Equity
DALEC paid out €23,000 in dividends. That is 656% of the 2025 profit.
DALEC paid out €23,000 in dividends. That is 656% of the 2025 profit.
The last five annual accounts were filed 34 to 61 days before the end of the period.
More equity than 90% of companies in wholesale trade. Sector median €58,174 · 15,461 companies.
In July 2024, 14,768 companies had the same profile as DALEC has now. Each dot stands for 37 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,768 companies, not a prediction for DALEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| DALEC Beveren-Kruibeke-Zwijndrecht | €478,606 | €19,838 | 88.2% | - |
| PROVOST Waasmunster | €508,170 | €16,895 | 61.5% | - |
| CSAT Zwevegem | €431,832 | €14,525 | 78.0% | - |
| POPPE Waasmunster | €434,760 | €19,327 | 29.3% | - |
| LUX-COMFORT Oudenaarde | €728,890 | €19,383 | 85.8% | - |
| INNOVATION Sint-Niklaas | €579,993 | €34,476 | 53.2% | - |
| VERSPECHT DIRK & C° Lennik | €353,023 | €20,776 | 76.9% | - |
These companies have the same main activity as DALEC: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €353,000 and €729,000, founded between 1997 and 2007.
DALEC files the micro format. That format states no turnover. The gross margin fell from €42,684 in 2007 to €19,838 in 2025.
The balance sheet grew most from 2011 to 2013 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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