Dakwerken SG
ActiveThe computed 12-month bankruptcy probability of Dakwerken SG is 2.2% (moderate). The 2025 annual accounts show equity of €53k and a net result of €12k. Its solvency ranks better than 62% of 27711 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency83▼-17
Growth52
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.8 against 2.55 in 2024; short-term debt: 41.6% and cash: 17.3% of total assets), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
12.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 28.1%
2024 · €41k
2024: €41k
2024 → 2025
Total assets
€90k▲ 77.3%
2024 · €51k
2024: €51k
2024 → 2025
Net result
€12k▼ 68.0%
2024 · €36k
2024: €36k
2024 → 2025
Working capital
€-7k
2024 · €15k
2024: €15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€41k-€53k▲ 28.1%
Operating result€46k-€14k▼ 69.4%
Net result€36k-€12k▼ 68.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€60k▲ 132%
Current assets
€30k▲ 20.6%
Equity and liabilities €90k
Equity
€53k▲ 28.1%
Debt
€38k▲ 284%
The debt ratio rises from 19.2% to 41.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €50k
Cash flow
€20k▼
2024 · €40k
Solvency
58.4%▼
2024 · 80.8%
Current ratio
0.80▼
2024 · 2.55
Quick ratio
0.80▼
2024 · 2.55
Debt / equity
0.71▲
2024 · 0.24
ROE
22.0%▼
2024 · 87.8%
ROA
12.8%▼
2024 · 70.9%
Interest coverage
668.72▼
2024 · 969.03
Debt
€38k▲
2024 · €10k
Debt ≤ 1 year
€38k▲
2024 · €10k
Income taxes
€3k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€90k▲
Fixed assets21/28€26k€60k▲
Tangible fixed assets22/27€26k€60k▲
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24€23k€57k▲
Current assets29/58€25k€30k▲
Amounts receivable within one year40/41€13k€15k▲
Trade receivables40€6k€7k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€12k€16k▲
Equity and liabilities
Total equity and liabilities10/49€51k€90k▲
Equity10/15€41k€53k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€36k€48k▲
Amounts payable17/49€10k€38k▲
Amounts payable within one year42/48€10k€38k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€10k€4k▼
Other amounts payable47/48-€30k
Income statement
Code20242025
Non-recurring operating income76A-€32
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€853€1k▲
Gross operating margin9900€51k€23k▼
Operating profit (loss)9901€46k€14k▼
Financial income75/76B€7€929▲
Recurring financial income75€7€929▲
Financial charges65/66B€51€33▼
Recurring financial charges65€51€33▼
Profit (loss) for the period before taxes9903€46k€15k▼
Income taxes67/77€9k€3k▼
Profit (loss) for the period9904€36k€12k▼
Profit (loss) for the period to be appropriated9905€36k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€48k▲
Profit (loss) brought forward from the previous period14P-€36k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eeksken 1861745 OpwijkGround area
619 m²
Building footprint
167 m²
Parcel 23060A0135/00Y000, Flanders. Linked by address, not a title deed.
1 establishment unit
Dakwerken SG
since 20232.353.333.430
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060A0135/00Y000 | Flanders | 619 m² | 1 · 167 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SUPERDAK & CO
BE 0829.920.518
Beringen · Eq €53k
AZ PREVIEW CONCEPT
BE 0798.233.883
Kraainem · Eq €53k
DAKWERKEN BIERMANS
BE 1021.402.971
Voeren · Eq €53k
DAK BILL & ZOON
BE 0789.539.022
Geraardsbergen · Eq €53k
Dakwerken Dries Geerts
BE 1000.119.290
Lummen · Eq €53k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,695 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
41001General construction of residential buildings
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43223Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.