Dakwerken VDC
ActiveDakwerken VDC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €139k and a net result of €9k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 75 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2026
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability74▲+7
Solvency84▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 3.32 in 2025; short-term debt: 27.5% and cash: 38.1% of total assets), and 41.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
58.8%
Return on assets
3.9%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 03-09-2026, 58 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
58 d early
2025
35 d early
2024
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€139k▼ 13.0%
2025 · €160k
2024: €164k
2025: €160k
2024 → 2026
Total assets
€237k▼ 8.7%
2025 · €259k
2024: €302k
2025: €259k
2024 → 2026
Net result
€9k
2025 · €-4k
2024: €52k
2025: €-4k
2024 → 2026
Working capital
€101k▼ 3.7%
2025 · €105k
2024: €107k
2025: €105k
2024 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202420252026Trend
Equity€164k-€160k▼ 2.6%€139k▼ 13.0%
Operating result€66k-€-727€13k
Net result€52k-€-4k€9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2026: €13k after a loss of €727 in 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €237k
Fixed assets
€71k▼ 35.3%
Current assets
€166k▲ 10.7%
Equity and liabilities €237k
Equity
€139k▼ 13.0%
Debt
€97k▼ 1.7%
The debt ratio rises from 38.3% to 41.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€52k▲
2025 · €38k
Cash flow
€48k▲
2025 · €34k
Solvency
58.8%▼
2025 · 61.7%
Current ratio
2.55▼
2025 · 3.32
Quick ratio
1.95▼
2025 · 2.47
Debt / equity
0.70▲
2025 · 0.62
ROE
6.6%▲
2025 · -2.7%
ROA
3.9%▲
2025 · -1.7%
Interest coverage
14.42▲
2025 · 7.73
Debt
€97k▼
2025 · €99k
Debt ≤ 1 year
€65k▲
2025 · €45k
Debt > 1 year
€32k▼
2025 · €54k
Income taxes
€1k▲
2025 · €238
Staff costs
€0▼
2025 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€259k€237k▼
Formation expenses20€0-
Fixed assets21/28€109k€71k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€106k€67k▼
Plant, machinery and equipment23€15k€6k▼
Furniture and vehicles24€78k€50k▼
Other tangible fixed assets26€13k€11k▼
Financial fixed assets28€4k€4k=
Current assets29/58€150k€166k▲
Stocks and contracts in progress3€38k€39k▲
Stocks30/36€38k€39k▲
Amounts receivable within one year40/41€30k€35k▲
Trade receivables40€19k€20k▲
Other amounts receivable41€12k€15k▲
Cash at bank and in hand54/58€79k€90k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€259k€237k▼
Equity10/15€160k€139k▼
Reserves13€160k€139k▼
Distributable reserves133€160k€139k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€99k€97k▼
Amounts payable after more than one year17€54k€32k▼
Financial debts170/4€54k€32k▼
Amounts payable within one year42/48€45k€65k▲
Current portion of amounts payable after more than one year42€27k€22k▼
Trade debts44€13k€13k▲
Suppliers440/4€13k€13k▲
Taxes, remuneration and social security45€5k€0▼
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48-€30k
Accrued charges and deferred income492/3€12€0▼
Income statement
Code20252026
Non-recurring operating income76A€8k-
Remuneration, social security and pensions62€65k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€39k▲
Other operating charges640/8€5k€3k▼
Non-recurring operating charges66A€711-
Gross operating margin9900€109k€54k▼
Operating profit (loss)9901€-727€13k▲
Financial income75/76B€2k€899▼
Recurring financial income75€2k€899▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-4k€11k▲
Income taxes67/77€238€1k▲
Profit (loss) for the period9904€-4k€9k▲
Transfer from tax-exempt reserves789€132€0▼
Profit (loss) for the period to be appropriated9905€-4k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€9k▲
Transfer from equity791/2€4k€21k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-4k ▼108%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kamerstraat 629255 BuggenhoutGround area
352 m²
Building footprint
100 m²
Volume, LiDAR
525 m³
Parcel 42004B0288/00V000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kamerstraat 62, 9255 Buggenhout
since 20112.197.628.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004B0288/00V000 | Flanders | 352 m² | 1 · 100 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 389 EUR awarded · 389 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 125 EUR | 125 EUR |
| 2023 | 1 | 100 EUR | 100 EUR |
| 2022 | 1 | 164 EUR | 164 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,782 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2011
Fiscal year end31-03
Activities, NACEBEL
43410Roofing work
43230Insulation installation
43291Specialised construction activities
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@dakwerkenvdc.be