amounts payable47/48€125k
Accrued charges and deferred income492/3€16k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k
Other operating charges640/8€907
Gross operating margin9900€34k
Operating profit (loss)9901€15k
Financial charges65/66B€22k
Recurring financial charges65€22k
Profit (loss) for the period before taxes9903€-7k
Profit (loss) for the period9904€-7k
Profit (loss) for the period to be appropriated9905€-7k
Appropriation of the result
Profit (loss) to be appropriated9906€-7k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2024
Ground area
1,204 m²
Building footprint
144 m²
Volume, LiDAR
715 m³
Parcel 45507C1488/00N000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Schapendries 101, 9700 Oudenaarde
since 20242.360.478.865
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45507C1488/00N000 | Flanders | 1,204 m² | 1 · 144 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OB CONSULTING
BE 0728.865.621
Tournai · Eq €117,877
BONVIN GILLES CONSULT
BE 0652.640.051
Wevelgem · Eq €117,875
Ali@s
BE 0628.938.496
Oudenaarde · Eq €117,866
EUROPADE
BE 0479.714.983
Merelbeke-Melle · Eq €117,898
KDSM
BE 0780.604.926
Tremelo · Eq €117,903
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,845 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.