Daisy Express
ActiveSummary
Daisy Express has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,266 and a net result of €14,964. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 25% of 115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+71
Solvency42▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.88 in 2024; short-term debt: 70.2% and cash: 11.5% of total assets), and 82.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
1.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 115 sector peers (2025).
NBB · sector comparisonPosition among 115 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
19 d late
2023
15 d early
2022
31 d late
2021
18 d late
2020
20 d late
2019
53 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 12 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 employer in Riemst#10 company by total assets in Limburg, Postal and courier sector
Equity
€170,266▲ 9.6%
2024 · €155,302
Total assets
€993,869▼ 8.0%
2024 · €1.1m
Net result
€14,964
2024 · -€338,354
Working capital
€19,828
2024 · -€77,785
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€154,249▲ 135%€79,859▼ 48.2%-€60,074-€302,677▼ 404%€44,615
Net result€109,102above the sector's middle half▲ 142%€41,021within the sector's middle half▼ 62.4%-€98,123below the sector's middle half-€338,354below the sector's middle half▼ 245%€14,964within the sector's middle half
Equity€707,688above the sector's middle half▲ 18.2%€591,779above the sector's middle half▼ 16.4%€493,656above the sector's middle half▼ 16.6%€155,302within the sector's middle half▼ 68.5%€170,266within the sector's middle half▲ 9.6%
Total assets€1.8mabove the sector's middle half▲ 33.4%€1.8mabove the sector's middle half▲ 3.9%€1.4mabove the sector's middle half▼ 25.4%€1.1mwithin the sector's middle half▼ 21.2%€993,869above the sector's middle half▼ 8.0%
Debt€1.1m▲ 45.9%€1.2m▲ 17.4%€877,517▼ 29.6%€925,309▲ 5.4%€823,604▼ 11.0%
Working capital€330,740▲ 46.8%€298,745▼ 9.7%€183,470▼ 38.6%-€77,785€19,828
Solvency40.0%within the sector's middle half▼ 5.1pp32.2%within the sector's middle half▼ 7.8pp36.0%within the sector's middle half▲ 3.8pp14.4%below the sector's middle half▼ 21.6pp17.1%below the sector's middle half▲ 2.8pp
Staff (FTE)20.5above the sector's middle half▲ 4.6%21.3above the sector's middle half▲ 3.9%18.7above the sector's middle half▼ 12.2%17.2above the sector's middle half▼ 8.0%16.1within the sector's middle half▼ 6.4%
above
within
below
the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €44,615 after a loss of €302,677 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €993,869
Fixed assets
€276,667 ▼ 47.2%
Current assets
€717,202 ▲ 28.8%
Equity and liabilities €993,869
Equity
€170,266 ▲ 9.6%
Debt
€823,604 ▼ 11.0%
Debt's share of the balance-sheet total falls from 85.6% to 82.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€214,830▲
2024 · -€41,330
Cash flow
€185,179▲
2024 · -€77,007
Current ratio
1.03▲
2024 · 0.88
Quick ratio
1.02▲
2024 · 0.87
Debt to equity
4.84▼
2024 · 5.96
ROE
8.8%▲
2024 · -217.9%
ROA
1.5%▲
2024 · -31.3%
Interest coverage
7.32▲
2024 · -1.15
Debt ≤ 1 year
€697,374▲
2024 · €634,590
Debt > 1 year
€124,134▼
2024 · €286,925
Income taxes
€711▼
2024 · €749
Staff costs
€976,600▲
2024 · €961,552
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,098 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 98% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
0.9%
stopped otherwise
98%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,098 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €19,703 | €17,666 | €177,281 | €56,245 | €15,037 | ▼ 73.3% |
| Remuneration, social security and pensions62 | €974,273 | €1.1m | €995,367 | €961,552 | €976,600 | ▲ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €247,634 | €290,302 | €278,090 | €261,347 | €170,214 | ▼ 34.9% |
| Other operating charges640/8 | €369,423 | €392,278 | €302,700 | €333,068 | €353,327 | ▲ 6.1% |
| Non-recurring operating charges66A | - | - | €7,114 | €16,310 | €35,592 | ▲ 118% |
| Gross operating margin9900 | €1.7m | €1.9m | €1.5m | €1.3m | €1.6m | ▲ 24.5% |
| Operating profit (loss)9901 | €154,249 | €79,859 | -€60,074 | -€302,677 | €44,615 | ▲ 115% |
| Financial income75/76B | €32 | €14 | €610 | €906 | €390 | ▼ 56.9% |
| Recurring financial income75 | €32 | €14 | €610 | €906 | €390 | ▼ 56.9% |
| Financial charges65/66B | €23,731 | €29,275 | €37,932 | €35,834 | €29,331 | ▼ 18.1% |
| Recurring financial charges65 | €23,731 | €29,275 | €37,932 | €35,834 | €29,331 | ▼ 18.1% |
| Profit (loss) for the period before taxes9903 | €130,549 | €50,598 | -€97,396 | -€337,605 | €15,675 | ▲ 105% |
| Income taxes67/77 | €21,447 | €9,578 | €727 | €749 | €711 | ▼ 5.1% |
| Profit (loss) for the period9904 | €109,102 | €41,021 | -€98,123 | -€338,354 | €14,964 | ▲ 104% |
| Transfer from tax-exempt reserves789 | - | €18,750 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €109,102 | €59,771 | -€98,123 | -€338,354 | €14,964 | ▲ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €1.8m | €1.4m | €1.1m | €993,869 | ▼ 8.0% |
| Fixed assets21/28 | €775,778 | €794,912 | €659,793 | €523,806 | €276,667 | ▼ 47.2% |
| Tangible fixed assets22/27 | €774,503 | €793,152 | €658,362 | €522,276 | €274,092 | ▼ 47.5% |
| Land and buildings22 | €5,305 | €261 | - | - | - | - |
| Plant, machinery and equipment23 | €16,170 | €14,843 | €12,574 | €8,275 | €4,652 | ▼ 43.8% |
| Furniture and vehicles24 | €261,539 | €131,841 | €199,130 | €172,373 | €74,454 | ▼ 56.8% |
| Leasing and similar rights25 | €491,489 | €646,207 | €446,659 | €341,629 | €194,986 | ▼ 42.9% |
| Financial fixed assets28 | €1,275 | €1,760 | €1,430 | €1,530 | €2,575 | ▲ 68.3% |
| Current assets29/58 | €993,422 | €1.0m | €711,380 | €556,805 | €717,202 | ▲ 28.8% |
| Stocks and contracts in progress3 | €3,339 | €5,148 | €4,288 | €3,903 | €4,199 | ▲ 7.6% |
| Stocks30/36 | €3,339 | €5,148 | €4,288 | €3,903 | €4,199 | ▲ 7.6% |
| Amounts receivable within one year40/41 | €722,965 | €547,900 | €380,557 | €395,118 | €549,736 | ▲ 39.1% |
| Trade receivables40 | €646,615 | €505,018 | €323,111 | €356,072 | €514,855 | ▲ 44.6% |
| Other amounts receivable41 | €76,350 | €42,882 | €57,446 | €39,046 | €34,881 | ▼ 10.7% |
| Cash at bank and in hand54/58 | €179,281 | €308,815 | €236,555 | €95,180 | €114,626 | ▲ 20.4% |
| Deferred charges and accrued income490/1 | €87,837 | €181,624 | €89,980 | €62,604 | €48,640 | ▼ 22.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €1.8m | €1.4m | €1.1m | €993,869 | ▼ 8.0% |
| Equity10/15 | €707,688 | €591,779 | €493,656 | €155,302 | €170,266 | ▲ 9.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €476,933 | €361,024 | €361,024 | €361,024 | €361,024 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €18,750 | €0 | - | - | - | - |
| Distributable reserves133 | €456,323 | €359,164 | €361,024 | €361,024 | €361,024 | = |
| Profit (loss) carried forward14 | €212,155 | €212,155 | €114,032 | -€224,322 | -€209,358 | ▲ 6.7% |
| Amounts payable17/49 | €1.1m | €1.2m | €877,517 | €925,309 | €823,604 | ▼ 11.0% |
| Amounts payable after more than one year17 | €397,473 | €498,416 | €349,506 | €286,925 | €124,134 | ▼ 56.7% |
| Financial debts170/4 | €397,473 | €498,416 | €349,506 | €286,925 | €124,134 | ▼ 56.7% |
| Amounts payable within one year42/48 | €662,682 | €744,742 | €527,909 | €634,590 | €697,374 | ▲ 9.9% |
| Current portion of amounts payable after more than one year42 | €183,575 | €216,241 | €183,522 | €140,848 | €105,584 | ▼ 25.0% |
| Financial debts43 | €101,179 | €39,032 | €37,212 | €53,600 | €49,833 | ▼ 7.0% |
| Credit institutions430/8 | €101,179 | €39,032 | €37,212 | €53,600 | €49,833 | ▼ 7.0% |
| Trade debts44 | €239,563 | €353,917 | €206,889 | €350,471 | €449,230 | ▲ 28.2% |
| Suppliers440/4 | €239,563 | €353,917 | €206,889 | €350,471 | €449,230 | ▲ 28.2% |
| Taxes, remuneration and social security45 | €92,134 | €102,991 | €90,441 | €89,102 | €92,727 | ▲ 4.1% |
| Taxes450/3 | €2,106 | €1,921 | - | €478 | €689 | ▲ 44.3% |
| Remuneration and social security454/9 | €90,028 | €101,070 | €90,441 | €88,624 | €92,038 | ▲ 3.9% |
| Other amounts payable47/48 | €46,231 | €32,561 | €9,846 | €569 | - | - |
| Accrued charges and deferred income492/3 | €1,358 | €3,462 | €101 | €3,794 | €2,096 | ▼ 44.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €109,102 | €41,021 | -€98,123 | -€338,354 | €14,964 | ▲ 104% |
| + Depreciation and write-downs630 | €247,634 | €290,302 | €278,090 | €261,347 | €170,214 | ▼ 34.9% |
| Operating cash flow (approximation) | €356,737 | €331,323 | €179,967 | -€77,007 | €185,179 | ▲ 340% |
| Investment in fixed assets (approximation) | - | -€309,436 | -€142,971 | -€125,361 | €76,925 | ▲ 161% |
| Change in cash | - | €129,535 | -€72,260 | -€141,375 | €19,446 | ▲ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €14,964
Net result €14,964 after 2 loss-making years.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
31-12
Financial
Weakest financial yearnet -€338,354
Net result drops to -€338,354, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Highest result since 2018net €109,102 ▲142%
Operating result €154,249, net result €109,102, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial
Back to profitnet €45,084
Net result €45,084 after one loss-making year.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 53 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2008
Ground area
603 m²
Building footprint
283 m²
Volume, LiDAR
993 m³
Parcel 73051A0468/00X000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DAISY EXPRESS
since 20082.172.942.431
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73051A0468/00X000 | Flanders | 603 m² | 1 · 283 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 12,533 EUR awarded · 12,686 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 897 EUR | 951 EUR |
| 2024 | 1 | 441 EUR | 387 EUR |
| 2023 | 2 | 9,847 EUR | 10,000 EUR |
| 2022 | 1 | 1,348 EUR | 1,348 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteRiemst2.172.942.431
Parcel delivery
Notified to the BIPT
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Of 4,920 companies in sector 53200 we hold annual accounts for 1,323. 945 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0894841727
Also
9925:BE0894841727
Registered
18-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.