Dakwerken Verkade
ActiveThe computed 12-month bankruptcy probability of Dakwerken Verkade is 2.0% (moderate). The 2025 annual accounts show negative equity (€-20k) and a net result of €-16k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 27559 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.69 in 2024; short-term debt: 188.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-91.4%
Return on assets
-72.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-20k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
34 d early
2022
38 d early
2021
5 d early
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-20k▼ 392%
2024 · €-4k
2018: €-50k
2019: €-59k
2020: €-52k
2021: €-50k
2022: €-28k
2023: €5k
2024: €-4k
2018 → 2025
Total assets
€21k▼ 34.2%
2024 · €33k
2018: €69k
2019: €89k
2020: €61k
2021: €52k
2022: €65k
2023: €50k
2024: €33k
2018 → 2025
Net result
€-16k▼ 81.5%
2024 · €-9k
2018: €2k
2019: €-9k
2020: €7k
2021: €2k
2022: €21k
2023: €33k
2024: €-9k
2018 → 2025
Working capital
€-26k▼ 131%
2024 · €-11k
2018: €-25k
2019: €-26k
2020: €-28k
2021: €-32k
2022: €-21k
2023: €-2k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-50k-€-28k▲ 43.1%€5k€-4k€-20k▼ 392%
Operating result€6k-€24k▲ 310%€38k▲ 54.7%€-6k€-13k▼ 122%
Net result€2k-€21k▲ 784%€33k▲ 54.0%€-9k€-16k▼ 81.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€7k▼ 12.3%
Current assets
€15k▼ 40.9%
Key figures and ratios
EBITDA
€-12k▼
2024 · €-5k
Cash flow
€-15k▼
2024 · €-8k
Solvency
-91.4%▼
2024 · -12.2%
Current ratio
0.36▼
2024 · 0.69
Quick ratio
0.09▼
2024 · 0.35
Debt / equity
-2.09▲
2024 · -9.17
ROA
-72.8%▼
2024 · -26.4%
Interest coverage
-4.19▼
2024 · -1.54
Debt
€41k▲
2024 · €37k
Debt ≤ 1 year
€41k▲
2024 · €36k
Income taxes
€153▼
2024 · €158
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€21k▼
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€2k€2k▼
Other tangible fixed assets26€284-
Financial fixed assets28€5k€5k=
Current assets29/58€25k€15k▼
Stocks and contracts in progress3€12k€11k▼
Stocks30/36€12k€11k▼
Amounts receivable within one year40/41€13k€3k▼
Trade receivables40€12k€1k▼
Other amounts receivable41€491€2k▲
Deferred charges and accrued income490/1-€425
Equity and liabilities
Total equity and liabilities10/49€33k€21k▼
Equity10/15€-4k€-20k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-10k€-26k▼
Amounts payable17/49€37k€41k▲
Amounts payable within one year42/48€36k€41k▲
Current portion of amounts payable after more than one year42€2k-
Financial debts43€19k€19k▼
Credit institutions430/8€19k€19k▼
Trade debts44€5k€332▼
Suppliers440/4€5k€332▼
Advances received on contracts in progress46-€929
Taxes, remuneration and social security45€3k€153▼
Taxes450/3€3k€153▼
Other amounts payable47/48€7k€21k▲
Accrued charges and deferred income492/3€564€581▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€957€957=
Other operating charges640/8€3k€1k▼
Gross operating margin9900€-2k€-10k▼
Operating profit (loss)9901€-6k€-13k▼
Financial income75/76B€376€11▼
Recurring financial income75€376€11▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-8k€-15k▼
Income taxes67/77€158€153▼
Profit (loss) for the period9904€-9k€-16k▼
Profit (loss) for the period to be appropriated9905€-9k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-26k▼
Profit (loss) brought forward from the previous period14P€-2k€-10k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €33k ▲54%
Operating result €38k, net result €33k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bund 42180 AntwerpenGround area
448 m²
Building footprint
84 m²
Volume, LiDAR
549 m³
Parcel 11364F0034/00P003, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dakwerken Verkade
since 20142.238.090.995
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0034/00P003 | Flanders | 447 m² | 1 · 84 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 1,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2014
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.