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Dakwerken B-concept

Active
Private limited companyfounded 20206 yrs activeMoeskroensesteenweg(Aal) 267, 8511 Kortrijk, BelgiumKBO/BCE: BE 0753.415.331
Summary

The computed 12-month bankruptcy probability of Dakwerken B-concept is 4.8% (elevated). The 2025 annual accounts show equity of €171,063 and a net result of €24,697. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 30651 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€597,046total assets 2025
Equity
€171,063
Profit
€24,697
Turnover not published (abridged schema)
Financial health
38 Weak Checked score 2025
Bankruptcy chance 12 m
4.8%
Structure
Accounts filed 31 d late0 of 3 deeds read
Why 38- 2 changes of registered office in 24 months- Latest accounts 31 days late; 2 of the last 3 late- Founded in 2020+ Liquidity: current ratio 0.83, cash €98,237Show the evidence

Checked score

Score 2025
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 36% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 54-9
equity 28.7% of total assets
Liquidity 55+1
short-term debt 35.2% · cash 16.5%
Profitability 74-7
return on assets 4.1%
Bankruptcy probability, 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● 0.0% vs 11-2024 01-2025: 1.5%▼ -1.2% vs 12-2024 02-2025: 1.6%▲ +4.1% vs 01-2025 03-2025: 2.7%▲ +66.4% vs 02-2025 04-2025: 3.1%▲ +15.7% vs 03-2025 05-2025: 3.8%▲ +22.3% vs 04-2025 06-2025: 3.9%▲ +3.8% vs 05-2025 07-2025: 3.8%▼ -4.9% vs 06-2025 08-2025: 4.3%▲ +14.4% vs 07-2025 09-2025: 4.9%▲ +13.2% vs 08-2025 10-2025: 1.5%▼ -68.8% vs 09-2025 11-2025: 1.5%● 0.0% vs 10-2025 12-2025: 1.5%▼ -3.6% vs 11-2025 01-2026: 1.4%▼ -1.2% vs 12-2025lowest value 02-2026: 1.5%▲ +0.6% vs 01-2026 03-2026: 5.2%▲ +260% vs 02-2026 04-2026: 5.4%▲ +3.8% vs 03-2026 05-2026: 5.5%▲ +1.4% vs 04-2026 06-2026: 5.7%▲ +2.8% vs 05-2026 07-2026: 5.8%▲ +1.8% vs 06-2026 08-2026: 6.7%▲ +16.5% vs 07-2026highest value 09-2026: 4.8%▼ -29.1% vs 08-2026 10-2026: 4.8%● 0.0% vs 09-2026
  • 2 changes of registered office in 24 months raises the probability
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Founded in 2020 raises the probability for this profile
  • Liquidity: current ratio 0.83, cash €98,237 lowers the probability
Credit up to €6,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.83 against 1.33 in 2024; short-term debt: 35.2% and cash: 16.5% of total assets), and 71.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 30%, liquidity 51%, profitability 47%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 0.83, cash €98,237
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
6 d late
2022
27 d late
2021
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €200,000Eq €226,366 ▲18%

Key points

  • Positive: Among the best 20% on equitysector median €58,290 · 30,662 companies €171,063 View
  • Positive: 5 profitable years in a rowprofit 2025: €24,697 5 years View
  • Total assets 20255 fiscal years filed €597,046 View

By topic

Financials

Fiscal year
2025
Total assets
€597,046
Profit
€24,697
Solvency
28.7%
Total assets▲ 0.1%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-08-2025Annual accounts filed
  3. 31-12-2024Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
28-08-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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