DAMARI CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of DAMARI CONSTRUCT is 2.4% (moderate). The 2025 annual accounts show equity of €62k and a net result of €19k. Equity is growing by ~41.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 27619 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-4
Solvency63=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.48 in 2024; short-term debt: 62.4% and cash: 15.2% of total assets), but 62.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.6%
Return on assets
11.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-11-2025, 87 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
87 d early
2024
87 d early
2023
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 44.7%
2024 · €43k
2023: €27k
2024: €43k
2023 → 2025
Total assets
€166k▲ 45.2%
2024 · €114k
2023: €91k
2024: €114k
2023 → 2025
Net result
€19k▲ 18.0%
2024 · €16k
2023: €36k
2024: €16k
2023 → 2025
Working capital
€60k▲ 75.2%
2024 · €34k
2023: €11k
2024: €34k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€27k-€43k▲ 61.1%€62k▲ 44.7%
Operating result€44k-€21k▼ 51.4%€30k▲ 39.8%
Net result€36k-€16k▼ 54.9%€19k▲ 18.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€3k▼ 69.4%
Current assets
€163k▲ 55.2%
Equity and liabilities €166k
Equity
€62k▲ 44.7%
Debt
€103k▲ 45.5%
The debt ratio rises from 62.2% to 62.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2024 · €28k
Cash flow
€26k▲
2024 · €23k
Solvency
37.6%▼
2024 · 37.8%
Current ratio
1.58▲
2024 · 1.48
Quick ratio
1.58▲
2024 · 1.48
Debt / equity
1.66▲
2024 · 1.65
ROE
30.9%▼
2024 · 37.9%
ROA
11.6%▼
2024 · 14.3%
Interest coverage
117.08▲
2024 · 102.73
Debt
€103k▲
2024 · €71k
Debt ≤ 1 year
€103k▲
2024 · €71k
Income taxes
€11k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€166k▲
Fixed assets21/28€9k€3k▼
Tangible fixed assets22/27€9k€3k▼
Plant, machinery and equipment23€856€901▲
Furniture and vehicles24€8k€2k▼
Current assets29/58€105k€163k▲
Amounts receivable within one year40/41€83k€138k▲
Trade receivables40€60k€123k▲
Other amounts receivable41€23k€15k▼
Cash at bank and in hand54/58€22k€25k▲
Equity and liabilities
Total equity and liabilities10/49€114k€166k▲
Equity10/15€43k€62k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€43k€62k▲
Amounts payable17/49€71k€103k▲
Amounts payable within one year42/48€71k€103k▲
Trade debts44€31k€84k▲
Suppliers440/4€31k€84k▲
Advances received on contracts in progress46€500-
Taxes, remuneration and social security45€25k€18k▼
Taxes450/3€25k€18k▼
Other amounts payable47/48€15k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€469€2k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€28k€41k▲
Operating profit (loss)9901€21k€30k▲
Financial income75/76B€0€751▲
Recurring financial income75€0€751▲
Financial charges65/66B€272€312▲
Recurring financial charges65€272€312▲
Profit (loss) for the period before taxes9903€21k€30k▲
Income taxes67/77€5k€11k▲
Profit (loss) for the period9904€16k€19k▲
Profit (loss) for the period to be appropriated9905€16k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€62k▲
Profit (loss) brought forward from the previous period14P€26k€43k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
05-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €16k ▼54.9%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaliestraat 191602 Sint-Pieters-LeeuwGround area
1,468 m²
Building footprint
357 m²
Volume, LiDAR
4,523 m³
Parcel 23089D0076/00E000, Flanders · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DAMARI CONSTRUCT
since 20222.332.969.566
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089D0076/00E000 | Flanders | 1,468 m² | 1 · 357 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VAN DER TRAPPEN
BE 0466.469.535
Kapelle-op-den-Bos · Eq €62k
BATI AWAX
BE 0876.940.970
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Stille Leven
BE 0891.433.364
Deerlijk · Eq €62k
Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 6,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2022
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.