Investments
€21,876 2.0 × depreciation
Green is investment, beige is depreciation.
DaMB
Lifetime
6 annual accounts with figures on one time axispeak €58,989 (2024)
€58,989▲ 497%
lowest -€13,169 (2023)
€25,512▲ €38,681
peak €68,519 (2024)
€68,519▲ 59.3%
€41,185▲ 74.9%
Board2 names since 2018
2 directorsVAN HOVE Mikaël Louis Christian and 1 other
Documentsfilings and deeds
27-08-202527 days late
2024micro format
Gross margin from €9,879 to €58,989Back to profit: €25,512Equity from €43,006 to €68,519Debts from €23,544 to €41,185Investments €21,876
Key points
from the 2024 annual accountsChecked score
56
Fair
Financially stronger than 54% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 2.1%▲ +1.0 percentage point vs 12-2024
02-2025: 2.1%● unchanged vs 01-2025
03-2025: 2.1%● unchanged vs 02-2025
04-2025: 2.1%● unchanged vs 03-2025
05-2025: 2.0%▼ -0.1 percentage points vs 04-2025
06-2025: 1.9%▼ -0.1 percentage points vs 05-2025
07-2025: 1.8%▼ -0.1 percentage points vs 06-2025
08-2025: 2.4%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -2.2 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▲ +0.2 percentage points vs 08-2026
10-2026: 0.9%▲ +0.3 percentage points vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 27-08-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 27 days late; 2 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €109,704
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 55% of them on solvency, 18% on liquidity, 62% on profitability and 82% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as DaMB has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DaMB itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for DaMB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 1.83 (3.89 in 2023), above the usual 1.5. Short-term debt is 37.5% and cash 7.5% of total assets. 37.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 6 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 27 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
27 days late
2023
134 days late
2022
31 days late
2021
30 days late
2020
27 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 46 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0692880304
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: VAN HOVE Mikaël, from manager to director · “La programmation informatique,le service de conseils et de développement de solutions en Business Intelligence…” (deed in French) · Director discharge: VAN HOVE Mikaël · General meeting of 11-12-2023 · Gazette deed
First establishment
Rue Georges César 43, Waremme
Incorporation
Founder: VAN HOVE Mikaël Louis Christian · Founding capital of €1, 10 shares · Appointment: VAN HOVE Mikaël Louis Christian (manager) · published on 27-03-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DaMB Waremme | €109,704 | €58,989 | 62.5% | - |
| EASE'IT Oreye | €119,137 | €59,191 | 52.8% | - |
| PEBCAK ENGINEERING Liège | €123,492 | €70,077 | 16.6% | - |
| BRUGGEMAN IT SERVICES Merelbeke-Melle | €106,924 | €64,680 | 56.8% | - |
| SPAMPINATO DEVELOPMENT Rebecq | €101,516 | €58,109 | 95.7% | - |
| Jeanny Consulting Kontich | €118,263 | €61,548 | 27.0% | 1 |
| Olberry Bruges | €109,455 | €63,416 | 17.0% | 0 |
These companies have the same main activity as DaMB: computer programming (NACE 62100). They are comparable in size and age: total assets between €102,000 and €123,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 23-03-2018Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.274.922.1924300 Waremme, since 01-04-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 23-10-2025
Annual accounts 2024
- ≈ €140,000estimated
- €109,704▲ 64.8%
- ≈ 0 FTEestimated
- Filing
- Filed on 27-08-2025
Insights on DaMB
DaMB files the micro format. That format states no turnover. The gross margin rose from €41,562 in 2019 to €58,989 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DaMB
- What is the company number of DaMB?
- The company number of DaMB is 0692.880.304. The VAT number is the same number with BE in front: BE 0692.880.304.
- Where is DaMB based?
- The registered office is at Rue Georges César 43, 4300 Waremme.Company details
- What does DaMB do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of DaMB?
- DaMB is a private limited company (BV).
- When was DaMB founded?
- DaMB was founded on 23-03-2018.
- Is DaMB still active?
- Yes, DaMB is an active enterprise in the KBO register.
- What is the turnover of DaMB?
- The turnover in financial year 2024 is ≈ €140,000. This figure is estimated from the gross margin of €58,989 and 41 comparable companies (NACE 62100). It probably lies between €110,000 and €180,000.Financials
- Is DaMB profitable?
- In financial year 2024, DaMB made a profit of €25,512.
- Where can I find the annual accounts of DaMB?
- DaMB filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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