Dakwerken De Baets
ActiveDakwerken De Baets has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €388k and a net result of €277k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 79% of 7778 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+62
Solvency95▲+33
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 9.16 against 1.47 in 2024; short-term debt: 10.6% and cash: 35.5% of total assets), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
49.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €388k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
47 d late
2023
72 d late
2022
400 d late
2021
90 d late
2020
84 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€388k▲ 24.0%
2024 · €313k
2018: €281k
2019: €281k
2020: €284k
2021: €274k
2022: €276k
2023: €305k
2024: €313k
2018 → 2025
Total assets
€556k▼ 34.0%
2024 · €842k
2018: €802k
2019: €904k
2020: €848k
2021: €848k
2022: €769k
2023: €773k
2024: €842k
2018 → 2025
Net result
€277k▲ 3,241%
2024 · €8k
2018: €20k
2019: €220
2020: €4k
2021: €-9k
2022: €2k
2023: €30k
2024: €8k
2018 → 2025
Working capital
€480k▲ 292%
2024 · €122k
2018: €78k
2019: €81k
2020: €32k
2021: €13k
2022: €-36k
2023: €-29k
2024: €122k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€274k-€276k▲ 0.6%€305k▲ 10.7%€313k▲ 2.4%€388k▲ 24.0%
Operating result€10k-€21k▲ 115%€62k▲ 203%€28k▼ 55.2%€400k▲ 1,332%
Net result€-9k-€2k€30k▲ 1,848%€8k▼ 72.6%€277k▲ 3,241%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,332% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €556k
Fixed assets
€17k▼ 96.3%
Current assets
€539k▲ 40.9%
Equity and liabilities €556k
Equity
€388k▲ 24.0%
Provisions
€109k
Debt
€59k▼ 88.9%
The debt ratio falls from 62.8% to 10.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€403k▲
2024 · €48k
Cash flow
€279k▲
2024 · €28k
Solvency
69.8%▲
2024 · 37.2%
Current ratio
9.16▲
2024 · 1.47
Quick ratio
8.82▲
2024 · 1.31
Debt / equity
0.15▼
2024 · 1.69
ROE
71.3%▲
2024 · 2.6%
ROA
49.8%▲
2024 · 1.0%
Interest coverage
25.59▲
2024 · 2.14
Debt
€59k▼
2024 · €529k
Debt ≤ 1 year
€59k▼
2024 · €260k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€842k€556k▼
Fixed assets21/28€460k€17k▼
Tangible fixed assets22/27€460k€11k▼
Land and buildings22€454k-
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€1k€7k▲
Financial fixed assets28€150€6k▲
Current assets29/58€382k€539k▲
Amounts receivable after more than one year29€166k€166k=
Trade receivables290€166k€166k=
Stocks and contracts in progress3€43k€20k▼
Stocks30/36€15k€20k▲
Contracts in progress37€28k-
Amounts receivable within one year40/41€135k€156k▲
Trade receivables40€54k€40k▼
Other amounts receivable41€82k€115k▲
Cash at bank and in hand54/58€38k€197k▲
Equity and liabilities
Total equity and liabilities10/49€842k€556k▼
Equity10/15€313k€388k▲
Contributions10/11€12k€12k=
Reserves13€245k€369k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132-€326k
Distributable reserves133€243k€40k▼
Profit (loss) carried forward14€55k€7k▼
Provisions and deferred taxes16-€109k
Deferred taxes168-€109k
Amounts payable17/49€529k€59k▼
Amounts payable after more than one year17€269k-
Financial debts170/4€269k-
Amounts payable within one year42/48€260k€59k▼
Current portion of amounts payable after more than one year42€42k-
Financial debts43€70k-
Credit institutions430/8€70k-
Trade debts44€133k€31k▼
Suppliers440/4€133k€31k▼
Taxes, remuneration and social security45€14k€28k▲
Taxes450/3€13k€28k▲
Remuneration and social security454/9€561-
Other amounts payable47/48€859-
Income statement
Code20242025
Non-recurring operating income76A-€435k
Remuneration, social security and pensions62€412-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€2k▼
Other operating charges640/8€6k€3k▼
Gross operating margin9900€54k€406k▲
Operating profit (loss)9901€28k€400k▲
Financial income75/76B€6k€625▼
Recurring financial income75€5k€625▼
Non-recurring financial income76B€630-
Financial charges65/66B€22k€16k▼
Recurring financial charges65€22k€16k▼
Profit (loss) for the period before taxes9903€11k€385k▲
Transfer to deferred taxes680-€109k
Income taxes67/77€3k-
Profit (loss) for the period9904€8k€277k▲
Transfer to tax-exempt reserves689-€326k
Profit (loss) for the period to be appropriated9905€8k€-50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€7k▼
Profit (loss) brought forward from the previous period14P€55k€57k▲
Transfer from equity791/2-€201k
Transfer to equity691/2€7k-
To other reserves6921€7k-
Profit to be distributed694/7€859€201k▲
Return on contributions (dividend)694€859€201k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
30-09
Financial
Highest result since 2018net €277k ▲3241%
Operating result €400k, net result €277k, both a record.
30-09
Financial
Liquidity times 6current ratio 9.16
Current ratio from 1.47 to 9.16; short-term debt falls from €260k to €59k.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 47 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 72 days late
03-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 400 days late
2022
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 90 days late
2021
30-09
Financial
Weakest financial yearnet €-9k ▼359%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 84 days late
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalterbaan 1839990 MaldegemGround area
2,392 m²
Building footprint
1,581 m²
Parcel 43502D0451/00F002, Flanders. Linked by address, not a title deed.
1 establishment unit
DAKWERKEN DE BAETS
since 20082.173.729.121
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43502D0451/00F002 | Flanders | 2,392 m² | 1 · 1,581 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CATTHOOR JOHAN
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Kapellen · Eq €388k
ALGEMENE DAKWERKEN DIRK DEPRAETERE
BE 0460.639.637
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ART ET TOITURES
BE 0465.538.434
Lens (Hainaut) · Eq €387k
TEAM DAKSERVICE
BE 0564.871.580
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 3,112 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-03-2008
Fiscal year end30-09
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.