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DAKWERKEN DE CLERCK

Active
Private limited companyfounded 1992active for 34 yearsKamillelaan 8, 2070 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0446.542.072
Summary

The computed 12-month bankruptcy probability of DAKWERKEN DE CLERCK is 2.4% (moderate). The annual accounts of DAKWERKEN DE CLERCK for financial year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €16,056 and a net result of -€21,730. Equity remains stable across the filed financial years (±0.5% per year). Its solvency ranks better than 15% of 34,807 sector peers (NACE 43, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
DAKWERKEN DE CLERCKActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
1 site
Size
≈ €710,000turnover 2025, estimated
Staff
5 FTE
Equity
€16,056
Loss
-€21,730
Turnover estimated from the gross margin
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Structure
2025 accounts filed 28 days late1 of 2 deeds summarised
Why 50raises riskLoss of €21,730 (financial year 2025)Sector: Specialised construction activities (NACE 43)Equity €16,056 (10.8% of total assets)lowers riskSize: total assets €148,922Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 10% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 36-10
equity 10.8% of total assets
Liquidity 19-14
short-term debt 67.2% · cash 3.5%
Profitability 1-87
return on assets -14.6%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)
Last 24 months 11-2024: 1.0% 12-2024: 0.4%▼ -0.6 percentage points vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025lowest value 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.6%▲ +0.2 percentage points vs 09-2025 11-2025: 1.0%▲ +0.4 percentage points vs 10-2025 12-2025: 1.8%▲ +0.8 percentage points vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 1.8%● unchanged vs 07-2026 09-2026: 1.7%▼ -0.1 percentage points vs 08-2026 10-2026: 2.4%▲ +0.7 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.22, compared with 1.54 in 2024, below the usual 1.5; short-term debt: 67.2% and cash: 3.5% of total assets), and 89.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 14% on solvency, 10% on liquidity, 8% on profitability and 8% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Loss of €21,730 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €148,922
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €16,056 (10.8% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 34807 sector peers (2025).
NBB · sector comparison
Position among 34807 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
4 days late
2023
34 days early
2022
19 days early
2021
31 days early
2020
1 day early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 12 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end30-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €28,264

Key points

  • Caution: Among the weakest 7% on net resultsector median €10,234 · 34,794 companies -€21,730 View
  • Active since 1992founded 04-02-1992 34 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€148,922
Loss
-€21,730
Solvency
10.8%
Total assets▼ 18.3%
Net result
20192025
Go to Financials

Timeline

Events
37
Since
1994
Next accounts
by 31-10-2026
  1. 14-12-2023Resignation: Luc DE CLERCK (director)
  2. 27-09-2023Annual accounts filed
  3. 12-10-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
04-02-1992
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Annual meeting
Last Monday of September at 15:00
Purpose
“Bouwen van stellingen alsmede invoegen en reinigen van gevels; Waterdichtmaken en bedekken…” (deed in Dutch)
Go to Articles of association

Key facts about DAKWERKEN DE CLERCK

What is the company number of DAKWERKEN DE CLERCK?
0446.542.072. In Belgium the VAT number is the company number with BE in front: BE 0446.542.072.
Where is DAKWERKEN DE CLERCK based?
The registered office is at Kamillelaan 8, 2070 Beveren-Kruibeke-Zwijndrecht.Company details
What does DAKWERKEN DE CLERCK do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of DAKWERKEN DE CLERCK?
Private limited company (BV).
When was DAKWERKEN DE CLERCK founded?
On 04-02-1992.
Is DAKWERKEN DE CLERCK still active?
Yes, DAKWERKEN DE CLERCK is an active enterprise in the KBO register.
How many employees does DAKWERKEN DE CLERCK have?
On average 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DAKWERKEN DE CLERCK?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DAKWERKEN DE CLERCK profitable?
In financial year 2025, DAKWERKEN DE CLERCK made a loss of €21,730.
Where can I find the annual accounts of DAKWERKEN DE CLERCK?
DAKWERKEN DE CLERCK filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DAKWERKEN DE CLERCK due?
By 31-10-2026, for financial year 2026.Timeline

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