Equity
€3,578 from €815,526 in 2017
Equity fell by 100% in 8 years.
Dakwerken L. Segers
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €121,961 (2023)
€71,437▲ 123%
lowest -€6,784 (2018)
€72,831▲ 357×
peak €815,526 (2017)
€3,578▼ 88.1%
€51,915▼ 53.7%
peak 0.5 FTE (2017)
-not published
Board3 names since 2019
1 directorLaeremans Danièla
Owners
Documentsfilings and deeds
25-09-202656 days late
2025micro format
Gross margin from €31,994 to €71,437Result from €204 to €72,831Dividend €29,769Equity from €29,969 to €3,578Debts from €112,098 to €51,915Cash from €79,656 to €54,316
Key points
from the 2025 annual accountsResult
€72,831 ▲ 357×
The result rose in 2025 from €204 to €72,831.
Turnover
≈ €310,000 estimated
The micro format states no turnover.
Debts
€51,915 94% of the balance sheet
Suppliers 87%Taxes and wages 6%Other 7%
Filings
49 annual accounts since 1977
Four of the last ten came late. The 2025 accounts came latest: 56 days after the end of the period.
Position in the sector
€3,578
Less equity than 88% of companies in specialised construction. Sector median €57,715 · 35,131 companies.
Checked score
65
Healthy
Financially stronger than 38% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.1%▼ -0.1 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.5%▲ +0.4 percentage points vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.4%▼ -0.1 percentage points vs 12-2025
02-2026: 0.9%▲ +0.5 percentage points vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 1.0%▲ +0.1 percentage points vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 1.7%▲ +0.6 percentage points vs 07-2026
09-2026: 2.1%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 1.1%▼ -1.0 percentage point vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Sector: Specialised construction activities (NACE 43)
Last filed accounts filed 56 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 1.07, cash €54,316
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 12% of them on solvency, 43% on liquidity, 92% on profitability and 4% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 931 companies had the same profile as Dakwerken L. Segers has now. Each dot stands for 3 companies, two years later.
93.1%
were still trading
4.6%
stopped another way
1.9%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Dakwerken L. Segers itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 931 companies, not a prediction for Dakwerken L. Segers. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 35119 sector peers (2025).
NBB · sector comparisonPosition among 35119 sector peers
Solvency
better than 12%
← weakest
strongest →
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
56 days late
2024
44 days early
2023
1 day early
2022
31 days late
2021
16 days late
2020
26 days late
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DAKWERKEN JAN JANSSENS 100%score 96equity €780,819 (2025) · 2025 annual accounts of DAKWERKEN JAN JANSSENS
Recent changes
Registered office moved from Brecht to Antwerp
New registered office: Van Schoonbekestraat 128 B3, 2018 Antwerpen · Previous registered office: De Moerkens 2, 2960 Brecht · Resignation: Segers Invest & Consulting VOF (director) · General meeting of 14-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0416440893
Change of role: Segers Invest & Consulting, from manager to director
Permanent representative: Segers Frank Josée Frans · “VOOR EIGEN REKENING,VOOR REKENING VAN DERDEN OF IN DEELNEMING MET DERDEN; VOOR EIGEN REKENING; BIJZONDERE…” (deed in Dutch) · Gazette deed
New manager
VOF Segers Invest & Consulting appointed, Segers Frank resigned · Permanent representative: Segers Frank · General meeting of 13-06-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Dakwerken L. Segers Antwerp | €55,493 | €71,437 | 6.4% | - |
| Gebroeders Van De Sande Westerlo | €56,908 | €60,164 | -28.7% | - |
| Jacques NICOLAS et fils Namur | €68,615 | €85,720 | -303.9% | - |
| SANIT-CHAUFFE ET TOITURE Ans | €64,859 | €72,109 | 96.5% | - |
| Dakwerken Siebens Duffel | €44,749 | €109,821 | -22.6% | - |
| VAN DEN BERGH I. Kalmthout | €64,029 | €42,424 | 60.3% | - |
| HANCHIR THIERRY Bouillon | €84,295 | €74,674 | 47.1% | - |
These companies have the same main activity as Dakwerken L. Segers: roofing work (NACE 43410). They are comparable in size and age: total assets between €44,700 and €84,300, founded between 1983 and 1990.
Official details
Source: KBO- Status
- Active since 01-10-1976Normal situation
- Activity
- Roofing workNACE 43410
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.012.758.7102960 Brecht, since 01-10-1976
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Insights on Dakwerken L. Segers
Dakwerken L. Segers files the micro format. That format states no turnover. The gross margin rose from €31,247 in 2006 to €71,437 in 2025.
DAKWERKEN JAN JANSSENS holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Dakwerken L. Segers
- What is the company number of Dakwerken L. Segers?
- The company number of Dakwerken L. Segers is 0416.440.893. The VAT number is the same number with BE in front: BE 0416.440.893.
- Where is Dakwerken L. Segers based?
- The registered office is at Van Schoonbekestraat 128, 2018 Antwerp.Company details
- What does Dakwerken L. Segers do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of Dakwerken L. Segers?
- Dakwerken L. Segers is a private limited company (BV).
- When was Dakwerken L. Segers founded?
- Dakwerken L. Segers was founded on 01-10-1976.
- Is Dakwerken L. Segers still active?
- Yes, Dakwerken L. Segers is an active enterprise in the KBO register.
- How many employees does Dakwerken L. Segers have?
- Dakwerken L. Segers had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does Dakwerken L. Segers fall under?
- In its 2025 annual accounts, Dakwerken L. Segers states joint committee 124 (Construction).
- What is the turnover of Dakwerken L. Segers?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €71,437 and 30 comparable companies (NACE 434). It probably lies between €190,000 and €420,000.
- Is Dakwerken L. Segers profitable?
- In financial year 2025, Dakwerken L. Segers made a profit of €72,831.
- Where can I find the annual accounts of Dakwerken L. Segers?
- Dakwerken L. Segers filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Dakwerken L. Segers due?
- Dakwerken L. Segers must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
See how customers, suppliers and banks see your own company and what to improve first.