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DAM-GROEP

Active
Private limited company (pre-2019)founded 201214 yrs activeGaversesteenweg 733, 9820 Merelbeke, BelgiumKBO/BCE: BE 0843.343.833
Summary

DAM-GROEP has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,275 and a net result of -€15,055. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 9010 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
DAM-GROEPActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
General construction of other non-residential buildings
NACE 41003NACE 41203
1 site
Size
€63,052total assets 2025
Equity
€36,275
Loss
-€15,055
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 1 d early0 of 4 deeds read
Why 69- Loss of €15,055 (FY 2025)- Sector Construction of residential and non-residential buildings (NACE 41)+ Founded in 2012+ Liquidity: current ratio 1.26, cash €9,677, halvedShow the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 40% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 83+1
equity 57.5% of total assets
Liquidity 50-15
short-term debt 41.4% · cash 15.3%
Profitability 47-33
return on assets -23.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.6%▼ -1.8% vs 12-2024 02-2025: 0.6%▼ -2.1% vs 01-2025 03-2025: 0.6%▼ -1.2% vs 02-2025 04-2025: 0.6%▼ -0.3% vs 03-2025 05-2025: 0.5%▼ -9.1% vs 04-2025 06-2025: 0.5%▼ -2.5% vs 05-2025 07-2025: 0.5%▲ +3.1% vs 06-2025 08-2025: 0.8%▲ +54.6% vs 07-2025highest value 09-2025: 0.5%▼ -35.3% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -1.7% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%▼ -0.6% vs 02-2026 04-2026: 0.5%▲ +0.2% vs 03-2026 05-2026: 0.5%▼ -1.9% vs 04-2026 06-2026: 0.5%▼ -2.3% vs 05-2026lowest value 07-2026: 0.5%▲ +3.0% vs 06-2026 08-2026: 0.6%▲ +20.2% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Loss of €15,055 (FY 2025) raises the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2012 lowers the probability for this profile
  • Liquidity: current ratio 1.26, cash €9,677, halved lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.29 in 2024; short-term debt: 41.4% and cash: 15.3% of total assets), and 42.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 66%, liquidity 49%, profitability 27%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €15,055 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.26, cash €9,677, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
19 d late
2023
6 d early
2022
57 d late
2021
78 d late
2020
87 d late
2019
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 August (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 11% on net resultsector median €8,440 · 9,002 companies -€15,055 View
  • Total assets 20256 fiscal years filed €63,052 View
  • Active since 2012founded 02-02-2012 14 years View

By topic

Financials

Fiscal year
2025
Total assets
€63,052
Loss
-€15,055
Solvency
57.5%
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 19-08-2025Annual accounts filed
  3. 25-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
General construction of other non-residential buildingsNACE 41003
Founded
02-02-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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