DAIE'S
ActiveDAIE'S has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €-8k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 30% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-64
Solvency43▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.94 against 1.14 in 2024; short-term debt: 77.8% and cash: 11.3% of total assets), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.9%
Return on assets
-4.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
14 d late
2024
29 d late
2023
22 d late
2022
30 d early
2021
31 d late
2020
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 43.0%
2024 · €57k
2020: €26k
2021: €45k
2022: €45k
2023: €57k
2024: €57k
2020 → 2025
Total assets
€183k▼ 24.2%
2024 · €241k
2020: €55k
2021: €106k
2022: €188k
2023: €256k
2024: €241k
2020 → 2025
Net result
€-8k
2024 · €50k
2020: €16k
2021: €18k
2022: €68k
2023: €83k
2024: €50k
2020 → 2025
Working capital
€-8k
2024 · €23k
2020: €-674
2021: €39k
2022: €38k
2023: €44k
2024: €23k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€45k=€57k▲ 28.6%€57k=€33k▼ 43.0%
Operating result€29k-€92k▲ 217%€112k▲ 22.0%€75k▼ 32.8%€-924
Net result€18k-€68k▲ 274%€83k▲ 22.6%€50k▼ 39.6%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €924 after €75k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€49k▼ 18.0%
Current assets
€134k▼ 26.3%
Equity and liabilities €183k
Equity
€33k▼ 43.0%
Debt
€150k▼ 18.4%
The debt ratio rises from 76.2% to 82.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €89k
Cash flow
€7k▼
2024 · €64k
Solvency
17.9%▼
2024 · 23.8%
Current ratio
0.94▼
2024 · 1.14
Quick ratio
0.94▼
2024 · 1.14
Debt / equity
4.58▲
2024 · 3.20
ROE
-25.1%▼
2024 · 87.8%
ROA
-4.5%▼
2024 · 20.9%
Interest coverage
2.15▼
2024 · 11.89
Debt
€150k▼
2024 · €184k
Debt ≤ 1 year
€142k▼
2024 · €159k
Debt > 1 year
€8k▼
2024 · €25k
Income taxes
€675▼
2024 · €19k
Staff costs
€172k▼
2024 · €221k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€241k€183k▼
Fixed assets21/28€60k€49k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€57k€47k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€20k€9k▼
Other tangible fixed assets26€30k€33k▲
Financial fixed assets28€370€370=
Current assets29/58€181k€134k▼
Amounts receivable within one year40/41€122k€107k▼
Trade receivables40€86k€83k▼
Other amounts receivable41€37k€25k▼
Cash at bank and in hand54/58€52k€21k▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€241k€183k▼
Equity10/15€57k€33k▼
Contributions10/11€10k€10k=
Reserves13€47k€31k▼
Distributable reserves133€47k€31k▼
Profit (loss) carried forward14-€-8k
Amounts payable17/49€184k€150k▼
Amounts payable after more than one year17€25k€8k▼
Financial debts170/4€25k€8k▼
Amounts payable within one year42/48€159k€142k▼
Current portion of amounts payable after more than one year42€22k€17k▼
Financial debts43€20k€34k▲
Credit institutions430/8€20k€34k▲
Trade debts44€28k€41k▲
Suppliers440/4€28k€41k▲
Taxes, remuneration and social security45€35k€30k▼
Taxes450/3€8k€2k▼
Remuneration and social security454/9€27k€28k▲
Other amounts payable47/48€54k€21k▼
Income statement
Code20242025
Remuneration, social security and pensions62€221k€172k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€312k€191k▼
Operating profit (loss)9901€75k€-924▼
Financial income75/76B€995€8▼
Recurring financial income75€995€8▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€69k€-8k▼
Income taxes67/77€19k€675▼
Profit (loss) for the period9904€50k€-8k▼
Profit (loss) for the period to be appropriated9905€50k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€-8k▼
Transfer from equity791/2-€16k
Profit to be distributed694/7€50k€16k▼
Return on contributions (dividend)694€50k€16k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Weakest financial yearnet €-8k ▼116%
Net result drops to €-8k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2020net €83k ▲22.6%
Operating result €112k, net result €83k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 2.01
Current ratio from 0.98 to 2.01.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Alliés 1017080 FrameriesGround area
898 m²
Building footprint
462 m²
Volume, LiDAR
4,513 m³
Parcel 53028C1021/00V000, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DAIE'S
since 20202.303.723.274
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53028C1021/00V000 | Wallonia | 898 m² | 1 · 462 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2019
Fiscal year end31-12
Activities, NACEBEL
85599Other education
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.daies.eu
E-mail:leroy@daies.eu