DALDEWOLF
ActiveSummary
DALDEWOLF has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €573,983 and a net result of €14,168. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 21% of 3342 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-12
Solvency37▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.08 in 2024; short-term debt: 81.9% and cash: 16.5% of total assets), and 87.8% of the assets are financed with debt.
Credit check for your own amount and term
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3342 sector peers (2025).
NBB · sector comparisonPosition among 3342 sector peers
Solvency
better than 21%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €573,983
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
23 d early
2023
27 d early
2022
31 d late
2021
44 d early
2020
1 d early
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Turnover
€6.1m
EBIT margin
1.0%
Net result
€14,168▲ 42.4%
2024 · €9,946
Working capital
€564,691▲ 67.3%
2024 · €337,600
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€14,397▼ 76.8%€67,995▲ 372%€60,604▼ 10.9%€35,990▼ 40.6%€74,049▲ 106%
Net result€2,960below the sector's middle half▼ 74.6%€17,395within the sector's middle half▲ 488%€31,048within the sector's middle half▲ 78.5%€9,946below the sector's middle half▼ 68.0%€14,168below the sector's middle half▲ 42.4%
EBIT margin
Equity€373,926within the sector's middle half▼ 28.2%€376,321within the sector's middle half▲ 0.6%€459,869within the sector's middle half▲ 22.2%€469,815within the sector's middle half▲ 2.2%€573,983within the sector's middle half▲ 22.2%
Total assets€2.2mabove the sector's middle half▼ 10.3%€3.5mabove the sector's middle half▲ 56.3%€4.7mabove the sector's middle half▲ 35.4%€4.8mabove the sector's middle half▲ 2.8%€4.7mabove the sector's middle half▼ 2.6%
Debt€1.8m▼ 5.4%€3.1m▲ 67.7%€4.2m▲ 37.0%€4.3m▲ 2.9%€4.1m▼ 5.3%
Working capital€309,465within the sector's middle half▼ 33.9%€204,391within the sector's middle half▼ 34.0%€306,545within the sector's middle half▲ 50.0%€337,600within the sector's middle half▲ 10.1%€564,691above the sector's middle half▲ 67.3%
Solvency16.9%within the sector's middle half▼ 4.2pp10.9%within the sector's middle half▼ 6.0pp9.8%below the sector's middle half▼ 1.1pp9.8%below the sector's middle half▼ 0.1pp12.2%below the sector's middle half▲ 2.5pp
Current ratio1.17within the sector's middle half▼ 0.071.07within the sector's middle half▼ 0.101.08within the sector's middle half=1.08within the sector's middle half▲ 0.011.15within the sector's middle half▲ 0.06
Return on assets (ROA)0.1%below the sector's middle half▼ 0.3pp0.5%below the sector's middle half▲ 0.4pp0.7%below the sector's middle half▲ 0.2pp0.2%below the sector's middle half▼ 0.5pp0.3%below the sector's middle half▲ 0.1pp
Staff (FTE)9.5above the sector's middle half▼ 7.8%10.7above the sector's middle half▲ 12.6%12.4above the sector's middle half▲ 15.9%11.1above the sector's middle half▼ 10.5%12.7above the sector's middle half▲ 14.4%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 106% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.7m
Fixed assets
€285,373 ▼ 23.7%
Current assets
€4.4m ▼ 0.8%
Equity and liabilities €4.7m
Equity
€573,983 ▲ 22.2%
Debt
€4.1m ▼ 5.3%
Debt's share of the balance-sheet total falls from 90.2% to 87.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€186,135▲
2024 · €147,352
Cash flow
€126,254▲
2024 · €121,307
Debt to equity
7.16▼
2024 · 9.24
ROE
2.5%▲
2024 · 2.1%
Interest coverage
4.59▼
2024 · 9.98
Debt ≤ 1 year
€3.8m▼
2024 · €4.1m
Income taxes
€25,586▲
2024 · €21,339
Staff costs
€1.1m▲
2024 · €938,856
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,681 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,681 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €627,627 | €758,297 | €987,934 | €938,856 | €1.1m | ▲ 16.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,937 | €65,416 | €104,797 | €111,361 | €112,086 | ▲ 0.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €28,201 | €438,270 | €229,912 | -€57,997 | -€71,963 | ▼ 24.1% |
| Other operating charges640/8 | €1,588 | €2,318 | €2,665 | €56,563 | €26,420 | ▼ 53.3% |
| Gross operating margin9900 | €703,750 | €1.3m | €1.4m | €1.1m | €1.2m | ▲ 13.4% |
| Operating profit (loss)9901 | €14,397 | €67,995 | €60,604 | €35,990 | €74,049 | ▲ 106% |
| Financial income75/76B | - | - | €896 | €10,054 | €6,234 | ▼ 38.0% |
| Recurring financial income75 | - | - | €896 | €10,054 | €6,234 | ▼ 38.0% |
| Financial charges65/66B | €20,800 | €22,063 | €25,023 | €14,759 | €40,528 | ▲ 175% |
| Recurring financial charges65 | €20,800 | €22,063 | €25,023 | €14,759 | €40,528 | ▲ 175% |
| Profit (loss) for the period before taxes9903 | -€6,403 | €45,932 | €36,477 | €31,285 | €39,754 | ▲ 27.1% |
| Income taxes67/77 | -€9,363 | €28,537 | €5,429 | €21,339 | €25,586 | ▲ 19.9% |
| Profit (loss) for the period9904 | €2,960 | €17,395 | €31,048 | €9,946 | €14,168 | ▲ 42.4% |
| Profit (loss) for the period to be appropriated9905 | €2,960 | €17,395 | €31,048 | €9,946 | €14,168 | ▲ 42.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.2m | €3.5m | €4.7m | €4.8m | €4.7m | ▼ 2.6% |
| Fixed assets21/28 | €68,944 | €467,698 | €383,030 | €374,088 | €285,373 | ▼ 23.7% |
| Tangible fixed assets22/27 | €46,327 | €445,080 | €363,775 | €274,785 | €186,029 | ▼ 32.3% |
| Furniture and vehicles24 | €41,977 | €26,892 | €28,610 | €31,571 | €32,637 | ▲ 3.4% |
| Other tangible fixed assets26 | €4,350 | €418,188 | €335,166 | €243,214 | €153,391 | ▼ 36.9% |
| Financial fixed assets28 | €22,617 | €22,617 | €19,255 | €99,303 | €99,344 | = |
| Current assets29/58 | €2.1m | €3.0m | €4.3m | €4.4m | €4.4m | ▼ 0.8% |
| Amounts receivable within one year40/41 | €1.9m | €2.9m | €3.9m | €3.5m | €3.4m | ▼ 2.6% |
| Trade receivables40 | €1.8m | €2.7m | €3.5m | €3.1m | €3.2m | ▲ 3.9% |
| Other amounts receivable41 | €191,033 | €201,731 | €387,212 | €446,270 | €236,872 | ▼ 46.9% |
| Cash at bank and in hand54/58 | €165,235 | €20,415 | €273,658 | €836,274 | €773,787 | ▼ 7.5% |
| Deferred charges and accrued income490/1 | €27,590 | €84,834 | €90,813 | €94,281 | €211,078 | ▲ 124% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.2m | €3.5m | €4.7m | €4.8m | €4.7m | ▼ 2.6% |
| Equity10/15 | €373,926 | €376,321 | €459,869 | €469,815 | €573,983 | ▲ 22.2% |
| Contributions10/11 | €300,000 | €285,000 | €337,500 | €337,500 | €427,500 | ▲ 26.7% |
| Reserves13 | €5,077 | €5,077 | €5,077 | €5,077 | €5,077 | = |
| Non-distributable reserves130/1 | €5,077 | €5,077 | €5,077 | €5,077 | €5,077 | = |
| Reserves not available under the articles1311 | €5,077 | €5,077 | €5,077 | €5,077 | €5,077 | = |
| Profit (loss) carried forward14 | €68,849 | €86,244 | €117,292 | €127,238 | €141,406 | ▲ 11.1% |
| Amounts payable17/49 | €1.8m | €3.1m | €4.2m | €4.3m | €4.1m | ▼ 5.3% |
| Amounts payable after more than one year17 | - | €126,023 | €25,404 | - | - | - |
| Financial debts170/4 | - | €126,023 | €25,404 | - | - | - |
| Amounts payable within one year42/48 | €1.8m | €2.8m | €4.0m | €4.1m | €3.8m | ▼ 6.4% |
| Current portion of amounts payable after more than one year42 | - | €99,960 | €109,230 | €33,855 | - | - |
| Financial debts43 | €1,188 | - | €70,000 | - | - | - |
| Credit institutions430/8 | €1,188 | - | €70,000 | - | - | - |
| Trade debts44 | €1.3m | €2.2m | €3.4m | €3.9m | €3.6m | ▼ 5.8% |
| Suppliers440/4 | €1.3m | €2.2m | €3.4m | €3.9m | €3.6m | ▼ 5.8% |
| Taxes, remuneration and social security45 | €203,690 | €233,740 | €189,163 | €161,420 | €167,818 | ▲ 4.0% |
| Taxes450/3 | €115,830 | €108,322 | €72,698 | €47,051 | €30,082 | ▼ 36.1% |
| Remuneration and social security454/9 | €87,861 | €125,418 | €116,465 | €114,369 | €137,735 | ▲ 20.4% |
| Other amounts payable47/48 | €303,449 | €274,415 | €195,090 | €34,921 | €24,288 | ▼ 30.4% |
| Accrued charges and deferred income492/3 | €4,484 | €169,745 | €204,303 | €241,873 | €276,081 | ▲ 14.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,960 | €17,395 | €31,048 | €9,946 | €14,168 | ▲ 42.4% |
| + Depreciation and write-downs630 | €31,937 | €65,416 | €104,797 | €111,361 | €112,086 | ▲ 0.7% |
| Operating cash flow (approximation) | €34,897 | €82,811 | €135,845 | €121,307 | €126,254 | ▲ 4.1% |
| Investment in fixed assets (approximation) | - | -€464,169 | -€20,129 | -€102,420 | -€23,371 | ▲ 77.2% |
| Change in cash | - | -€144,819 | €253,242 | €562,617 | -€62,487 | ▼ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
Appointments: Frédéric Couvreur Avocat (director) and Fa Legal (director)Permanent representatives: Frédéric COUVREUR, Xiufang Tu and 3 others · Resignations: AMG Partners, Yaël Spiegl Avocat and Avocat Laetitia De Smet18 facts ▸
State Gazette act
Appointments: Frédéric Couvreur Avocat (director) and Fa Legal (director)
Permanent representatives: Frédéric COUVREUR, Xiufang Tu and 3 others · Resignations: AMG Partners, Yaël Spiegl Avocat and Avocat Laetitia De Smet18 facts ▸
- General meeting, 25-06-2026
- Director appointment, Frédéric Couvreur Avocat (director)
- Director appointment, Fa Legal (director)
- Permanent representative, Frédéric COUVREUR (permanent representative)
- Permanent representative, Xiufang Tu (permanent representative)
- Board meeting, 25-06-2026
- Director appointment, Frédéric Couvreur Avocat (day-to-day manager)
- Director resignation, AMG Partners (managing director)
- Director resignation, Yaël Spiegl Avocat (managing director)
- Director resignation, Avocat Laetitia De Smet (managing director)
- Permanent representative, Aude Mahy (permanent representative)
- Permanent representative, Yaël Spiegl (permanent representative)
- +6 further facts in this act
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500,000Eq €573,983 ▲22.2%
8 profitable years in a row build equity to €573,983.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €2,960 ▼74.6%
Net result drops to €2,960, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €500,000Eq €520,966 ▲8.7%
3 profitable years in a row build equity to €520,966.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €37,750 ▲111%
Operating result €118,693, net result €37,750, both a record.
Show earlier events
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 18 acts read
About the unread acts
Of the 18 Belgian State Gazette acts we know for this company, 1 has been read. The other 17 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, 1 in day-to-day management, last change in 2026
Board 2
Fa Legal
CurrentDirector · since 01-07-2026 · Private limited company · perm. rep.: Xiufang Tu
Frédéric Couvreur Avocat
CurrentDirector · since 01-09-2026 · Private limited company · perm. rep.: Frédéric COUVREUR
Day-to-day management 1
Frédéric Couvreur Avocat
CurrentDay-to-day manager · since 01-09-2026 · Private limited company · perm. rep.: Frédéric COUVREUR
Permanent representatives 2
Xiufang Tu
CurrentPermanent representative · since 01-07-2026 · for Fa Legal
Frédéric COUVREUR
CurrentPermanent representative · since 01-09-2026 · for Frédéric Couvreur Avocat
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
17 of this company's 18 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1989
Ground area
2,692 m²
Building footprint
508 m²
Volume, LiDAR
12,013 m³
Parcel 21807G0007/00S000, Brussels · tallest building 32.2 m, ±8 floors. Linked by address, not a title deed.
47
companies at this address
See who is registered here
1 establishment unit
DAL ET VELDEKENS ET ASSOCIES
since 19892.163.089.706
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0007/00S000 | Brussels | 2,692 m² | 1 · 508 m² | 32.2 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Mandate history
5 people since 2025, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Fa Legal |
|
| Frédéric Couvreur Avocat |
|
| AMG Partners |
|
| Avocat Laetitia De Smet |
|
| Yaël Spiegl Avocat |
|
Structure & network
Owners and holdings
5 owners · 1 holdingOwners 5
-
18%
-
10%
-
7.69%
-
7.02%
-
6%
Holdings 1
-
98%
According to the 2025 annual accounts of DALDEWOLF and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe group is listed under Ownership & control below; here you explore it as a network.
This company
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Subsidies and aid
European Union, budget
2025 · 7 entries · 105,325 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2025 | 7 | 105,325 EUR |
Projects
LEGAL ADVICE EU INSTITUTIONAL LAW
LEGAL ADVICE - VARIOUS DESTINATIONS
DATA PROTECTION
LEGAL SERVICES
SERVICES FOR ADMINISTRATIVE INQUIRIES
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Of 22,057 companies in sector 69101 we hold annual accounts for 9,058. 5,579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-1989
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0439842936
Also
9925:BE0439842936
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.