DAKFORM
ActiveDAKFORM has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €539k and a net result of €-7k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 8.02 in 2024; short-term debt: 7.8% and cash: 14.1% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
-1.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
17 d early
2023
on the day
2022
on the day
2021
4 d early
2020
17 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€539k▼ 1.8%
2024 · €549k
2018: €399k
2019: €429k
2020: €490k
2021: €480k
2022: €518k
2023: €534k
2024: €549k
2018 → 2025
Total assets
€599k▲ 3.0%
2024 · €581k
2018: €566k
2019: €547k
2020: €578k
2021: €580k
2022: €634k
2023: €625k
2024: €581k
2018 → 2025
Net result
€-7k
2024 · €18k
2018: €88k
2019: €33k
2020: €63k
2021: €24k
2022: €46k
2023: €20k
2024: €18k
2018 → 2025
Working capital
€119k▲ 14.2%
2024 · €105k
2018: €-20k
2019: €-26k
2020: €39k
2021: €52k
2022: €35k
2023: €59k
2024: €105k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€480k-€518k▲ 7.8%€534k▲ 3.2%€549k▲ 2.8%€539k▼ 1.8%
Operating result€42k-€69k▲ 66.3%€32k▼ 53.2%€29k▼ 11.5%€-7k
Net result€24k-€46k▲ 94.5%€20k▼ 57.0%€18k▼ 9.3%€-7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €29k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €599k
Fixed assets
€433k▼ 6.3%
Current assets
€166k▲ 39.0%
Equity and liabilities €599k
Equity
€539k▼ 1.8%
Provisions
€13k▼ 18.6%
Debt
€47k▲ 186%
The debt ratio rises from 2.8% to 7.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▼
2024 · €75k
Cash flow
€42k▼
2024 · €64k
Solvency
90.1%▼
2024 · 94.5%
Current ratio
3.56▼
2024 · 8.02
Quick ratio
3.56▼
2024 · 8.02
Debt / equity
0.09▲
2024 · 0.03
ROE
-1.2%▼
2024 · 3.3%
ROA
-1.1%▼
2024 · 3.1%
Interest coverage
54.31▼
2024 · 114.53
Debt
€47k▲
2024 · €16k
Debt ≤ 1 year
€47k▲
2024 · €15k
Income taxes
€2k▼
2024 · €14k
Staff costs
€107k▲
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€581k€599k▲
Fixed assets21/28€462k€433k▼
Tangible fixed assets22/27€462k€433k▼
Land and buildings22€351k€344k▼
Plant, machinery and equipment23€47k€38k▼
Furniture and vehicles24€64k€51k▼
Financial fixed assets28€135€135=
Current assets29/58€119k€166k▲
Amounts receivable within one year40/41€24k€81k▲
Trade receivables40€11k€49k▲
Other amounts receivable41€13k€31k▲
Cash at bank and in hand54/58€95k€85k▼
Deferred charges and accrued income490/1€358€797▲
Equity and liabilities
Total equity and liabilities10/49€581k€599k▲
Equity10/15€549k€539k▼
Contributions10/11€20k€20k=
Revaluation surpluses12€3k€3k=
Reserves13€527k€517k▼
Tax-exempt reserves132€37k€30k▼
Distributable reserves133€490k€487k▼
Provisions and deferred taxes16€16k€13k▼
Deferred taxes168€16k€13k▼
Amounts payable17/49€16k€47k▲
Amounts payable within one year42/48€15k€47k▲
Trade debts44€8k€42k▲
Suppliers440/4€8k€42k▲
Taxes, remuneration and social security45€3k€350▼
Taxes450/3€3k€259▼
Remuneration and social security454/9-€91
Other amounts payable47/48€4k€4k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€96k€107k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€48k▲
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€175k€156k▼
Operating profit (loss)9901€29k€-7k▼
Financial income75/76B€519€354▼
Recurring financial income75€519€354▼
Financial charges65/66B€654€764▲
Recurring financial charges65€654€764▲
Profit (loss) for the period before taxes9903€29k€-7k▼
Transfer from deferred taxes780€3k€3k▼
Income taxes67/77€14k€2k▼
Profit (loss) for the period9904€18k€-7k▼
Transfer from tax-exempt reserves789€7k€7k▼
Profit (loss) for the period to be appropriated9905€25k€240▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€240▼
Profit (loss) brought forward from the previous period14P€680-
Transfer from equity791/2€2k€3k▲
Transfer to equity691/2€25k-
To other reserves6921€25k-
Profit to be distributed694/7€3k€3k=
Return on contributions (dividend)694€3k€3k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-7k ▼137%
Net result drops to €-7k, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 8.02
Current ratio from 1.83 to 8.02; short-term debt falls from €72k to €15k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €518k ▲7.8%
5 profitable years in a row build equity to €518k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.65
Current ratio from 0.70 to 1.65; short-term debt falls from €86k to €60k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Den Dooper 79800 DeinzeGround area
4,997 m²
Building footprint
250 m²
Volume, LiDAR
1,225 m³
Parcel 44075A0594/00H000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Den Dooper 7, 9800 Deinze
since 19782.015.094.034
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44075A0594/00H000 | Flanders | 4,997 m² | 1 · 250 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,395 EUR awarded · 445 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,208 EUR | 258 EUR |
| 2024 | 1 | 187 EUR | 187 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
3 categoriesDAKFORM BV42331
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Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 2,772 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1978
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.