DAKWERKEN KURT
ActiveSummary
DAKWERKEN KURT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €161k and a net result of €-2k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 51% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▼-17
Solvency73=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.7 against 1.62 in 2023; short-term debt: 34.1% and cash: 14.3% of total assets), but 52.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.6%
Return on assets
-0.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
32 d early
2022
31 d early
2021
34 d early
2020
26 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€161k▼ 1.2%
2023 · €163k
2018: €121k
2019: €141k
2020: €168k
2021: €166k
2022: €195k
2023: €163k
2018 → 2024
Total assets
€338k▲ 0.2%
2023 · €337k
2018: €146k
2019: €157k
2020: €250k
2021: €236k
2022: €369k
2023: €337k
2018 → 2024
Net result
€-2k
2023 · €45k
2018: €24k
2019: €20k
2020: €26k
2021: €-2k
2022: €29k
2023: €45k
2018 → 2024
Working capital
€81k▲ 36.6%
2023 · €59k
2018: €111k
2019: €130k
2020: €143k
2021: €133k
2022: €94k
2023: €59k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€168k-€166k▼ 1.0%€195k▲ 17.2%€163k▼ 16.6%€161k▼ 1.2%
Operating result€36k-€-687€45k€68k▲ 51.9%€4k▼ 93.6%
Net result€26k-€-2k€29k€45k▲ 55.5%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 94% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €338k
Fixed assets
€141k ▼ 22.1%
Current assets
€197k ▲ 26.3%
Equity and liabilities €338k
Equity
€161k ▼ 1.2%
Debt
€177k ▲ 1.6%
Debt's share of the balance-sheet total rises from 51.8% to 52.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€47k▼
2023 · €106k
Cash flow
€41k▼
2023 · €83k
Current ratio
1.70▲
2023 · 1.62
Debt to equity
1.10▲
2023 · 1.07
ROE
-1.2%▼
2023 · 27.4%
ROA
-0.6%▼
2023 · 13.2%
Interest coverage
7.89▼
2023 · 16.11
Debt ≤ 1 year
€115k▲
2023 · €96k
Debt > 1 year
€62k▼
2023 · €78k
Income taxes
€2k▼
2023 · €19k
Staff costs
€0▼
2023 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 57 lines
Balance sheet
Code20232024
Assets
Total assets20/58€337k€338k▲
Fixed assets21/28€181k€141k▼
Tangible fixed assets22/27€181k€141k▼
Land and buildings22€536€357▼
Plant, machinery and equipment23€121k€100k▼
Furniture and vehicles24€54k€36k▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€363€363=
Current assets29/58€156k€197k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€5k€33k▲
Trade receivables40€4k€14k▲
Other amounts receivable41€2k€19k▲
Current investments50/53€72k€113k▲
Cash at bank and in hand54/58€75k€48k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€337k€338k▲
Equity10/15€163k€161k▼
Contributions10/11€6k€6k=
Reserves13€156k€154k▼
Distributable reserves133€156k€154k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€174k€177k▲
Amounts payable after more than one year17€78k€62k▼
Financial debts170/4€78k€62k▼
Amounts payable within one year42/48€96k€115k▲
Current portion of amounts payable after more than one year42€19k€16k▼
Trade debts44€1k€18k▲
Suppliers440/4€1k€18k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€6k▼
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€70k€72k▲
Income statement
Code20232024
Non-recurring operating income76A€36k€0▼
Remuneration, social security and pensions62€40k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€43k▲
Other operating charges640/8€14k€9k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€161k€56k▼
Operating profit (loss)9901€68k€4k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€64k€42▼
Income taxes67/77€19k€2k▼
Profit (loss) for the period9904€45k€-2k▼
Profit (loss) for the period to be appropriated9905€45k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€-2k▼
Transfer from equity791/2€77k€2k▼
Transfer to equity691/2€45k€0▼
To contributions691€45k€0▼
To other reserves6921€0-
Profit to be distributed694/7€77k€0▼
Return on contributions (dividend)694€77k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼104%
Net result drops to €-2k, the lowest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €45k ▲55.5%
Operating result €68k, net result €45k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €168k ▲18.7%
3 profitable years in a row build equity to €168k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goteringenstraat 321755 PajottegemGround area
554 m²
Building footprint
133 m²
Volume, LiDAR
771 m³
Parcel 23040F0123/00K000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dakwerken Kurt
since 20092.180.557.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23040F0123/00K000 | Flanders | 554 m² | 1 · 133 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 47 EUR awarded · 47 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 47 EUR |
| 2023 | 1 | 47 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,726 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.