Dakwerken VB Construct
ActiveSummary
The computed 12-month bankruptcy probability of Dakwerken VB Construct is 6.3% (elevated). The 2024 annual accounts show negative equity (-€113,121) and a net result of €23,028. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 35,977 sector peers (NACE 43, financial year 2024). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Roofing work
NACE 43410
1 site
Size
≈ €420,000turnover 2024, estimated
- Staff
- ≈ 1.3 FTE, estimated
- Equity
- -€113,121
- Profit
- €23,028
Turnover estimated from the gross margin
Financial health
- Bankruptcy probabilitywithin 12 months
- 6.3%
2024 figures too old to score
Structure
- Management VB ConstructDirector · permanent representative VERFAILLIE Bjorn
2024 accounts filed 89 days late1 of 4 deeds summarised
Signalsraises riskFigures for financial year 2024 (filed 28-07-2025)1 financial year not filed after the legal deadline; last filed accounts filed 89 days late; 1 of the last 3 lateSector: Specialised construction activities (NACE 43)2024 accounts filed 89 days latelowers riskFounded in 2006Show the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: Elevated
Financial strength, FY 2024 · tick = 2022
Weak
Solvency
0=
equity -79.8% of total assets
Liquidity
4-29
short-term debt 169.1% · cash 2.9%
Profitability
89+79
return on assets 16.2%
Bankruptcy probability, 12 months
6.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.7%
12-2024: 4.5%▲ +0.8 percentage points vs 11-2024
01-2025: 6.4%▲ +1.9 percentage points vs 12-2024
02-2025: 6.4%● unchanged vs 01-2025
03-2025: 6.6%▲ +0.2 percentage points vs 02-2025
04-2025: 6.1%▼ -0.5 percentage points vs 03-2025
05-2025: 6.1%● unchanged vs 04-2025
06-2025: 6.1%● unchanged vs 05-2025
07-2025: 7.2%▲ +1.1 percentage points vs 06-2025highest value
08-2025: 3.9%▼ -3.3 percentage points vs 07-2025
09-2025: 3.9%● unchanged vs 08-2025
10-2025: 1.5%▼ -2.4 percentage points vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025
02-2026: 1.4%▼ -0.1 percentage points vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026lowest value
04-2026: 1.5%▲ +0.1 percentage points vs 03-2026
05-2026: 1.9%▲ +0.4 percentage points vs 04-2026
06-2026: 2.2%▲ +0.3 percentage points vs 05-2026
07-2026: 2.4%▲ +0.2 percentage points vs 06-2026
08-2026: 2.7%▲ +0.3 percentage points vs 07-2026
09-2026: 3.4%▲ +0.7 percentage points vs 08-2026
10-2026: 6.3%▲ +2.9 percentage points vs 09-2026
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Signals
Five signals.
lowers riskraises risk
raises risk · 2024 accounts filed 89 days late
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 28-07-2025, 89 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2024
89 days late
2022
42 days early
2021
16 days early
2020
12 days early
2019
29 days early
2018
19 days early
2017
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €23,028
- Resignations: Terrijn Jan Octaaf (manager) and…Appointment: Management VB Construct (director)…
Financials · financial year 2024, micro format
2024 annual accounts filed late (89 days) Filed on 28 July 2025, deadline 30 April 2025 (7 months after the close on 30 September 2024, Companies Code art. 3:10). Source: NBB, 2025-00315632.
Turnover
≈ €420,000
Estimated: probably between €260,000 and €560,000
Total assets
€141,843▲ 451%
2022 · €25,726
Net result
€23,028
2022 · -€2,787
Working capital
-€103,771▲ 9.1%
2022 · -€114,149
Trend over the years
2019 to 2024, 5 financial years 2018 to 2024, 6 financial years
The operating result is €28,581 in 2024, compared with -€2,767 in 2022. Comparable figures for the intervening years are unavailable.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€28,581
2024
Net result€23,028
2024
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€141,843
2024
Equity-€113,121
2024
Debt€254,963
2024
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€103,771
2024
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)16.2%
2024
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency-79.8%
2024
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.57
2024
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line201820192020202120222024
Operating result-€3,464--€6,195▼ 78.8%-€180,806▼ 2,818%€897-€2,767€28,581-
Net result-€29,629--€21,352▲ 27.9%-€185,879below the sector's middle half▼ 771%€708below the sector's middle half-€2,787below the sector's middle half€23,028within the sector's middle half-
Equity€95,161-€73,809▼ 22.4%-€112,070below the sector's middle half-€111,362below the sector's middle half▲ 0.6%-€114,149below the sector's middle half▼ 2.5%-€113,121below the sector's middle half-
Total assets€812,825-€819,085▲ 0.8%€171,302within the sector's middle half▼ 79.1%€61,410below the sector's middle half▼ 64.2%€25,726below the sector's middle half▼ 58.1%€141,843within the sector's middle half-
Debt€717,664-€745,276▲ 3.8%€283,372▼ 62.0%€172,772▼ 39.0%€139,875▼ 19.0%€254,963-
Working capital€280,161-€258,809▼ 7.6%-€112,070below the sector's middle half-€111,362below the sector's middle half▲ 0.6%-€114,149below the sector's middle half▼ 2.5%-€103,771below the sector's middle half-
Solvency11.7%-9.0%▼ 2.7pp-65.4%below the sector's middle half▼ 74.4pp-181.3%below the sector's middle half▼ 115.9pp-443.7%below the sector's middle half▼ 262.4pp-79.8%below the sector's middle half-
Current ratio1.53-1.46▼ 0.060.60below the sector's middle half▼ 0.860.36below the sector's middle half▼ 0.250.18below the sector's middle half▼ 0.170.57below the sector's middle half-
Return on assets (ROA)-3.6%--2.6%▲ 1.0pp-108.5%below the sector's middle half▼ 105.9pp1.2%within the sector's middle half▲ 109.7pp-10.8%below the sector's middle half▼ 12.0pp16.2%within the sector's middle half-
above
within
below
the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €141,843
Fixed assets
€5,815
Current assets
€136,028
Equity and liabilities
Equity-€113,121
Debt€254,963
Equity is negative: debt (€254,963) exceeds the balance-sheet total (€141,843).
Key figures and ratios
EBITDA
€29,719
Cash flow
€24,166
Interest coverage
5.96
Debt ≤ 1 year
€239,799▲
2022 · €139,875
Debt > 1 year
€15,164
Income taxes
€596
Staff costs
€66,306
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | - | €66,306 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | - | €1,138 | - |
| Other operating charges640/8 | - | - | - | €979 | €460 | €709 | - |
| Gross operating margin9900 | -€2,491 | -€5,220 | -€175,797 | €1,876 | -€2,308 | €96,734 | - |
| Operating profit (loss)9901 | -€3,464 | -€6,195 | -€180,806 | €897 | -€2,767 | €28,581 | - |
| Financial income75/76B | - | - | - | €11 | €0 | €26 | - |
| Recurring financial income75 | €11 | €11 | €23 | €11 | €0 | €26 | - |
| Financial charges65/66B | - | - | - | €200 | €20 | €4,983 | - |
| Recurring financial charges65 | €26,175 | €15,168 | €5,096 | €200 | €20 | €4,983 | - |
| Profit (loss) for the period before taxes9903 | -€29,628 | -€21,352 | -€185,879 | €708 | -€2,787 | €23,624 | - |
| Income taxes67/77 | €1 | - | - | - | - | €596 | - |
| Profit (loss) for the period9904 | -€29,629 | -€21,352 | -€185,879 | €708 | -€2,787 | €23,028 | - |
| Profit (loss) for the period to be appropriated9905 | -€29,629 | -€21,352 | -€185,879 | €708 | -€2,787 | €23,028 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €812,825 | €819,085 | €171,302 | €61,410 | €25,726 | €141,843 | - |
| Fixed assets21/28 | - | - | - | - | - | €5,815 | - |
| Tangible fixed assets22/27 | - | - | - | - | - | €5,815 | - |
| Plant, machinery and equipment23 | - | - | - | - | - | €5,104 | - |
| Furniture and vehicles24 | - | - | - | - | - | €710 | - |
| Current assets29/58 | €812,825 | €819,085 | €171,302 | €61,410 | €25,726 | €136,028 | - |
| Stocks and contracts in progress3 | €782,982 | €791,249 | €148,750 | €0 | - | - | - |
| Stocks30/36 | - | - | - | €0 | - | - | - |
| Amounts receivable within one year40/41 | €25,712 | €23,502 | €19,916 | €18,789 | €18,989 | €131,847 | - |
| Trade receivables40 | - | - | - | €18,789 | €18,789 | €117,542 | - |
| Other amounts receivable41 | - | - | - | €0 | €200 | €14,305 | - |
| Cash at bank and in hand54/58 | €4,131 | €4,334 | €2,636 | €42,621 | €6,736 | €4,181 | - |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €812,825 | €819,085 | €171,302 | €61,410 | €25,726 | €141,843 | - |
| Equity10/15 | €95,161 | €73,809 | -€112,070 | -€111,362 | -€114,149 | -€113,121 | - |
| Contributions10/11 | €100,000 | €100,000 | - | €100,000 | €100,000 | €100,000 | - |
| Reserves13 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | - |
| Non-distributable reserves130/1 | - | - | - | €10,000 | €10,000 | €10,000 | - |
| Reserves not available under the articles1311 | - | - | - | €10,000 | €10,000 | €10,000 | - |
| Profit (loss) carried forward14 | -€14,839 | -€36,191 | -€222,070 | -€221,362 | -€224,149 | -€223,121 | - |
| Amounts payable17/49 | €717,664 | €745,276 | €283,372 | €172,772 | €139,875 | €254,963 | - |
| Amounts payable after more than one year17 | €185,000 | €185,000 | €0 | - | - | €15,164 | - |
| Financial debts170/4 | - | - | - | - | - | €15,164 | - |
| Amounts payable within one year42/48 | €532,664 | €560,276 | €283,372 | €172,772 | €139,875 | €239,799 | - |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €7,931 | - |
| Financial debts43 | - | - | - | - | - | €50,000 | - |
| Credit institutions430/8 | - | - | - | - | - | €50,000 | - |
| Trade debts44 | - | - | €1,465 | €1,465 | €1,467 | €155,956 | - |
| Suppliers440/4 | - | - | - | €1,465 | €1,467 | €155,956 | - |
| Taxes, remuneration and social security45 | - | - | - | €32,899 | €0 | €3,912 | - |
| Taxes450/3 | - | - | - | €32,899 | €0 | €618 | - |
| Remuneration and social security454/9 | - | - | - | - | - | €3,294 | - |
| Other amounts payable47/48 | - | - | - | €138,408 | €138,408 | €22,000 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€29,629 | -€21,352 | -€185,879 | €708 | -€2,787 | €23,028 | - |
| + Depreciation and write-downs630 | - | - | - | - | - | €1,138 | - |
| Operating cash flow (approximation) | -€29,629 | -€21,352 | -€185,879 | €708 | -€2,787 | €24,166 | - |
| Change in cash | - | €203 | -€1,697 | €39,984 | -€35,885 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 18 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2024 | micro format | 28-07-2025 | 2025-00315632 |
| 31-12-2022 | micro format | 19-06-2023 | 2023-00140363 |
| 31-12-2021 | micro format | 15-07-2022 | 2022-20190047 |
| 31-12-2020 | micro format | 19-07-2021 | 2021-36900277 |
| 31-12-2019 | micro format | 02-07-2020 | 2020-24900294 |
| 31-12-2018 | micro format | 12-07-2019 | 2019-32400554 |
| 31-12-2017 | micro format | 06-07-2018 | 2018-30100196 |
| 31-12-2016 | micro format | 30-06-2017 | 2017-25400585 |
| 31-12-2015 | abbreviated format | 24-06-2016 | 2016-22200153 |
| 31-12-2014 | abbreviated format | 17-06-2015 | 2015-18200496 |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 8,468 active companies whose main activity is roofing work (NACE 43410), figures are known for 4,459. See the whole sector
Subsidies and aid
Flemish government
2024 · 1 entry · €59 awarded · €59 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, last change in 2023
Board 1
Management VB Construct
CurrentDirector (not named in the articles) · since 07-09-2023 · General partnership · permanent representative: VERFAILLIE Bjorn
Permanent representatives 1
VERFAILLIE Bjorn
CurrentPermanent representative · since 07-09-2023 · for Management VB Construct
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
3 of this company's 4 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
3 people since 2023, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Management VB Construct |
|
| Maertens Tanja |
|
| Terrijn Jan Octaaf |
|
Owners and capital
Capital and shareholders
Capital over the years
- 07-09-2023 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
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Company
Director
Shareholding
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History
Acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
financial year 2024 · micro format · 89 days late
2024
30-09
Financial
Back to profitnet €23,028
Net result €23,028 after one loss-making year.
2023
07-09
Gazette deed
Resignations: Terrijn Jan Octaaf (manager) and Maertens Tanja (manager)Appointment: Management VB Construct (director) · Permanent representative: VERFAILLIE Bjorn · Capital conversion13 facts ▸
Gazette deed
Resignations: Terrijn Jan Octaaf (manager) and Maertens Tanja (manager)
Appointment: Management VB Construct (director) · Permanent representative: VERFAILLIE Bjorn · Capital conversion13 facts ▸
- General meeting, “besloten vennootschap, buitengewone algemene vergadering” (deed in Dutch)
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm BV, behoud rechtsvorm besloten vennootschap (BV)” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Name change, Dakwerken VB Construct
- Purpose change
- Other provision, “verlenging lopend boekjaar en eerstvolgende jaarvergadering”, 30-09-2024 (deed in Dutch)
- Amendment of the articles
- Director resignation, Terrijn Jan Octaaf (manager)
- Director resignation, Maertens Tanja (manager)
- Director appointment, Management VB Construct (director (not named in the articles))
- Permanent representative, VERFAILLIE Bjorn
- Registered-office move, 8870 Kachtem(Izegem),Kachtemsestraat 144
- +1 further fact in this act
19-06
NBB filing
Annual accounts filed
financial year 2022 · micro format
2022
15-07
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial
Back to profitnet €708
Net result €708 after 3 loss-making years.
19-07
NBB filing
Annual accounts filed
financial year 2020 · micro format
2020
31-12
Financial
Weakest financial yearnet -€185,879
Net result drops to -€185,879, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
financial year 2019 · micro format
2019
12-07
NBB filing
Annual accounts filed
financial year 2018 · micro format
2018
06-07
NBB filing
Annual accounts filed
financial year 2017 · micro format
2017
30-06
NBB filing
Annual accounts filed
financial year 2016 · micro format
2016
24-06
NBB filing
Annual accounts filed
financial year 2015 · abbreviated format
2015
17-06
NBB filing
Annual accounts filed
financial year 2014 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 18 annual accounts filed, the latest 10 are here; all 18 are under Financials.
1 of 4 deeds read
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded13-02-2006
Financial year end30-09
Activities, NACEBEL 2025
43410Roofing work
43331Floor and wall tiling
43421Specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0879300545
Also
9925:BE0879300545
Registered
26-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0879.300.545
Recognitions · licences · registrations
Recognised contractor
5 categoriesDakwerken VB Construct BVapproval no. 43368
- D General building contractsclass 1, up to €162,000
- D1 All shell construction and roofing-in of buildingsclass 1, up to €162,000
- D6 Marble and stonemasonryclass 1, up to €162,000
- D8 Asphalt and similar roof coverings, waterproofingclass 1, up to €162,000
- D12 Non-metal, non-asphalt roof coveringsclass 1, up to €162,000
Dual-learning approval
1 live approvalDakwerker duaal (so)
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2006
Ground area
750 m²
Building footprint
2,289 m²
Building volume
12,060 m³
Parcel 36009A0402/00W000, Flanders · tallest building 8.4 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
XPERT CONSTRUCT
since 2006unit no. 2.162.863.438
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36009A0402/00W000 | Flanders | 750 m² | 1 · 2,289 m² | 8.4 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- Name clauseThe name the company operates under according to its articles.
- Dakwerken VB Construct
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bestuursorgaan mag bij enkel besluit administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering bepaalt aantal,duur opdracht en,indien meerdere,bevoegdheid” (deed in Dutch)“Geboekt op algemene kosten,los van representatie-,reis- en verplaatsingskosten, algemene vergadering met absolute meerderheid of enige…” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, aandeelhouders mogen kennis nemen van register betreffende hun effecten” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of March at 17:00