Dalgrav Consulting
ActiveThe computed 12-month bankruptcy probability of Dalgrav Consulting is 2.5% (moderate). The 2024 annual accounts show equity of €57k and a net result of €-29k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 9037 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▼-75
Solvency30▼-9
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.2 in 2023; short-term debt: 93.5% and cash: 0.1% of total assets), and 95.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
4.8%
Return on assets
-2.4%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9037 sector peers (2024).
NBB · sector comparisonPosition among 9037 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
on the day
2022
29 d late
2021
23 d early
2020
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€57k▼ 33.8%
2023 · €86k
2020: €69k
2021: €-47k
2022: €-25k
2023: €86k
2020 → 2024
Total assets
€1.20M▲ 91.4%
2023 · €628k
2020: €846k
2021: €408k
2022: €1.05M
2023: €628k
2020 → 2024
Net result
€-29k
2023 · €112k
2020: €66k
2021: €-116k
2022: €22k
2023: €112k
2020 → 2024
Working capital
€77k▼ 26.1%
2023 · €105k
2020: €69k
2021: €-54k
2022: €-11k
2023: €105k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€69k-€-47k€-25k▲ 46.5%€86k€57k▼ 33.8%
Operating result€86k-€-112k€53k€127k▲ 142%€-33k
Net result€66k-€-116k€22k€112k▲ 410%€-29k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €33k after €127k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.20M
Fixed assets
€418▼ 78.2%
Current assets
€1.20M▲ 91.9%
Equity and liabilities €1.20M
Equity
€57k▼ 33.8%
Debt
€1.14M▲ 111%
The debt ratio rises from 86.2% to 95.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-31k▼
2023 · €135k
Cash flow
€-28k▼
2023 · €120k
Solvency
4.8%▼
2023 · 13.8%
Current ratio
1.07▼
2023 · 1.20
Quick ratio
1.07▼
2023 · 1.20
Debt / equity
19.98▲
2023 · 6.26
ROE
-51.0%▼
2023 · 129.1%
ROA
-2.4%▼
2023 · 17.8%
Interest coverage
-17.97▼
2023 · 8.85
Debt
€1.14M▲
2023 · €541k
Debt ≤ 1 year
€1.12M▲
2023 · €521k
Debt > 1 year
€20k=
2023 · €20k
Income taxes
€193▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€628k€1.20M▲
Fixed assets21/28€2k€418▼
Tangible fixed assets22/27€2k€418▼
Plant, machinery and equipment23€813€418▼
Furniture and vehicles24€1k€0▼
Current assets29/58€626k€1.20M▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€624k€1.20M▲
Trade receivables40€404k€922k▲
Other amounts receivable41€220k€277k▲
Cash at bank and in hand54/58€1k€1k▲
Deferred charges and accrued income490/1€287€301▲
Equity and liabilities
Total equity and liabilities10/49€628k€1.20M▲
Equity10/15€86k€57k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€83k€54k▼
Amounts payable17/49€541k€1.14M▲
Amounts payable after more than one year17€20k€20k=
Financial debts170/4€20k€20k=
Amounts payable within one year42/48€521k€1.12M▲
Current portion of amounts payable after more than one year42€24k€21k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€457k€1.10M▲
Suppliers440/4€457k€1.10M▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€39k€0▼
Accrued charges and deferred income492/3-€387
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€84€0▼
Other operating charges640/8€711€1k▲
Gross operating margin9900€136k€-30k▼
Operating profit (loss)9901€127k€-33k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€15k€2k▼
Recurring financial charges65€15k€2k▼
Profit (loss) for the period before taxes9903€114k€-29k▼
Income taxes67/77€2k€193▼
Profit (loss) for the period9904€112k€-29k▼
Profit (loss) for the period to be appropriated9905€112k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€54k▼
Profit (loss) brought forward from the previous period14P€-28k€83k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2020net €112k ▲410%
Operating result €127k, net result €112k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-116k ▼276%
Net result drops to €-116k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Interleuvenlaan 623001 LeuvenGround area
1.0 ha
Building footprint
1,031 m²
Volume, LiDAR
5,725 m³
2 parcels, Flanders, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Aztec Fruits
since 20202.301.018.855
Establishment
since 20252.369.525.403
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514C0086/00N000 | Flanders | 9,445 m² | 1 · 412 m² | 7.3 m · 2 fl. |
| 25763L0127/00B000 | Wallonia | 1,013 m² | 1 · 619 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.301.018.855
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Of 956 companies in sector 46319 we hold annual accounts for 609. 328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2020
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.