DAGYM
ActiveSummary
DAGYM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166,659 and a net result of €35,878. Equity is growing by ~12.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency100▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 4.75 against 3.53 in 2024; short-term debt: 20.5% of total assets), and 20.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
17.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
18 d late
2023
19 d late
2022
1 d early
2021
25 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 18 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€35,878▼ 41.9%
2024 · €61,739
Working capital
€161,356▲ 16.1%
2024 · €139,036
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€32,001▼ 14.0%€40,202▲ 25.6%€57,587▲ 43.2%€68,047▲ 18.2%€54,035▼ 20.6%
Net result€36,100▼ 16.5%€45,266▲ 25.4%€55,992▲ 23.7%€61,739▲ 10.3%€35,878▼ 41.9%
Equity€91,784▲ 0.1%€101,050▲ 10.1%€121,042▲ 19.8%€146,781▲ 21.3%€166,659▲ 13.5%
Total assets€141,136▼ 3.6%€155,943▲ 10.5%€170,188▲ 9.1%€201,666▲ 18.5%€209,659▲ 4.0%
Debt€49,352▼ 9.9%€54,893▲ 11.2%€49,146▼ 10.5%€54,885▲ 11.7%€43,000▼ 21.7%
Working capital€84,355▲ 1.7%€94,421▲ 11.9%€113,981▲ 20.7%€139,036▲ 22.0%€161,356▲ 16.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209,659
Fixed assets
€5,303 ▼ 31.5%
Current assets
€204,356 ▲ 5.4%
Equity and liabilities €209,659
Equity
€166,659 ▲ 13.5%
Debt
€43,000 ▼ 21.7%
Debt's share of the balance-sheet total falls from 27.2% to 20.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56,477▼
2024 · €71,325
Cash flow
€38,320▼
2024 · €65,017
Current ratio
4.75▲
2024 · 3.53
Debt to equity
0.26▼
2024 · 0.37
ROE
21.5%▼
2024 · 42.1%
ROA
17.1%▼
2024 · 30.6%
Interest coverage
136.42▼
2024 · 445.78
Debt ≤ 1 year
€43,000▼
2024 · €54,885
Income taxes
€27,839▲
2024 · €16,606
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,810 | €4,294 | €3,612 | €3,278 | €2,442 | ▼ 25.5% |
| Other operating charges640/8 | €1,532 | €923 | €971 | €1,435 | €1,082 | ▼ 24.6% |
| Gross operating margin9900 | €38,343 | €45,419 | €62,170 | €72,760 | €57,559 | ▼ 20.9% |
| Operating profit (loss)9901 | €32,001 | €40,202 | €57,587 | €68,047 | €54,035 | ▼ 20.6% |
| Financial income75/76B | €11,142 | €9,860 | €8,211 | €10,458 | €10,096 | ▼ 3.5% |
| Recurring financial income75 | €11,142 | €9,860 | €8,211 | €10,458 | €10,096 | ▼ 3.5% |
| Financial charges65/66B | €989 | €311 | €265 | €160 | €414 | ▲ 159% |
| Recurring financial charges65 | €989 | €311 | €265 | €160 | €414 | ▲ 159% |
| Profit (loss) for the period before taxes9903 | €42,154 | €49,751 | €65,533 | €78,345 | €63,717 | ▼ 18.7% |
| Income taxes67/77 | €6,054 | €4,485 | €9,541 | €16,606 | €27,839 | ▲ 67.6% |
| Profit (loss) for the period9904 | €36,100 | €45,266 | €55,992 | €61,739 | €35,878 | ▼ 41.9% |
| Profit (loss) for the period to be appropriated9905 | €36,100 | €45,266 | €55,992 | €61,739 | €35,878 | ▼ 41.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141,136 | €155,943 | €170,188 | €201,666 | €209,659 | ▲ 4.0% |
| Fixed assets21/28 | €12,530 | €8,236 | €7,062 | €7,745 | €5,303 | ▼ 31.5% |
| Tangible fixed assets22/27 | €12,530 | €8,236 | €7,062 | €7,745 | €5,303 | ▼ 31.5% |
| Furniture and vehicles24 | €11,969 | €8,074 | €7,062 | €7,745 | €5,303 | ▼ 31.5% |
| Other tangible fixed assets26 | €561 | €162 | - | - | - | - |
| Current assets29/58 | €128,606 | €147,707 | €163,126 | €193,921 | €204,356 | ▲ 5.4% |
| Amounts receivable within one year40/41 | €128,528 | €147,471 | €160,957 | €192,075 | €204,142 | ▲ 6.3% |
| Trade receivables40 | - | - | - | €192,075 | - | - |
| Other amounts receivable41 | €128,528 | €147,471 | €160,957 | - | €204,142 | - |
| Cash at bank and in hand54/58 | €78 | €22 | €1,954 | €1,631 | - | - |
| Deferred charges and accrued income490/1 | - | €214 | €215 | €215 | €214 | ▼ 0.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141,136 | €155,943 | €170,188 | €201,666 | €209,659 | ▲ 4.0% |
| Equity10/15 | €91,784 | €101,050 | €121,042 | €146,781 | €166,659 | ▲ 13.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | - | €18,600 | €18,600 | = |
| Issued capital100 | €18,600 | €18,600 | - | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €11,126 | €31,118 | €56,857 | €76,735 | ▲ 35.0% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €9,266 | €29,258 | €54,997 | €74,875 | ▲ 36.1% |
| Profit (loss) carried forward14 | €71,324 | €71,324 | €71,324 | €71,324 | €71,324 | = |
| Amounts payable17/49 | €49,352 | €54,893 | €49,146 | €54,885 | €43,000 | ▼ 21.7% |
| Amounts payable after more than one year17 | €5,101 | €1,607 | - | - | - | - |
| Financial debts170/4 | €5,101 | €1,607 | - | - | - | - |
| Amounts payable within one year42/48 | €44,251 | €53,286 | €49,145 | €54,885 | €43,000 | ▼ 21.7% |
| Current portion of amounts payable after more than one year42 | €3,493 | €3,318 | €1,257 | - | - | - |
| Financial debts43 | - | - | - | - | €1,260 | - |
| Credit institutions430/8 | - | - | - | - | €1,260 | - |
| Trade debts44 | €2,258 | €3,545 | €2,413 | €2,287 | €593 | ▼ 74.1% |
| Suppliers440/4 | €2,258 | €3,545 | €2,413 | €2,287 | €593 | ▼ 74.1% |
| Advances received on contracts in progress46 | - | €5,657 | - | - | - | - |
| Taxes, remuneration and social security45 | €2,500 | €4,766 | €9,475 | €16,598 | €25,147 | ▲ 51.5% |
| Taxes450/3 | €2,500 | €4,766 | €9,475 | €16,598 | €25,147 | ▲ 51.5% |
| Other amounts payable47/48 | €36,000 | €36,000 | €36,000 | €36,000 | €16,000 | ▼ 55.6% |
| Accrued charges and deferred income492/3 | - | - | €1 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,100 | €45,266 | €55,992 | €61,739 | €35,878 | ▼ 41.9% |
| + Depreciation and write-downs630 | €4,810 | €4,294 | €3,612 | €3,278 | €2,442 | ▼ 25.5% |
| Operating cash flow (approximation) | €40,910 | €49,560 | €59,604 | €65,017 | €38,320 | ▼ 41.1% |
| Investment in fixed assets (approximation) | - | €0 | -€2,438 | -€3,961 | €0 | ▲ 100% |
| Change in cash | - | -€56 | €1,932 | -€323 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Weakest financial yearnet €35,878 ▼41.9%
Net result drops to €35,878, the lowest in the series.
30-09
Financial
Equity above €150,000Eq €166,659 ▲13.5%
8 profitable years in a row build equity to €166,659.
18-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
30-09
Financial
Highest result since 2018net €61,739 ▲10.3%
Operating result €68,047, net result €61,739, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €100,000Eq €101,050 ▲10.1%
5 profitable years in a row build equity to €101,050.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
21-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet
Ground area
126 m²
Building footprint
47 m²
Volume, LiDAR
440 m³
Parcel 52007C0216/00K011, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52007C0216/00K011 | Wallonia | 126 m² | 1 · 47 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-06-2012
Fiscal year end30-09
E-invoicing
Reachable via Peppol
Peppol ID
0208:0846899278
Also
9925:BE0846899278
Registered
19-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.