DAKWERKEN INZÉ
ActiveThe computed 12-month bankruptcy probability of DAKWERKEN INZÉ is 2.0% (moderate). The 2025 annual accounts show equity of €69k and a net result of €2k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 27711 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency100▲+10
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 7.02 against 2.55 in 2024; short-term debt: 13% and cash: 12.4% of total assets), and 13% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 3.3%
2024 · €67k
2022: €24k
2023: €64k
2024: €67k
2022 → 2025
Total assets
€79k▼ 22.2%
2024 · €102k
2022: €187k
2023: €221k
2024: €102k
2022 → 2025
Net result
€2k▼ 23.1%
2024 · €3k
2022: €22k
2023: €40k
2024: €3k
2022 → 2025
Working capital
€62k▲ 14.0%
2024 · €55k
2022: €16k
2023: €45k
2024: €55k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€24k-€64k▲ 167%€67k▲ 4.5%€69k▲ 3.3%
Operating result€28k-€52k▲ 81.8%€4k▼ 91.9%€3k▼ 19.6%
Net result€22k-€40k▲ 78.2%€3k▼ 92.9%€2k▼ 23.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€7k▼ 44.5%
Current assets
€72k▼ 19.2%
Equity and liabilities €79k
Equity
€69k▲ 3.3%
Debt
€10k▼ 70.6%
The debt ratio falls from 34.5% to 13.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €11k
Cash flow
€9k▼
2024 · €10k
Solvency
87.0%▲
2024 · 65.5%
Current ratio
7.02▲
2024 · 2.55
Quick ratio
7.02▲
2024 · 2.55
Debt / equity
0.15▼
2024 · 0.53
ROE
3.2%▼
2024 · 4.3%
ROA
2.8%▼
2024 · 2.8%
Interest coverage
31.46▼
2024 · 45.45
Debt
€10k▼
2024 · €35k
Debt ≤ 1 year
€10k▼
2024 · €35k
Income taxes
€841▼
2024 · €1k
Staff costs
€2k▲
2024 · €857
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€79k▼
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€5k▼
Plant, machinery and equipment23€7k€3k▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28-€2k
Current assets29/58€90k€72k▼
Amounts receivable within one year40/41€76k€63k▼
Trade receivables40€29k€16k▼
Other amounts receivable41€47k€46k▼
Cash at bank and in hand54/58€13k€10k▼
Equity and liabilities
Total equity and liabilities10/49€102k€79k▼
Equity10/15€67k€69k▲
Contributions10/11€2k€2k=
Reserves13€65k€67k▲
Distributable reserves133€65k€67k▲
Amounts payable17/49€35k€10k▼
Amounts payable within one year42/48€35k€10k▼
Current portion of amounts payable after more than one year42€212-
Trade debts44€31k€8k▼
Suppliers440/4€31k€8k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48-€0
Income statement
Code20242025
Remuneration, social security and pensions62€857€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€148€944▲
Non-recurring operating charges66A€400-
Gross operating margin9900€13k€13k▲
Operating profit (loss)9901€4k€3k▼
Financial charges65/66B€245€328▲
Recurring financial charges65€245€328▲
Profit (loss) for the period before taxes9903€4k€3k▼
Income taxes67/77€1k€841▼
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€2k▼
Transfer to equity691/2€3k€2k▼
To other reserves6921€3k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼23.1%
Net result drops to €2k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 7.02
Current ratio from 2.55 to 7.02; short-term debt falls from €35k to €10k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2022net €40k ▲78.2%
Operating result €52k, net result €40k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ledebergstraat 241760 RoosdaalGround area
249 m²
Building footprint
97 m²
Volume, LiDAR
657 m³
Parcel 23097C0530/00G004, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAKWERKEN INZÉ
since 20212.322.586.014
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097C0530/00G004 | Flanders | 249 m² | 1 · 97 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dakwerken VR
BE 0798.458.666
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ETS SEGERS F
BE 0660.624.933
Charleroi · Eq €69k
JR Dakconstruct
BE 0794.306.868
Wellen · Eq €69k
MIDI - BATI
BE 0785.914.586
Schaarbeek · Eq €69k
F.T.P. Dakwerken
BE 0873.410.863
Lommel · Eq €69k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2021
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.