Debts
Of this, €35,598 falls due within a year.
Of this, €35,598 falls due within a year.
In 2025, 1 person joined and 1 left.
Lower net result than 84% of companies in veterinary activities. Sector median €30,862 · 1,599 companies.
The dashed line is the sector median: < 0.1% across 1,971 companies (NACE 75, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 75, micro). It does better than 25% of them on solvency, 16% on liquidity, 22% on profitability and 57% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,542 companies had the same profile as DALIVAP has now. Each dot stands for 7 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DALIVAP itself is lower: 0.2% within 12 months. It rests on far more data about DALIVAP than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for DALIVAP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.71 (0.46 in 2024), below 1. Short-term debt is 32.3% and cash 4.8% of total assets. 77.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 34 days before the deadline. In the sector (NACE 75), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DALIVAP Boutersem | €110,235 | €46,507 | 22.3% | - |
| DIERENARTS AURELIE DE ROOVER Tremelo | €96,289 | €44,895 | 55.8% | - |
| PYRAMIS NEUROVET Mechelen | €115,616 | €45,284 | 94.9% | - |
| DAP De Linde Gezelschapsdieren Retie | €116,387 | €46,032 | 69.3% | - |
| DR ISABELLE FERYN Wervik | €105,342 | €52,463 | 81.0% | - |
| DIERENARTS VERCAMER LIESBET Kortrijk | €98,583 | €45,282 | 34.1% | - |
| DAP MUYSERT Mol | €127,873 | €46,706 | 58.9% | - |
These companies have the same main activity as DALIVAP: veterinary services (NACE 75000). They are comparable in size and age: total assets between €96,300 and €128,000, founded between 2022 and 2023.
DALIVAP has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,637 and a net result of €3,580.
Its solvency ranks better than 23% of 1,602 sector peers (NACE 75, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.